10/11/2026
Financial experts are telling you to skip your annual vacation to afford the American Dream. 👇🏽
A recent analysis shows it now costs $5.3 million to live comfortably in the US over a lifetime.
The problem is the median lifetime earnings from age 25 to 64 plus Social Security only yield $4.1 million.
That leaves a massive $1.2 million gap. The mainstream advice to fix this math is to skip your vacations, sidestep a wedding, and go pet free.
You cannot shrink your way to wealth. Instead of cutting out the experiences that make life actually enjoyable, you have to focus on expanding your income.
Building alternative revenue streams outside the clinic gives you the leverage to bridge that gap. You should not have to choose between a comfortable retirement and taking a trip to a resort.
Focus on your Return on Time and build assets that scale.
