Mobius Planning

27/02/2023

❌ Vast majority of financial advisors and financial planners in Canada are not actually doing true financial planning.

Instead, they are more accurately described as financial product salespersons, mutual fund brokers, or insurance agents.

This means that many people are not actually getting the right help they need to achieve their financial goals.

In this article, we help you understand what a true financial planner looks like so you know how to find the right planner to work with.

Discover the differences between financial planners and financial advisors. Learn which is best for you and your financial goals.

22/02/2023

It’s crucial to know how much money you will need to support your lifestyle during retirement and how you can pay for it. This article will guide you through the process of calculating the cost of your retirement and exploring different retirement income sources and strategies.

A critical aspect of retirement planning is estimating the cost of your retirement. It's crucial to know how much money you will need.

10/07/2020

Catch my interview on CBC Radio with Stephen Quinn on $ and investing.

Certified Financial Planner Bily Xiao speaks with Stephen Quinn about the way covid-19 is changing the way people plan for their futures.

10/06/2020

Last Friday, the Bank of Canada echoed a warning by the Canadian Association of Insolvency and Restructuring Professionals that personal insolvencies may spike. Here's how to get a handle on debt.

10/06/2020

TikTok engages kids more and for almost as long as Youtube at 80min/day.

Crazy reduction in attention span...

Millennials (24-39) ... 20 minute TV shows

Gen Z 1st wave (16-23) ... 12 minute Youtube clips

Gen Z 2nd wave (1-15) ... 16 second TikToks

09/06/2020

It may be a painful fact to contemplate during these locked-down days, but last year the world was more mobile than ever, with people taking 4.6 billion flights. In April this year, though, planes carried just 47 million passengers; that level of mobility, annualized, would set the clocks back to 19...

08/06/2020

"Winning has a price. And leadership has a price. So I pulled people along when they didn't want to be pulled; I challenged people when they didn't want to be challenged," Jordan said.

07/06/2020

The rules change when you move from an office to your spare room. Here’s how to be both productive and healthy.

06/06/2020

The world economy that went into retreat in March as covid-19 threatened lives was one that looked sound and strong. But the economy that re-emerges will be fundamentally different.

05/06/2020

The Canadian economy is showing signs of a fragile rebound as provinces ease lockdown restrictions, suggesting that the worst of the damage inflicted by the COVID-19 pandemic is over – provided that the outbreak is contained in the months ahead.

04/06/2020

History shows that when the shocks pile up, one atop the other, Americans can reach a tipping point. Is that happening now, asks columnist Gerald F. Seib.

03/06/2020

COVID-19 has created a global public health crises. But the economic impact of this pandemic is also staggering and provides an opportunity for tax planning by using something called an estate freeze.