Invoice Payment System

Invoice Payment System Two decades of empowering businesses with our 8-hour invoice payments.

IPS Invoice Payment System knows the importance of liquidity, which is why we work closely and diligently with you to optimize the cash flow in your business. We offer an innovative way for your money to be available to you by promptly paying your current invoices, within 8 business hours. By depositing your current invoices at IPS, you gain total control of your cash flow, reduce administrative costs and increase your productivity.

A big customer feels like a major win—until payroll is due this Friday and their 60-day invoice won't land for another t...
09/02/2026

A big customer feels like a major win—until payroll is due this Friday and their 60-day invoice won't land for another three weeks.

When a huge chunk of your revenue sits with just one customer, your cash flow is only as reliable as their payment habits. Strong sales on paper don't keep the lights on if the cash is stuck in accounts receivable.

Swipe through to learn how to spot customer concentration risks and protect your cash flow before it creates a crunch.

Every year around budgeting season, business leaders face the same quiet anxiety: looking at a spreadsheet full of proje...
08/26/2026

Every year around budgeting season, business leaders face the same quiet anxiety: looking at a spreadsheet full of projections and wondering if those numbers will hold up when real-world challenges arrive.

Taking last year’s figures, adding a small percentage for inflation, and calling it a day provides a quick baseline, but true strategic budgeting goes much deeper.

A strong budget serves as a clear tactical narrative for where the business is heading, establishing solid guardrails for cash flow while offering true peace of mind and operational control.

When every dollar is backed by intention, financial planning becomes a reliable tool for funding growth and navigating unexpected market shifts.

Swipe through the carousel slides for a deeper look at how to transform your annual budget.

Which step in the budgeting process usually gives your team the most strategic clarity?

A huge thank you to our building management team at QuadReal for bringing Funnel Cake Day to life for everyone in the Di...
08/14/2026

A huge thank you to our building management team at QuadReal for bringing Funnel Cake Day to life for everyone in the Dixie Business Park yesterday. Nothing brightens up the workday quite like a funnel cake!

Is debt quietly putting your business at risk?To wrap up our multi-part series on financial metrics, we’re finishing wit...
08/12/2026

Is debt quietly putting your business at risk?

To wrap up our multi-part series on financial metrics, we’re finishing with Leverage Ratios (also known as Solvency Ratios).

While activity and profitability show how efficient and lucrative your day-to-day operations are, leverage ratios focus on long-term sustainability. They evaluate how much of your business is financed by debt versus equity and whether your capital structure can withstand a shift in cash flow.

Swipe through the carousel for a full breakdown and the formulas for these 5 essential leverage metrics:

1. Debt-to-Asset Ratio (Debt Ratio)
2. Debt-to-Equity Ratio
3. Equity Ratio
4. Debt-to-Capital Ratio
5. Debt-to-EBITDA Ratio

Tip: Hit the Save icon at the top right of this post so you can quickly reference these formulas during your next capital or debt structure review!

There’s no better reason to bring the team together than honouring an incredible milestone!Yesterday, we gathered for a ...
08/07/2026

There’s no better reason to bring the team together than honouring an incredible milestone!

Yesterday, we gathered for a company lunch to enjoy some great food and wish Roxana all the best as she embarks on her next chapter.

Thank you, Roxana, for your dedication and all the hard work you’ve put in over the years. You will be missed, but we wish you endless happiness in this next phase of life!

The transition into late summer is subtle. While the calendar says August, the business world is already bracing for Sep...
08/05/2026

The transition into late summer is subtle. While the calendar says August, the business world is already bracing for September.

Right now, many business owners are looking ahead to the fall surge—more orders, larger contracts, bigger moves.

On paper, it looks like growth. In reality? Growth is expensive.

Before a single dollar comes in from those new opportunities, the bills start arriving. Payroll increases, fuel costs stack up, inventory needs replenishing, and suppliers expect payment upfront.

The biggest threat to a growing business often isn't a lack of sales—it's the 30, 60, or 90-day waiting game for your own money while your expenses hit today.

If you wait until cash flow is tight in October to fix your payment processes, you're reacting. If you prepare your cash runway right now, you're positioned to win.

Our August InfoPays newsletter is packed with strategies to help you get your cash flow fall-ready before the rush hits. Read the full issue below ⬇️

The Civic Holiday isn’t a statutory holiday across Canada. There’s no big historic event behind it, just a collective ag...
07/31/2026

The Civic Holiday isn’t a statutory holiday across Canada. There’s no big historic event behind it, just a collective agreement by municipalities/cities (“civics”) to simply give local communities a mid-summer break.

So from all of us at IPS, we wish you a relaxing long weekend!

We will be closed on Monday, August 3rd, and back in action on Tuesday, August 4th.

07/27/2026

23 years of serving 1,500 businesses!

We reached this significant milestone this month, and we remain grateful for the trust our clients have placed in us to strengthen their cash flow and support their growth.
Thank you for being part of our journey!

Over the years, we've heard hundreds of questions from business owners just like you. So we're breaking them down in thi...
07/23/2026

Over the years, we've heard hundreds of questions from business owners just like you. So we're breaking them down in this series and answering your top invoice financing questions.

What questions do you have about invoice financing? Drop them in the comments and we might answer yours next!

IPS will always be human-first.When we marked our 20th anniversary three years ago, we committed to keeping people at th...
07/20/2026

IPS will always be human-first.

When we marked our 20th anniversary three years ago, we committed to keeping people at the forefront of our business—and that promise hasn't changed.

Humans provide something technology simply can’t replicate: deep context, flexibility, and real-world experience.

When it comes to checking your invoices, documents, and credit, we don't just run them through a rigid set of automated rules.

Our team analyzes your account and every piece of paper based on your specific business goals, allowing us to deliver flexible B2B funding solutions that automated software simply can't match.

Address

Mississauga, ON

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+19056704838

Website

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