Secure Life with Alma Aguila

Secure Life with Alma Aguila Simple financial education for Canadian families. ๐Ÿ‡จ๐Ÿ‡ฆ
Helping you save, protect, and grow your wealth.

09/03/2026

๐——๐—”๐—ฌ ๐Ÿญ๐Ÿด ๐—ข๐—™ ๐— ๐—ข๐—ฉ๐—œ๐—ก๐—š ๐— ๐—ฌ ๐—•๐—ข๐——๐—ฌ ๐Ÿšดโ€โ™€๏ธโค๏ธ

As early as 5 a.m., my daughter was already beside me for our bike ride.

Today reminded me that I am not only building healthier habits for myself. My children are also watching the choices I make.

๐—ง๐—ข๐——๐—”๐—ฌโ€™๐—ฆ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—”๐—ก๐—— ๐—ช๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก:

๐—–๐—›๐—œ๐—Ÿ๐——๐—ฅ๐—˜๐—ก ๐——๐—ข๐—กโ€™๐—ง ๐—ข๐—ก๐—Ÿ๐—ฌ ๐—Ÿ๐—˜๐—”๐—ฅ๐—ก ๐—™๐—ฅ๐—ข๐—  ๐—ช๐—›๐—”๐—ง ๐—ช๐—˜ ๐—ง๐—˜๐—Ÿ๐—Ÿ ๐—ง๐—›๐—˜๐— . ๐—ง๐—›๐—˜๐—ฌ ๐—Ÿ๐—˜๐—”๐—ฅ๐—ก ๐—™๐—ฅ๐—ข๐—  ๐—ช๐—›๐—”๐—ง ๐—ง๐—›๐—˜๐—ฌ ๐—ฆ๐—˜๐—˜ ๐—จ๐—ฆ ๐——๐—ข.

The same is true with wealth. We can teach our children about saving, planning, and making wise choices, but our example will always speak louder.

The greatest legacy is not only the money or property we leave behind. It is also the discipline, values, knowledge, and healthy habits we pass on while we are still here.

This morning, we did more than move our bodies. We created a memory and practised a habit that I hope she will carry into her own future.

๐——๐—”๐—ฌ ๐Ÿญ๐Ÿด, ๐——๐—ข๐—ก๐—˜ ๐—ง๐—ข๐—š๐—˜๐—ง๐—›๐—˜๐—ฅ. โค๏ธ

09/03/2026

๐——๐—”๐—ฌ ๐Ÿญ๐Ÿณ ๐—ข๐—™ ๐— ๐—ข๐—ฉ๐—œ๐—ก๐—š ๐— ๐—ฌ ๐—•๐—ข๐——๐—ฌ โค๏ธ

I may not have videos from Days 14, 15, and 16, but I still showed up. I danced and did WalkFit to keep my body moving.

Today, I went for a walk by myself.

๐—ง๐—ข๐——๐—”๐—ฌโ€™๐—ฆ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—”๐—ก๐—— ๐—ช๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก:

๐—ฃ๐—ฅ๐—ข๐—š๐—ฅ๐—˜๐—ฆ๐—ฆ ๐——๐—ข๐—˜๐—ฆ๐—กโ€™๐—ง ๐—ก๐—˜๐—˜๐—— ๐—” ๐—–๐—”๐— ๐—˜๐—ฅ๐—”, ๐—”๐—ฃ๐—ฃ๐—Ÿ๐—”๐—จ๐—ฆ๐—˜, ๐—ข๐—ฅ ๐—”๐—ก ๐—”๐—จ๐——๐—œ๐—˜๐—ก๐—–๐—˜ ๐—ง๐—ข ๐—–๐—ข๐—จ๐—ก๐—ง.

The same is true with wealth. Most financial progress happens quietly. It happens when you consistently save, pay down debt, protect your family, and make responsible choices even when nobody sees them.

Not every effort will be recorded or celebrated, but every good choice is still building something.

Today, I walked alone, but I continued showing up for myself. This journey is not only something I post. It is becoming part of who I am. โค๏ธ

08/30/2026
08/30/2026

๐Ÿฅถ ๐ˆ๐’ ๐˜๐Ž๐”๐‘ ๐๐€๐๐Š ๐€๐‚๐‚๐Ž๐”๐๐“ ๐…๐„๐„๐‹๐ˆ๐๐† ๐€ ๐‹๐ˆ๐“๐“๐‹๐„ ๐‚๐Ž๐‹๐ƒ ๐“๐Ž๐Ž? ๐Ÿ˜‚๐Ÿ’ธ

Here are 3 ways to start warming it up:

๐Ÿ”ฅ ๐Ÿ. ๐๐€๐˜ ๐˜๐Ž๐”๐‘๐’๐„๐‹๐… ๐…๐ˆ๐‘๐’๐“.

Automatically set aside something every paydayโ€”even if you start small. Donโ€™t make saving dependent on whatever happens to be left at the end of the month.

๐Ÿ”ฅ ๐Ÿ. ๐๐”๐ˆ๐‹๐ƒ ๐˜๐Ž๐”๐‘ ๐„๐Œ๐„๐‘๐†๐„๐๐‚๐˜ ๐…๐”๐๐ƒ.

Work toward having 3โ€“6 months of essential expenses set aside. Because unexpected expenses donโ€™t usually give us a warning. ๐Ÿฅถ

๐Ÿ”ฅ ๐Ÿ‘. ๐†๐ˆ๐•๐„ ๐„๐•๐„๐‘๐˜ ๐ƒ๐Ž๐‹๐‹๐€๐‘ ๐€ ๐‰๐Ž๐.

๐Ÿ’ต Money for ๐“๐Ž๐ƒ๐€๐˜
๐Ÿ›Ÿ Money for ๐„๐Œ๐„๐‘๐†๐„๐๐‚๐ˆ๐„๐’
โœˆ๏ธ Money for ๐…๐”๐ & ๐‹๐ˆ๐…๐„
๐ŸŒฑ Money for ๐˜๐Ž๐”๐‘ ๐…๐”๐“๐”๐‘๐„

Making money is one thing.

Learning how to keep it, protect it, and grow it is another. ๐Ÿ”ฅ๐Ÿ’ฐ

๐–๐ก๐ข๐œ๐ก ๐จ๐ง๐ž ๐š๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐  ๐จ๐งโ€”๐Ÿ, ๐Ÿ, ๐จ๐ซ ๐Ÿ‘? ๐Ÿ‘‡

08/28/2026

Day 11
๐—ง๐—ข๐——๐—”๐—ฌ, ๐—œ ๐—ช๐—”๐—Ÿ๐—ž๐—˜๐—— ๐—•๐—ฌ ๐— ๐—ฌ๐—ฆ๐—˜๐—Ÿ๐—™. โค๏ธ

Walking alone reminded me that although we may have people who love, support, and encourage us, there are some steps that only we can take.

No one else can move my body for me. No one else can make my daily choices, build my discipline, or create the future I want.

The same is true with wealth. We can receive advice and support, but we must still decide to save, protect our family, invest, and take responsibility for our financial future.

๐—ง๐—ข๐——๐—”๐—ฌโ€™๐—ฆ ๐—Ÿ๐—œ๐—™๐—˜ ๐—”๐—ก๐—— ๐—ช๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก:

๐—ฆ๐—จ๐—ฃ๐—ฃ๐—ข๐—ฅ๐—ง ๐—›๐—˜๐—Ÿ๐—ฃ๐—ฆ, ๐—•๐—จ๐—ง ๐—ฌ๐—ข๐—จ ๐—ฆ๐—ง๐—œ๐—Ÿ๐—Ÿ ๐—›๐—”๐—ฉ๐—˜ ๐—ง๐—ข ๐—ง๐—”๐—ž๐—˜ ๐—ฌ๐—ข๐—จ๐—ฅ ๐—ข๐—ช๐—ก ๐—ฆ๐—ง๐—˜๐—ฃ๐—ฆ.

Walking alone does not mean you are lonely. Sometimes, it means you are learning to trust yourself, enjoy your own company, and keep moving even when no one is beside you.

Today, I showed up for myself. One walk, one choice, and one step closer to a healthier and wealthier life. ๐Ÿ’ชโค๏ธ

08/24/2026

๐——๐—”๐—ฌ ๐Ÿด ๐—ข๐—™ ๐— ๐—ข๐—ฉ๐—œ๐—ก๐—š ๐— ๐—ฌ ๐—•๐—ข๐——๐—ฌ ๐Ÿง˜โ€โ™€๏ธ๐Ÿƒโ€โ™€๏ธ

Today, I did yoga with Coach Russ, followed by 30 minutes on the treadmill.

Yoga taught me to slow down, breathe, stretch, and become more flexible. The treadmill reminded me to keep going, even when I started feeling tired.

๐—ง๐—ข๐——๐—”๐—ฌโ€™๐—ฆ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—”๐—ก๐—— ๐—ช๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก:

๐—ฌ๐—ข๐—จ ๐—ก๐—˜๐—˜๐—— ๐—™๐—Ÿ๐—˜๐—ซ๐—œ๐—•๐—œ๐—Ÿ๐—œ๐—ง๐—ฌ ๐—ง๐—ข ๐—”๐——๐—๐—จ๐—ฆ๐—ง ๐—”๐—ก๐—— ๐—˜๐—ก๐——๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ ๐—ง๐—ข ๐—ž๐—˜๐—˜๐—ฃ ๐—š๐—ข๐—œ๐—ก๐—š.

Life and finances do not always follow our original plans. Expenses change, priorities shift, and unexpected situations happen. We need to adjust without completely giving up on our goals.

Being flexible does not mean abandoning your plan. It means finding another way forward.

Day 8 reminded me that progress requires both patience and persistence. Learn when to slow down, when to adjust, and when to keep pushing forward.

๐——๐—”๐—ฌ ๐Ÿด, ๐——๐—ข๐—ก๐—˜! ๐Ÿ’ชโค๏ธ

08/23/2026

For the first time in almost 14 years, I USED THE GYM!!! Today until the next 4 days I am away from home and staying in a hotel with great Leaders.

I could have used being away from my usual routine as a reason to skip today. Instead, I saw the hotel gym and decided to use what was already available to me.

๐—ง๐—ข๐——๐—”๐—ฌโ€™๐—ฆ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—”๐—ก๐—— ๐—ช๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก:

๐—ฃ๐—ฅ๐—ข๐—š๐—ฅ๐—˜๐—ฆ๐—ฆ ๐—œ๐—ฆ๐—กโ€™๐—ง ๐—”๐—Ÿ๐—ช๐—”๐—ฌ๐—ฆ ๐—”๐—•๐—ข๐—จ๐—ง ๐—š๐—˜๐—ง๐—ง๐—œ๐—ก๐—š ๐— ๐—ข๐—ฅ๐—˜. ๐—ฆ๐—ข๐— ๐—˜๐—ง๐—œ๐— ๐—˜๐—ฆ, ๐—œ๐—งโ€™๐—ฆ ๐—”๐—•๐—ข๐—จ๐—ง ๐—จ๐—ฆ๐—œ๐—ก๐—š ๐—ช๐—›๐—”๐—ง ๐—ฌ๐—ข๐—จ ๐—”๐—Ÿ๐—ฅ๐—˜๐—”๐——๐—ฌ ๐—›๐—”๐—ฉ๐—˜.

The same principle applies to wealth. Before looking for more money, another account, or a new opportunity, take a closer look at what you already have.

Are you using your workplace benefits?

Are you maximizing the accounts and opportunities available to you?

Are you making the most of your time, knowledge, skills, and current income?

We often think we need perfect conditions or more resources before we can begin. But sometimes, the opportunity is already in front of us. We simply need to recognize it and use it.

Different place. Different routine. Same commitment.

๐——๐—”๐—ฌ ๐Ÿณ, ๐——๐—ข๐—ก๐—˜. โค๏ธ

08/22/2026

๐——๐—”๐—ฌ ๐Ÿฒ ๐—ข๐—™ ๐— ๐—ข๐—ฉ๐—œ๐—ก๐—š ๐— ๐—ฌ ๐—•๐—ข๐——๐—ฌ ๐Ÿ’ช

Today, I realized that health and wealth are built in very similar ways.

One workout may not immediately transform your body. One deposit may not immediately change your financial future.

But small choices, repeated consistently, can create meaningful results over time.

Every time I choose to move, I am making a small investment in my future health. Every time we save, invest, or make a wiser financial decision, we are making a small investment in our future freedom.

๐—ง๐—ข๐——๐—”๐—ฌโ€™๐—ฆ ๐—Ÿ๐—œ๐—™๐—˜ ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก:

๐—ฌ๐—ข๐—จ ๐——๐—ข๐—กโ€™๐—ง ๐—›๐—”๐—ฉ๐—˜ ๐—ง๐—ข ๐——๐—ข ๐—ฆ๐—ข๐— ๐—˜๐—ง๐—›๐—œ๐—ก๐—š ๐—•๐—œ๐—š. ๐—ฌ๐—ข๐—จ ๐—๐—จ๐—ฆ๐—ง ๐—›๐—”๐—ฉ๐—˜ ๐—ง๐—ข ๐—ž๐—˜๐—˜๐—ฃ ๐——๐—ข๐—œ๐—ก๐—š ๐—ฆ๐—ข๐— ๐—˜๐—ง๐—›๐—œ๐—ก๐—š.

Day 6 may feel like one small step, but every step counts. I am not looking for overnight results. I am building habits that my future self will thank me for. โค๏ธ

08/21/2026

๐——๐—”๐—ฌ ๐Ÿฑ ๐—ข๐—™ ๐— ๐—ข๐—ฉ๐—œ๐—ก๐—š ๐— ๐—ฌ ๐—•๐—ข๐——๐—ฌ โค๏ธ

Today, my spouse and I went for a walk. The purpose wasnโ€™t only to exercise. We also wanted to reconnect.

Donโ€™t get me wrong, we have a good relationship. But for the past nine years, we have been busy raising our children, working, and handling everyday responsibilities. Sometimes we forget to slow down and spend time together, just the two of us.

It felt so good to put our phones away, walk side by side, and talk about anything without distractions.

๐—ง๐—ข๐——๐—”๐—ฌโ€™๐—ฆ ๐—Ÿ๐—œ๐—™๐—˜ ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก:

๐—˜๐—ฉ๐—˜๐—ก ๐—” ๐—š๐—ข๐—ข๐—— ๐—ฅ๐—˜๐—Ÿ๐—”๐—ง๐—œ๐—ข๐—ก๐—ฆ๐—›๐—œ๐—ฃ ๐—ก๐—˜๐—˜๐——๐—ฆ ๐—ง๐—œ๐— ๐—˜ ๐—”๐—ก๐—— ๐—”๐—ง๐—ง๐—˜๐—ก๐—ง๐—œ๐—ข๐—ก.

You donโ€™t always need an expensive date or a big vacation to reconnect. Sometimes, you just need to put your phones away, take a simple walk, and be present with each other.

Today, we didnโ€™t just move our bodies. ๐—ช๐—˜ ๐— ๐—”๐——๐—˜ ๐—ง๐—œ๐— ๐—˜ ๐—™๐—ข๐—ฅ ๐—จ๐—ฆ. โค๏ธ


08/20/2026

๐——๐—”๐—ฌ ๐Ÿฐ ๐—ข๐—™ ๐— ๐—ข๐—ฉ๐—œ๐—ก๐—š ๐— ๐—ฌ ๐—•๐—ข๐——๐—ฌ ๐Ÿ’ช๐Ÿฅฐ

Here are ๐Ÿฏ ๐—Ÿ๐—œ๐—™๐—˜ ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก๐—ฆ today taught me:

๐Ÿญ. ๐—ฌ๐—ข๐—จ๐—ฅ ๐—๐—ข๐—จ๐—ฅ๐—ก๐—˜๐—ฌ ๐——๐—ข๐—˜๐—ฆ๐—กโ€™๐—ง ๐—›๐—”๐—ฉ๐—˜ ๐—ง๐—ข ๐—ฆ๐—ง๐—ข๐—ฃ ๐—ช๐—›๐—˜๐—ก ๐—ฃ๐—Ÿ๐—”๐—ก๐—ฆ ๐—–๐—›๐—”๐—ก๐—š๐—˜.

My daughter was my biking buddy for the first three days, but she couldnโ€™t join us today because her bike had a flat tire. We missed her, but we still continued.

๐Ÿฎ. ๐—”๐—ฃ๐—ฃ๐—ฅ๐—˜๐—–๐—œ๐—”๐—ง๐—˜ ๐—ช๐—›๐—ข๐—˜๐—ฉ๐—˜๐—ฅ ๐—œ๐—ฆ ๐—•๐—˜๐—ฆ๐—œ๐——๐—˜ ๐—ฌ๐—ข๐—จ ๐—ง๐—ข๐——๐—”๐—ฌ.

My husband is finally backkkkkโ€”and today, he became my biking partner! ๐Ÿฅฐ Life feels lighter when someone you love supports your journey.

๐Ÿฏ. ๐—ฃ๐—ฅ๐—ข๐—š๐—ฅ๐—˜๐—ฆ๐—ฆ ๐——๐—ข๐—˜๐—ฆ๐—กโ€™๐—ง ๐—ฅ๐—˜๐—ค๐—จ๐—œ๐—ฅ๐—˜ ๐—ฃ๐—˜๐—ฅ๐—™๐—˜๐—–๐—ง ๐—ง๐—œ๐— ๐—œ๐—ก๐—š ๐—ข๐—ฅ ๐—ฃ๐—˜๐—ฅ๐—™๐—˜๐—–๐—ง ๐—–๐—ข๐—ก๐——๐—œ๐—ง๐—œ๐—ข๐—ก๐—ฆ.

Some days, you move with your daughter. Other days, you move with your husband. Sometimes, you may have to move alone. What matters is that you keep showing up for yourself.

Day 4 of choosing better health, a stronger future, and more beautiful moments with my family. โค๏ธ

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