10/16/2026
LIVE TONIGHT - Join the conversation!
Landlords, you know the cycle: find a tenant, chase the rent, file the N4, wait on the Landlord and Tenant Board, turn the unit over, and start all over again.
But what if there were another way?
Tonight, I'm joined by Rachel Oliver, the Cashflow Queen, a Rent-to-Own pioneer who has helped nearly 1,000 families work toward homeownership. Rachel is co-author of the Amazon best-seller Rent-to-Own Essential Guide for Homebuyers and co-founder of the Ownable Home Program.
We'll discuss how Rent-to-Own works, how families can pursue homeownership, and how investors can explore alternative approaches to rental housing and cash flow.
PLUS, TONIGHT'S LANDLORD HEADLINES:
Hamilton's Maximum Heat Bylaw: A new pilot will require landlords in Ward 2 to maintain a maximum indoor temperature of 26°C during the summer cooling season. What will compliance cost, and what could this mean for rental housing affordability?
Landlord and Tenant Board Changes: Shorter N4 notice periods, persistent late-payment rules and new hearing requirements. Will these changes make a meaningful difference for housing providers?
- Rent Reporting & Credit Building: How can rental payment history help responsible tenants build credit while giving landlords another tool for documenting payment history and debts?
-The Rising Cost of Rental Housing: Mortgage costs, property taxes, insurance, maintenance and government regulations. Are we doing enough to keep rental housing sustainable and affordable?
- AND WITH MUNICIPAL ELECTION DAY APPROACHING… LET'S TALK ACCOUNTABILITY!
Municipal decisions affect our property taxes, housing supply, rental regulations, development charges and the future of our communities.
As voters prepare to head to the polls, we need to be asking important questions: What are our municipal leaders proposing? What will their policies cost taxpayers? And are their decisions helping create more housing, or adding more barriers and costs?
These issues affect landlords, tenants, homeowners, businesses and taxpayers alike. It's time to look beyond the promises and have honest conversations about policies, spending and results.
JOIN THE DISCUSSION!
Are new rental regulations improving housing conditions, or are we overlooking the cost of providing rental housing?
Could Rent-to-Own offer another pathway to homeownership?
And what should voters be asking municipal candidates about property taxes, housing affordability and accountability before casting their ballots?
Drop your thoughts and questions in the comments. We want to hear from landlords, tenants, property managers, homeowners and taxpayers.
Because this isn't about landlords versus tenants. It's about good landlords, good tenants, responsible government and housing solutions that work.
You're watching Kayla Unfiltered -real conversations, real housing issues, and accountability that matters.
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Disclaimer: Kayla Unfiltered is intended for education, discussion, and the sharing of personal experiences. This program does not provide legal advice. Any allegations or personal experiences shared by guests reflect their own perspectives and should not be interpreted as verified findings. Every situation is unique, and viewers should seek independent legal advice for their own circumstances.
Thank you to our amazing Sponsors:
FrontLobby: https://frontlobby.com/
Landlord Credit Bureau: https://landlordcreditbureau.ca/
Canadian Tenant Inspection Services (CTI): https://www.ctiservices.ca/
Kiruban Coffee Mortgage: https://www.coffeeandmortgage.ca/
InTrust Commercial Real Estate: https://intrustcre.com/
Rental Deposit Now: https://rentaldepositsnow.com/
The Co-operators - Ray Johnson & Associates Inc: https://www.cooperators.ca/
Van Mar Constructors: https://on.vanmarconstructors.com
KW Property Management: https://www.kwproperty.com/
Renovation Solutions: https://renovationsolutions.ca/