My Best Money Life

My Best Money Life Helping expats and individuals in France & the U.S. master their budgets, save money, and thrive.

Expert tips on personal finance, budgeting, and expat life in France. I also help Americans and other expats with their move to France.

11/06/2026

Happy to announce I now have over 800 Followers!

Any specific France or Finance topics you would like me to write an article on?

If you’ve ever felt lost trying to figure out how to find a doctor in France, you’re not alone. One of the first big ste...
10/06/2026

If you’ve ever felt lost trying to figure out how to find a doctor in France, you’re not alone. One of the first big steps is finding a médecin traitant (your primary care physician), and honestly, it can feel a little confusing at first.

I put together a simple guide on how to find a primary care doctor, use Doctolib to book appointments, understand the difference between Secteur 1, 2, and 3, and know when you need a referral for a specialist.

If you’re new to France or just trying to make sense of the system, I hope this helps.

Read it here:

https://www.mybestmoneylife.com/how-to-find-a-primary-care-physician-doctor-medecin-traitant-and-making-medical-appointments-in-france

For those in the community that have gone through this process, please share your experience and tips in the comments.

I recently saw a service that was charging to help people find their médecin traitant, which really frustrated me and motived me to write this article, as you should never need to pay a service to find a doctor in France...

Learn how to find a primary care doctor (médecin traitant) in France, use Doctolib to book appointments, understand doctor pricing sectors, and get referred to specialists.

How much does healthcare really cost in France? 🇫🇷 I break down my family's actual expenses, including doctor visits, pr...
06/06/2026

How much does healthcare really cost in France? 🇫🇷

I break down my family's actual expenses, including doctor visits, prescriptions, and insurance, with real numbers from our experience. If you're planning a move to France, this guide will help you understand the true cost of healthcare. 👇

https://www.mybestmoneylife.com/cost-of-living-in-france-healthcare-my-familys-real-life-experience-and-expenses

Wondering about healthcare costs in France? Here's what my family actually paid for doctor visits, prescriptions, blood work, a hospital visit, and physical therapy after joining the French healthcare system.

I had a Financial Coaching and Moving to France consultation this week, and at the end of the session the couple told me...
05/06/2026

I had a Financial Coaching and Moving to France consultation this week, and at the end of the session the couple told me something that genuinely made me smile.

They said:

“You’re a real expert on these topics, yet you charge a third of what less qualified people charge.”

They said they were hesitant to book at first because my rate is 100€ an hour, and they assumed that meant the quality would be lower.

In reality, I chose that rate on purpose. I don’t want price to be a barrier for people who need solid guidance on French administration, visas, cross‑border finances, or planning a move to France. Good advice shouldn’t only be accessible to people with large budgets.

I recently saw on a website of an American couple who recently moved to France that they charge 275€ an hour to talk about relocation topics. They’re not experts in French administration, not immigration lawyers, and don’t have a background in finance; they simply moved here last year. Yet they charge nearly triple.

It’s a good reminder that price doesn’t always equal expertise.

This week alone, I worked with six families, some who have lived in France for 20 years, others just beginning their relocation journey. They received coaching from someone who has:

Attended business school in France

Worked in senior finance roles in France

Taught Finance at a Business School in France

Guided dozens of clients through the visa and relocation process

Managed cross‑border finances for two decades

and can clearly explain the trade‑offs behind every decision

If you’re planning a move to France, preparing for retirement here, or looking for financial coaching in France or the United States, you can schedule a consultation here:

👉 https://www.mybestmoneylife.com/book-an-appointment

For those who would like a strategy tailored to their specific goals, I offer one-on-one consultations. During our session, we can address your individual challenges and build a clear, actionable plan for your move to France and your financial future.

Thinking about moving to France as an American but unsure what to do with your US investments?A lot of Americans make th...
04/06/2026

Thinking about moving to France as an American but unsure what to do with your US investments?

A lot of Americans make the wrong move, and it can cost them thousands.

In my new article, I explain why keeping your investments in the U.S. is often the smartest, simplest, and most tax‑efficient choice for expats.

👉 You can read the full article here:
https://www.mybestmoneylife.com/moving-to-france-as-an-american-why-you-should-keep-your-investments-in-the-us

Are you a U.S. citizen moving to France? Learn why keeping your investments in the U.S. is smarter than transferring them to Europe. Avoid PFIC tax pitfalls, maintain U.S. brokerage accounts, and take advantage of the U.S.–France tax treaty

The 2026 Summer Sales in France run from June 24 to July 21 : this is one of the best times of the year to save big on c...
03/06/2026

The 2026 Summer Sales in France run from June 24 to July 21 : this is one of the best times of the year to save big on clothes, shoes, electronics, furniture, and more.

Discounts get deeper each week, so it’s the perfect moment to plan your purchases.

I break down the dates, discount waves, and money‑saving tips here 👇

https://www.mybestmoneylife.com/france-summer-sales-2026-dates-discounts-and-how-to-maximize-your-savings

Please let me know in the comments if you have anything you are planning to purchase.

The 2026 French summer sales run from June 24 to July 21. Learn how the discount waves work, what to buy, and how to stack savings with cashback sites like iGraal, Poulpeo, and TopCashback.

🌟 TopCashback France Deal Alert: 15% Cashback on Hotels.com!Planning a getaway? Right now TopCashback France is offering...
03/06/2026

🌟 TopCashback France Deal Alert: 15% Cashback on Hotels.com!

Planning a getaway? Right now TopCashback France is offering 15% cashback on Hotels.com : an easy way to save big on your next trip.

If you’re new to TopCashback, you can sign up with my referral link here:

👉 https://www.topcashback.fr/ref/timo007

💡 Pro tip: When booking with Hotels.com, use the French website, the loyalty program still gives you the 11th night free, which stacks perfectly with cashback versus the 2% loyalty points in the United States.

Have questions about cashback or how to maximize your savings? Drop them in the comments or reach out anytime!

Find cheap hotels and discounts when you book on Hotels.com. Compare hotel deals, offers and read unbiased reviews on hotels.

I had a person reach out to me this morning who paid 600 euros each for a hand holding service to help them apply for th...
02/06/2026

I had a person reach out to me this morning who paid 600 euros each for a hand holding service to help them apply for the VLS-TS Long-Stay Visitor Visa only to find out how simple is was after they read my free guide. The money was lost, but this is exactly why I published my guide for free...

The VLS-TS Long-Stay Visitor Visa does not require a lawyer or administrative service to complete. The process is straightforward and if you meet the requirements, your visa is likely to be approved.

I have posted below the full visa instructions from my guide for the benefit of the community.

If you have any questions on the VLS-TS Long-Stay Visitor Visa process, please feel free to put in the comments.

If group members completed this process on their own, please share in the comments to reassure others that the process doesn't require an immigration lawyer or relocation service.

Long-Stay Visitor Visa (No right to work) Guide:

France issues Long-Stay Visitor Visa's to American citizens (requirements are similar for most nationalities), that meet certain requirements. The process is relatively straightforward and doesn't require a lawyer or consultant. I know folks that spends hundreds of dollars for assistance in applying for their visa only to realize that they could have done it themselves.

The details below are for a long-stay visitor visa which doesn't provide the right to work in France.

The requirements for this visa include:

USA Passport that is valid for at least 15 months after your visa start date (I recommend applying with a passport that is valid for a minimum of 2 years) + copy

Birth Certificate (while not on the formal list, I would recommend having a recent official / certified copy of your birth certificate)

Marriage Certificate (If applying as a couple, while not on the formal list, I would recommend having a recent official / certified copy of your marriage certificate).

2 x ID photographs 35mm × 45mm

Agree not to under-take any professional activities in France and provide a letter on your plans in France or a pension certificate if retired.

Proof you can support yourself in France with savings or a pension equivalent to the French minimum wage of 1,867 euros per person. This can be proven with a pension statement and/or 3 months of bank & investment statements. There is some evidence that the net minimum wage of 1,478 euros might be sufficient, yet I would feel much safer with using the Brut minimum wage of at least 1,867 euros a month in my application. Only include official bank & investment statements; the PDF you download and print (no screenshots).

Proof of accommodation in France. Most individuals use a 3 month long Airbnb reservation if they do not already own property in France.

Have at least 30,000 euros of compliant travel health and repatriation insurance for the duration of your stay (usually 12 months) (see Health Insurance section below for additional details on my recommended providers: Feather and Mondassur). Please note that USA health insurance plans, Tricare, and medicare would not meet this requirement.

The price for the visa is 99 euros

The documents can all be in English and do not require any translation.

Here is the formal text of requirements from the French Visas Webpage for Americans:

The supporting documents to be provided are as follows:

Pre-requisites

A travel document, issued less than 10 years ago, containing at least two blank pages, with a period of validity at least 3 months longer than the date on which you intend to leave the Schengen Area or, in the case of a long stay, at least three months longer than the expiry date of the visa requested. Be sure to transmit (scan) the identity page of your travel document as well as ALL PAGES containing visas, entry and exit stamps or any other inscription.

2 x ID photographs 35mm × 45mm

If you are not a US citizen, please provide proof of your legal status (green card, visa and I94 or endorsed I20 for F1 visa holders or endorsed DS2019 for J1 visa holders. The "travel endorsment" signature is valid for one year and must not expire before the date of return to the USA).

If you have an official travel document, a note verbale is required.

Purpose of travel/stay

Letter from the employer or proof of business ownership / business license (if self employed). If retired, pension certificate. If student, certificate of enrollment.

Promise not to exercise any professional activity in France, if applicable accompanied by a letter explaining your project.

Funds

Proof of enough resources to cover all expenses during trip (pension certificate or last 3 bank statements).

Accommodation

Proof of accommodation in France: property title deed, tenancy agreement or any other supporting document. Or proof that accommodation will be provided by a person residing in France, or if not, a document explaining the accommodation arrangements planned for France.

Visa Compliant Health insurance

Visa Compliant health insurance certificate issued by the insurance company (covering any possible costs for medical repatriation, and emergency and/or hospital treatment, for a minimum amount of €30,000, valid in France for the whole stay. A copy of your American health insurance card is not an acceptable proof of adequate coverage). I recommend Feather and Mondassur which I describe in detail in the healthcare section below.

I recommend bringing your original documents and copies to the appointment. You will provide the copies in the appointment and these will not be returned to you. I always tend to bring more documentation than what is required, just in case, but that is just based on my experience having applied for visas for over a dozen countries around the world.

I recommend including a short simple letter providing a background of your plans in France. In this letter, you can explain your resources (investment income, pension income, savings, etc.) and the reason you desire to move to France. In the letter, be sure to put that you commit to NOT working or seeking employment in France. This is key as the VLS-TS visa does not allow you to obtain employment in France.

The process for this visa is straightforward and you can find the details of the process here : https://visas-fr.tlscontact.com/en-us/country/us/vac/usHOU2fr/application-process

You will be applying for your visa through the TLS Contact service which is the company France uses to process their visa applications in the United States.

Here is a list of TLScontact Visa Centers in the United States for obtaining a French visa:

Atlanta, Georgia

Boston, Massachusetts

Chicago, Illinois

Houston, Texas

Los Angeles, California

Miami, Florida

New York, New York

San Francisco, California

Seattle, Washington

Washington, D.C.

The latest data I have been hearing is that most visa are approved within 1-2 weeks of applying.

Once you visa is approved and you arrive in France, you will need to validate your VLS-TS within 3 months. The instructions to complete this task are listed in the link below:

Long-stay visa equivalent to a residence permit (VLS-TS) : https://france-visas.gouv.fr/en/your-arrival-in-france

This visa should never require a lawyer or consultant to help complete in my opinion, but that doesn't stop immigration lawyers from charging hundreds or even thousands of dollars to help Americans with this process even though is it very straightforward and absolutely doesn't require a lawyer.

Application procedure | TLScontact Houston

01/06/2026

✈️ Flying Blue Promo Rewards for June Are LIVE : USA ⇄ Europe From 18,750 Miles!

Air France–KLM just published their June Promo Awards, valid for travel now through November 30, 2026 and there are some good deals for flights between Europe and the USA.

You can check all routes directly here: flyingblue.com/en/earn-spend/flights/rewards

🔥 USA Promo Routes Include (‑25% Off Economy Awards):

Europe → New York — from 18,750 miles

Europe → Houston — from 18,750 miles

Europe → Seattle — from 18,750 miles

Europe → Atlanta — from 18,750 miles

Europe → Boston — from 18,750 miles

Europe → Minneapolis — from 18,750 miles

Let me know if you are planning to take advantage of any of these offers in the comments...

Adresse

Rennes

Notifications

Soyez le premier à savoir et laissez-nous vous envoyer un courriel lorsque My Best Money Life publie des nouvelles et des promotions. Votre adresse e-mail ne sera pas utilisée à d'autres fins, et vous pouvez vous désabonner à tout moment.

Contacter L'entreprise

Envoyer un message à My Best Money Life:

Partager