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Kim Payne Biz

The most valuable wins. If you want to be a better leader, a more effective communicator, or grow a more profitable business… be more valuable. This means:

1.

Business growth for action takers | Helping entrepreneurs & professionals play a bigger game | Cheerleader for courage | 📣 Keynote Speaker | 💡 Business Mentor | 🎧 Host of 'Courageous Me' Podcast. Being smart, competent, and technically proficient is not enough for sustained success. It’s also about how confidently you show up, speak up, and step up. How you impact others and showcase your value. G

etting out there, being seen by those who need what you’ve got. Secrets don’t sell.
2. Sharing your powerful messages, stories, ideas, and inspiration. Silence doesn’t lead.
3. Taking courageous action to grow and advance. Inaction hinders results. I’ve seen the greatest achievements come from those with all three covered. They make more money, have a greater impact, and enjoy more happiness, personally and professionally. With a strong focus on leadership, communications, and business, I help professionals increase their value through:

# Delivering high energy, inspirational keynotes.
# Sharing practical insights during interactive group workshops.
# Privately coaching brilliant individuals who want more from work and life. After nearly 30 years of doing this work in financial services and with pro’s in their industry, I’ve learnt:
The simplest way to sustained success is to be more valuable. I’m obsessed with helping intelligent, high-achieving professionals make this happen. If this sound like something you, your people, or your audience need, I’d love you to get in touch.

+61 421 058 926
[email protected]
www.9rok.com.au

17/02/2026

If you want to understand what courage really looks like when it comes to money, identity, and life transitions, this episode is for you.❣️

In this conversation, we meet financial adviser and business owner Natallia Smith, founder of TruWealth Advice, for a deeply human exploration of the quiet, often invisible courage women draw on every day.

From migrating to Australia at 22 with no English and no safety net, to building a business that supports single women over 50 through divorce, loss, retirement, and reinvention—Natallia shares how values, identity, and lived experience shape the decisions we make… especially the hard ones.

This episode goes far beyond money. 💸

It explores why women delay seeking financial advice, how fear and bias quietly influence choices, and what happens when courage isn’t loud or dramatic, but steady, values-led, and deeply personal.

You’ll hear about ethical courage in business, the emotional weight of financial truth-telling, the link between identity shifts and money decisions, and why confidence doesn’t come before action—it’s built through it.

If you’ve ever avoided a financial conversation because it felt uncomfortable, questioned whether you “should know more by now,” or felt the ground shift beneath you during a major life change… this episode might be exactly what the doctor ordered. 🌺

🎧 Tune into The Courageous Me Podcast, Episode 143. How money, identity, and values shape true wealth with Natallia Smith.

TruWealth Advice

11/02/2026

If you’ve been feeling drawn to do something that doesn’t neatly fit your current life, this is for you.

In a podcast episode, I chat to event photographer and self-confessed “professional people-watcher” Helen Oswald to explore how small, instinctive choices can lead to deeply fulfilling work, creative expansion, and a life that feels rich and full.

We talk about how one simple idea became the doorway into her business, why she’s not chasing growth for growth’s sake, and what travelling solo in her 40s revealed that never showed up when she was younger. ✈️

We also explore why creativity matters more as we age—from revisiting old passions to learning something completely new—and how the things you do for yourself shape how you show up everywhere… and honesty, make you a lot more interesting to talk to. 🤿

Insightful, fun, and full of those “oh… that’s cool” moments, this episode will get your mind ticking and wondering what might be possible for you next.

Key takeaways:

📸 How being a lifelong “people watcher” can be a professional superpower .
📸 How one small idea can become the doorway into a new venture.
📸 What travelling solo in your 40s can stir up.
📸 Why building the “biggest” business is not as important as building the right one.
📸 Why doing something creative for yourself can impact your whole life.
📸 How courage compounds when you learn something new or revisit a past interest.
📸 Why the things you do outside your work may be the very things that deepen your impact within it.

🎧 Tune into The Courageous Me Podcast, Episode 141. Calling the shots for a magnetic life with Helen Oswald
Magnetic Shots

Apple: https://podcasts.apple.com/au/podcast/courageous-me/id1689742406?i=1000746994783
Spotify: https://open.spotify.com/episode/5E6cFki4DFUoStLOJgmNGC?si=bc54abc85b614875

06/02/2026

Whhhoooo it’s really happening. No turning back now. I’m taking a big breath, reaching for courage, and cheering to what will be! Due for release 18 Feb, 2026! To preorder a copy or come along to the launch celebration, see links in bio . 💝💝💝

02/02/2026

What happens when life hands you a sliding-doors moment and you choose courage instead of certainty? 💗

In this deeply relatable and energising conversation, I sit down with Naomi Holmes, founder of Her Money Matters, to explore what it really looks like to start over in your 50s.

After a 30-year corporate career and an unexpected redundancy, Naomi found herself at a crossroads many women quietly face: return to what’s familiar or listen to the pull towards a burning desire.

What followed was a deep reckoning and the decision to build a business on her own terms.

This episode goes far beyond money. It’s about the stories we inherit, the beliefs that keep us playing safe, what happens when your “who-ness” gets rattled, and why Gen X women are uniquely positioned to create powerful second acts…if they’re willing to take the courage pill and step into the unknown. 🌟

We also unpack why women are so often sidelined in money conversations, how “not deciding” shapes our future, and what becomes possible when money feels lighter and less intimidating.

If you’ve ever wondered whether it’s too late, too risky, or too uncomfortable to choose something new… this conversation might help you see what’s possible.

🎧 Tune into The Courageous Me Podcast, episode 140. Why her money matters more than ever with Naomi Holmes on Spotify or Apple.

Her Money Matters

09/01/2026

Please join me for an evening to celebrate the launch of my book, Courageous Me—and experience courage in real life: up close, imperfect, and in action.

Releasing this book is one of the most vulnerable things I’ve ever done. 🙀

This evening is a celebration of a milestone, AND of what’s possible when you allow more courage into your life.

On the night, I’ll share:

💖 The behind-the-scenes moments that never made it into the book

💖 The doubts, resistance, and challenging decisions it took to write and release it

💖 Why courage isn’t just for the brave, but for those who choose to be real

You’ll also hear from a few incredible people whose stories are woven through the pages — real women, real courage, real choices.

I’d love you to join in the celebrations. 🥳

📍Thursday 19 Feb: 6pm-8pm

🔗 For info and tickets: https://events.humanitix.com/courageous-me-book-launch-celebration?_gl=1*1n6ur2k*_gcl_au*MTUxNzg0MjE3NC4xNzY3ODYzMzE5*_ga*MTkwOTk3MzA1LjE3Njc4NjMzMjA.*_ga_LHKW5FR9N6*czE3Njc4NjMzMTkkbzEkZzEkdDE3Njc4Njc0MzckajIwJGwwJGgw

22/12/2025

Best Christmas gift ever 🎄💗

Ten years of courage.

My book.

And tonight, it reached its final stage…ready to meet the world on Feb 18, 2026 ✨

Courageous Me
Not someday. Today.

Stay tuned for book launch details.

💝 Or pre-order one of the first copies : https://kimpayne.com.au/book/

20/12/2025

In the new episode of MDRT Presents, learn how to harness your value to build stronger relationships, make a bigger impact and live a more fulfilled and successful life at https://bit.ly/4s0b2qi.

24/11/2025

What happens when the life you’ve built suddenly falls apart… and then, against all odds, you rebuild it again?

In this breathtaking, emotional, and deeply vulnerable conversation, I chat with author, former attorney, and certified grief coach Stephanie Duran - a woman whose life reads like a novel filled with courage, devastation, reinvention, and the rare kind of love that changes you forever. 🌹

Together, we trace some of Stephanie’s journey from an idyllic marriage that slowly eroded, to the courage it took to walk away when the world didn’t understand, to rediscovering her confidence after 15 years out of the courtroom.

Then comes the love story that stops you in your tracks, the magnetic poolside meeting in Las Vegas, the whirlwind connection, the interstate move, the business, the dreams, and the unimaginable twist that followed. 💔

Stephanie opens up about fighting for more time, what it means to love someone through terminal illness, the devastating courage of saying goodbye, and how she found her way back to herself, and eventually, to love again. ❤️

This episode asks big questions:

♥️ What do we do when life breaks our heart?
♥️ How do we rebuild when the story changes?
♥️ And what does courage really look like when everything is on the line?

If you need a reminder that life can take everything from you and still offer new beginnings - this conversation will stay with you long after you listen.

🎧 Tune into The Courageous Me Podcast, Ep 131. How to weave happiness through grief and learn to love again with Stephanie Duran here https://kimpayne.com.au/ep-131-how-to-weave-happiness-through-grief-and-learn-to-love-again-with-stephanie-duran/
Stephanie Duran

10/11/2025

For every woman who has ever held herself back, doubted her worth, or wondered what might happen if she finally let the world see the real her, this is for you. 💛

I first interviewed Adriana Brusi, Managing Director at Crowds Now, on the podcast…but that episode has never been released.

Why?

Because in all honesty, Adriana felt she held back and was not being courageous.

So, she came back for a follow-up conversation that delves far deeper than the first one ever did.

And, importantly, this time, Adriana took off the mask and got real and raw. It’s amazing! ♥️

What unfolded is an unfiltered exploration of what it really means to drop the façade of perfection, confront people-pleasing patterns, and reclaim your voice after years of living to meet others’ expectations.

From growing up in Hong Kong chasing achievement as love, to breaking free from a toxic marriage, rebuilding her life as a single mother, and launching a new business born from purpose…Adriana’s story is a masterclass in courage, authenticity, and resilience. 🌹

She reveals the paradox of being perceived as confident yet feeling unseen, the pain and power of learning through failure, and the surprisingly pragmatic tool she uses to move through heartbreak and
hardship — one that’s as empowering as it is unconventional.

Key takeaways:

🌟 What happens when you realise your “authentic” self has been performing.
🌟 Why vulnerability and showing the cracks can make you even more endearing.
🌟 The hidden ways high-achieving women trade boundaries for belonging.
🌟 The red flags we don’t see, and how we can end up in places we never intended.
🌟 An unconventional way to move through any emotional storm and why it works.
🌟 The importance of learning to regulate emotions and give yourself space to reset.
🌟 Reclaiming your power so you can turn any past pain into your superpower to serve.

🎧 To hear the full conversation, tune into The Courageous Me Podcast, episode 129. Beyond the facade so you’re truly seen with Adriana Brusi here: https://kimpayne.com.au/ep-129-beyond-the-facade-so-youre-truly-seen-with-adriana-brusi/

05/11/2025

If you’ve ever wondered if your story matters or how the hardest chapters of your life can help others, this is for you! 💜

In this powerful conversation, we hear from the remarkable Wadzanai (Wadzi) Nenzou, founder of Our Scam Stories, a Global Platform where scam survivors share their stories of survival, and Herconomics, dedicated to women’s financial empowerment and money stories.

Originally from Zimbabwe, Wadzi came to Australia at 18 with nothing but courage, curiosity, and a fierce desire to explore the world. 🌍

From studying finance and economics to becoming a trailblazer in women’s money education and scam prevention, her story is one where courage has been the defining thread through every chapter.

Wadzi shares how witnessing women’s financial dependence as a young girl inspired her lifelong mission to empower others through storytelling, and how she founded Herconomics by following a burning desire and a willingness to begin long before she had it all figured out.

She also opens up about how she found the strength to keep living after unimaginable loss, and the healing that comes from bringing grief into the light. 💔

Through her open-hearted storytelling, Wadzi explores the power of personal responsibility, curiosity, and grace.

She challenges the narrative of victimhood, inviting women to reclaim their power, take action, and rewrite their money and life stories no matter the circumstances.

If you’ve ever needed a reminder that courage can coexist with pain, that your story matters, and that you can use even the hardest chapters of your life to help others, this conversation will move you deeply.

Key takeaways:
💡How the experiences of your childhood can quietly shape your life’s mission.
💡Why the clarity you’re waiting for only comes after you begin.
💡The surprising mindset shift that helps you see nuance where others see sides.
💡How adopting a “scout mindset” can change how you see people, power, and progress.
💡Why sharing your grief can become a gateway to healing.
💡The ripple effect when women courageously share their money and scam stories.
💡Why true empowerment isn’t about waiting for systems to change - it’s about reclaiming your power right now.

🎧 Tune into The Courageous Me Podcast, 128. Empowering women to rise through stories of money, scams and grief with Wadzi Nenzou here: https://kimpayne.com.au/ep-128-empowering-women-to-rise-through-stories-of-money-scams-and-grief-with-wadzi-nenzou/

Herconomics Our Scam Stories

20/10/2025

Courageous speaking isn’t about perfect delivery…it’s about using your voice with confidence and authority to grow your business or career.

Because those who learn to own the mic (literally or metaphorically) open doors others can’t.

Courageous speaking is the one skill that changes everything.

🎤 Join me this week for the Courageous Speaking Masterclass. 🎤

No scripts. No fluff. Just real talk, big energy, and practical tools to help you speak with more courage.

📍 Wed 22 Oct, 2025 - Braeside, Melbourne
⏰ 10am- 4pm

🎟️ Info and tickets here: https://kimpayne.com.au/courageous-speaking-masterclass/

14/10/2025

If it could go wrong, it has.

Slides that wouldn’t load. Clickers that wouldn’t click. Videos that wouldn’t play. Lights that went out mid-sentence.

I’ve even done half a keynote before realising my mic wasn’t on… and walked on stage with my dress half undone 😅

What I’ve learned is the most memorable moments aren’t when everything goes to plan.

The magic happens in how you handle it when it doesn’t. 🦸🏼‍♀️

Want to know how to make an impact even when things go off-script?

Come join me at the Courageous Speaking Masterclass where blunders become your superpower.

📍 Wed 22 Oct, Braeside Events On Citrus
⏰ 10am- 4pm

🎟️ Info and tickets here: https://kimpayne.com.au/courageous-speaking-masterclass/

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