Catalyst Financial Pty Ltd

13/07/2026

With FY 2026 now well and truly behind us, today we took the opportunity to celebrate another year of delivering trusted advice, quality compliance and meaningful outcomes for our clients – and our exceptional team who make it all possible!

We're incredibly grateful for the dedication, teamwork and commitment our team has shown throughout the past 12 months, supporting our clients and each other.

Success is rarely the result of one defining moment, but rather the culmination of hundreds of small ones. As we reflect on the year that was, we're reminded of the countless conversations with clients, challenges solved, lessons learned and milestones achieved, that together, made FY 2026 a success.

As we head into FY 2027 at full speed, we’re excited for the opportunities and challenges ahead, and for another year of helping our clients see beyond the numbers.

Wishing all our clients, colleagues and team a fabulous 2027 financial year!

30/06/2026

From 1 July 2026, the way employers pay superannuation guarantee (SG) contributions is fundamentally changing — and if you employ staff, this affects you immediately.

Read our article (with must-do checklist ✅) to ensure you're ready!
https://catalystfinancial.com.au/payday-superannuation-what-employers-need-to-know/

24/06/2026

More changes to 2026-27 Budget tax proposals announced - this time affecting SMSF's.

🚫 SMSF's will be banned from borrowing to purchase residential property - See details here:
https://www.afr.com/wealth/personal-finance/smsf-property-plans-shattered-by-labor-greens-budget-deal-20260623-p6099k

Other amendments already announced:
✅ Testamentary trusts meeting specified criteria will be exempt from the 30% minimum trust tax.
✅ Small Business CGT concession aggregated turnover threshold for Active Asset Reduction increased from $2m to $10m.
✅ New CGT concession proposed for genuine start-ups and innovative businesses.
✅ Ministerial discretions to be removed in favour of legislated definition of "new build" in relation to negative gearing and CGT concessions.

More updates to come as they happen!

12/05/2026

⚠️ 2026-27 Federal Budget delivered ⚠️

As expected, the Budget contains some of the most significant reforms to the Australian tax system for some time. Most notably:
⭕️ removal of negative gearing,
⭕️ removal of the CGT discount in favour of the indexation method,
⭕️ minimum tax on capital gains,
⭕️ minimum tax on income distributed by trusts.

Other changes include:
⭕️ tax savings for workers,
⭕️ permanent increase of the instant asset write off threshold and
⭕️ reintroduction of loss carry back provisions.

Read our full summary below.

https://catalystfinancial.com.au/2026-federal-government-budget/

2026 Federal Government BudgetPosted on 12/05/2026 by Catalyst Financial • 0 CommentsAt 7:30pm tonight, Jim Chalmers delivered his fifth budget announcing that this is the most important and ambitious budget in decades… important because the world is throwing a lot at us and this budget is about...

30/03/2026

⚠️ Individuals with Total Superannuation Balances exceeding $3m will be taxed at higher rates on their superannuation earnings from 1 July 2026 under the newly legislated Division 296.

Prompt and careful consideration and action is critical for individuals who are immediately affected OR may be affected in the future, as decisions made prior to 30 June 2026 may significantly affect long term superannuation outcomes.

The information in these slides is general in nature and does not constitute financial or taxation advice. Please contact our office to discuss your personal situation.

30/03/2026

⚠️ Individuals with Total Superannuation Balances exceeding $3m will be taxed at higher rates on their superannuation earnings from 1 July 2026 under the newly legislated Division 296.

Prompt and careful consideration and action is critical for individuals who are immediately affected OR may be affected in the future, as decisions made prior to 30 June 2026 may significantly affect long term superannuation outcomes.

The information in these slides is general in nature and does not constitute financial or taxation advice. Please contact our office to discuss your personal situation.

26/01/2026

Australia Day seems to grow more contentious every year, but this much is true, today and always - 🇳🇿 We come from a wide range of backgrounds, cultures and life experiences that have led us to call Australia home. 🙏 We will be forever grateful for the life and opportunities this country has given us, and proud to call ourselves Australian! 🤝 We hold deep respect for the aboriginal people and their place in Australia, compassion for their experience, and reverence for their role as original custodians of this land. 💪 We are committed to upholding the values that make Australia so special, and to making Australia a better, safer and fairer place for all to live and thrive.

Happy Australia Day!

01/01/2026

Happy New Year from the Catalyst Team! 🍾🥂🥳🤩

We hope 2026 brings fresh energy and opportunities to achieve your goals, both professional and personal ⭐️ Wishing you all happiness, health and peace through the year to come. We look forward to working with you all in 2026 and beyond!