Nathan Rigney Profit Generator

Nathan Rigney Profit Generator Key note speaker, business success tips, not your typical accountant, Profit First Professional and award winning business owner and mentor.

Imagine an accountant that makes tax time stress free and pain free... Yes it does exist! Tax time can often be an inconvenient and stressful time of year for most people. First you need to set aside time to meet with a tax advisor, then when you meet you can be up for a world of pain. Nathan Rigney, is your dedicated and highly qualified taxation specialist and will ensure you receive the absolut

e maximum tax return legally available. Better still, we're available when you are. Appointments can be made in the evening or on weekends and if you can't make it into see us, we can complete your interview over the phone. So you won’t be wasting your precious time traveling or taking a few hours out of work just to have your tax return completed. It is our aim to make it stress free and we are here to accommodate you. When you have your tax return completed with NGR Accounting, we guarantee:
•The maximum tax return legally available
•Personal Service
•A Dedicated account manager
•Convenience
•Rapid service
•Dealing with a locally owned and operated business
•Your personal information remains in Australia
•Access to other additional personal services

So call 0415 645 878 today to book an appointment or for further information

01/09/2026

Why did you start your business?

More money?
More freedom?
More control?
More time with your family?

Because if you’re working from 4:30am until 7:30pm, barely seeing your kids and getting pi**ed off because your employees actually have a life…

What exactly are you building?

There’s nothing wrong with being ambitious.

There’s nothing wrong with wanting to absolutely smash it.

But your employees aren’t business owners.

You can’t expect them to sacrifice their lives because you’ve chosen to sacrifice yours.

And if the only way your business succeeds is by you working 15-hour days, eventually something is going to give.

Your health.
Your relationships.
Your family.
Or your love for the business itself.

Sometimes growing a business isn’t about doing MORE.

It’s stepping aside, bringing the right people in and letting go of the things you shouldn’t be doing anymore.

Build a business that supports your life, not one that consumes it.

💬 Has running your business given you more freedom… or less?

Entrepreneurship WorkLifeBalance BusinessAdvice

“Turnover can make you look successful. Cash flow determines whether you survive.”Big sales numbers look great.They look...
31/08/2026

“Turnover can make you look successful. Cash flow determines whether you survive.”

Big sales numbers look great.

They look impressive on Instagram.
They sound good at the pub.
They make the business look like it’s flying.

But turnover doesn’t pay the bills on its own.

Cash does.

You can have millions in revenue and still be struggling to pay:

💸 BAS
👥 Wages
💰 Super
🏦 Loans
📦 Suppliers
🧾 Everyday operating costs

That’s why I keep saying:

Revenue is not profit. And profit is not cash.

A healthy business needs all three to work together.

So stop measuring success by how busy you are or how big the top-line number looks.

Ask the better question:

How much cash is actually left after everything is paid?

That’s the number that keeps the doors open.

BusinessGrowth Profit Accounting

30/08/2026

Getting paid to create content?

Whether it’s Instagram, TikTok, YouTube, subscriptions, brand deals or another platform, once you’re earning money from it, you need to start thinking about tax.

And yes, there may also be expenses you can claim.

The key is the connection between the expense and the income you’re earning.

Depending on what you do, that could potentially include things like:

📱 Phone and internet
📷 Cameras and equipment
🎙 Mics
💡 Lighting
💻 Software and subscriptions
🧾 Accounting fees

Then there are the greyer areas; clothing, makeup, food and other things that might appear in your content.

Just because it appears in a video doesn’t automatically make the whole thing tax deductible.

It depends on what you’re doing, why you incurred the expense and whether there’s private use involved.

But here’s the BIG one we see newer creators getting caught on:

You get paid $1,000. You spend $1,000. Then tax time arrives. 😬

Don’t treat every dollar hitting your account as yours to spend.

Put money aside for tax from the beginning and get advice before your side hustle becomes a tax headache.

💬 Content creator: what’s the tax question you’ve always wanted answered?

TaxTips SmallBusinessAustralia AustralianTax

27/08/2026

Want to keep good people in your business?

I reckon you need three things:

🧠 IQ: Intelligence
People want to work with competent people. Make good decisions, lead well and don’t create unnecessary chaos.

❤️ EQ: Emotional Intelligence
Remember what it was like to be an employee. Listen. Communicate. Put yourself in their shoes. Treat people like bloody humans.

🙌 JQ: Joy Intelligence
This one’s mine.

How do you make your workplace somewhere people actually WANT to turn up to?

It doesn’t have to mean huge bonuses and extravagant perks.

Sometimes it’s morning tea. Going out for lunch. Celebrating a win. A bloody good Christmas party. We even have massages in the office once a month.

It’s the little things that make people think:

“I actually really like working here.”

Because you can pay someone well, but if they dread Monday morning, eventually another pay packet will get them out the door.

Build a workplace good people don’t want to leave.

💬 What’s something your workplace does that makes you genuinely enjoy being there?

BusinessOwner TeamCulture EmployeeExperience

26/08/2026

Ever looked at a tradie quote and thought:

“How the hell is it THAT much?”

Here’s the bit most people don’t see.

A $50,000 job can quickly get eaten up by:

💸 GST
🧱 Materials
👷 Wages
🦺 Workers comp
💰 Super
🚐 Vehicles
🛠 Tools
📄 Insurance
🏦 Finance and interest
📉 Business overheads

And after all of that?

The actual profit left for the business owner can be a whole lot smaller than you think.

That profit isn’t just “extra money” either.

It’s the reward for taking the risk, managing the staff, fixing the stuff that goes wrong and carrying the responsibility when the job doesn’t go to plan.

So next time you get a quote that feels expensive, remember:

Revenue is not profit.

There’s a whole business sitting behind that number.

Profit CashFlow BusinessTips

“We’re making good money… so where the hell is it?”If you’ve ever looked at your P&L and then looked at your bank accoun...
25/08/2026

“We’re making good money… so where the hell is it?”

If you’ve ever looked at your P&L and then looked at your bank account and thought those two things are telling VERY different stories… welcome to business. 😅

Because:

Sales ≠ cash.
Revenue ≠ profit.
And profit ≠ money sitting in the bank.

You’ve got GST, wages, super, suppliers, loan repayments, tax, operating expenses… and probably a whole lot of other s**t eating away at that top-line number.

That’s why a business can look incredibly successful from the outside and still be scrambling when BAS is due.

Don’t just celebrate turnover.

Understand where your cash is going, what needs to be put aside, and what is actually yours to spend.

Because at the end of the day:

Turnover feeds the ego. Cash flow feeds the business.

💬 Be honest - have you ever looked at your bank account and wondered where all the bloody money went?

BusinessGrowth Profit KnowYourNumbers

24/08/2026

Thinking about starting a business?

Don’t start with:

❌ Should I be a sole trader?
❌ Do I need a company?
❌ Should I set up a trust?

Start with whether the bloody business is actually going to work.

Before we spend money setting up structures, there are much bigger questions to answer.

Is there actually a market for what you’re selling?

What will it cost to get started?

How much cash do you need?

How much TIME will it take?

What does the business need to make for it to actually be worthwhile?

And what impact is starting this business going to have on you and your family?

If there are multiple owners, there’s another conversation too.

Who is bringing what to the table?

💰 Money
⏰ Time
🧠 Knowledge

You might get through the planning and discover you’ve got a cracking business opportunity.

Or you might discover the numbers don’t stack up at all.

Both are good outcomes.

Because it’s much cheaper to discover a bad business idea on paper than after you’ve poured your money, time and sanity into it.

Plan first.

Structure second.

Then build the bloody thing properly.

💬 If you were starting your business again, what would you plan differently?

Entrepreneurship BusinessAdvice BusinessGrowth

23/08/2026

The boat. The new car. The holidays. The toys.

They’re all great… if you can actually afford them.

The problem starts when we use debt to create a lifestyle our cash flow can’t support.

Because credit isn’t free money.

It’s debt and you’re going to pay for the privilege of using it through interest, fees and repayments.

That’s why I like to look at debt in two ways:

💰 Good debt: borrowing that has the potential to help you generate income or build wealth.

💸 Bad debt: borrowing to buy things that don’t produce anything financially and can keep you making repayments for years.

That doesn’t mean you can never finance a car, take a holiday or buy something fun.

But understand what you’re trading for it.

That $140K car isn’t necessarily costing you $140K once you’ve financed it.

And if a huge chunk of your income every month is already committed to repayments, who are you actually working for?

Before taking on more debt, ask yourself:

Is this helping me get ahead or am I borrowing from my future income to enjoy something today?

💬 What’s your rule when it comes to taking on debt?

FinancialFreedom SmallBusinessAustralia CashFlow

20/08/2026

“I’m over it. I don’t give a f*ck. Just sell it.”

I’ve heard versions of this from business owners before.

And I get it. When you’ve spent years building something, dealing with staff, clients, cash flow, stress and everything else that comes with business ownership… sometimes you just want OUT.

But selling your business emotionally can cost you.

Because what you think your business is worth and what someone is actually prepared to pay can be two very different numbers.

And a buyer isn’t just going to take your word for it.

They’re going to look at the numbers.

They’re going to want to see the last few years of financials. They’ll look at trends, profitability, assets, clients, contracts, goodwill and whether the story you’re telling them actually matches the numbers.

That’s why you should prepare your business for sale before you ever want to sell it.

Clean numbers. Good systems. Strong records. Valuable assets. Less reliance on the owner.

Build a business somebody would WANT to buy, even if you have absolutely no intention of selling it today.

Because one day, you might.

💬 Could someone look at your business today and understand what it’s actually worth?

BusinessGrowth ExitStrategy BusinessAdvice

18/08/2026

🚗 PART 3: Let’s add the whole bloody thing up.

We’ve looked at the company.

We’ve looked at the person buying the car.

Now let’s put both sides together.

Because transferring a company-owned vehicle to yourself or another related party can involve far more than changing the name on the rego.

Depending on the circumstances, you could be dealing with:

👉 GST
👉 Company tax consequences
👉 Stamp duty
👉 Division 7A
👉 Interest
👉 Minimum repayments
👉 Potential personal tax deductions where applicable

And these costs don’t necessarily hit at the same time.

Some may affect the next BAS.

Some may arise when the company tax return is lodged.

Others could play out over several years.

That’s why you want to understand the WHOLE transaction before you transfer the vehicle.

Don’t make the decision first and ask your accountant what it means afterwards.

And if you’ve landed here first, go back and watch Parts 1 and 2 so the numbers actually make sense.

💬 Got a question about company-owned vehicles? Leave it below.

SmallBusinessAustralia Accounting TaxTips

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