SJW Business Solutions

SJW Business Solutions Helping you free your time to run your business. Our ultimate goal is to give you back the freedom and time to focus on your core business.

Founded by Sharon Watkins in 2012, SJW Business Solutions is a team of highly experienced finance and business support specialists. No more stress over managing the bookkeeping or preparing cashflows and management accounts. We will do all those tasks accurately and efficiently for you. No need to worry over meeting your accounting and tax deadlines as we will also take care of those. We have a te

am of Certified Xero Accounting Software advisors who can implement the software and design it specifically to meet the needs of your business. However, whichever software platform you are using, we will understand how your business works and we can work with your at your offices or support you remotely using Cloud based technology. Our services are tailored to your specific requirements ensuring you always of consistency and value for money.

04/09/2026

Lights, camera… blunders!

Turns out, explaining allowable expenses and electric car tax rules without collapsing into laughs is actually a multi-take job. Cameron and Sharon tried to keep it professional, but the bloopers won this round.

At SJW Accountancy and Bookkeeping, we take your finances seriously—ourselves? Not so much.

If you want plain-English advice from real people who don’t do accounting jargon (or super serious takes), tap the link in our bio to chat with the team!

Pulling money out of your business shouldn't result in an unnecessary tax bill! As a limited company director, relying s...
02/09/2026

Pulling money out of your business shouldn't result in an unnecessary tax bill!

As a limited company director, relying solely on salary or randomly drawing dividends isn't always the most efficient route. By balancing salary thresholds, dividend bands, pension contributions, and small tax-free perks, you can significantly reduce your tax burden.

Swipe through for a full comparison breakdown of your Q3 extraction options!

How do you structure your director income? Drop a comment or save this guide for your next accounting review!

There’s a massive difference between a genuine business expense and an accidental Benefit in Kind (BIK) liability! When ...
01/09/2026

There’s a massive difference between a genuine business expense and an accidental Benefit in Kind (BIK) liability!

When you're running a limited company, it's easy to assume anything bought "for work" can simply be run through the business without tax consequences. But HMRC has very strict rules on personal benefit and duality of purpose.

Swipe through to see 4 common expenses directors misinterpret—and what the rules actually say!

Need help structuring your director remuneration and expense policies correctly? Tap the link in our bio to speak with the SJW team!

There’s a massive difference between being tax-compliant and being tax-efficient. Tax-compliant: You meet your filing an...
28/08/2026

There’s a massive difference between being tax-compliant and being tax-efficient.

Tax-compliant: You meet your filing and payment obligations correctly and on time. (Yay!)

Tax-efficient: You keep as much of your hard-earned cash as legally possible by taking advantage of allowances, pension contributions, and smart structuring. (Double Yay!)

If your current setup just consists of throwing receipts at an accountant once a year and praying... you might need help!

Drop us a message at SJW Accountancy and Bookkeeping, and let’s make sure your hard work actually stays in your pocket.

Happy National Dog Day! 🐾At SJW, our favourite day of the week is easily Friday when Obi joins the team as our official ...
26/08/2026

Happy National Dog Day! 🐾

At SJW, our favourite day of the week is easily Friday when Obi joins the team as our official Chief Morale Officer.

There's nothing quite like a tail-wagging workplace to make the Friday inbox a little easier to clear. Hope you all get to celebrate your favourite four-legged companions today! 😍

24/08/2026

The "pub advice" tax myth about company cars...

"Just put a company car through the business, it's 100% tax deductible!"

We hear this one all the time. But before you go running out to buy a brand new petrol or diesel vehicle on the company card, here’s the reality:

Unless you are buying a brand new electric vehicle (EV), the cost will usually qualify for capital allowances at 6% or 18% a year on a reducing balance, depending on the car’s CO₂ emissions.

Before taking financial advice from your mate down the pub, drop us a message to check what you can actually claim!

August isn't just for ice creams and trying to remember where you put your desk fan—it's the sneaky prelude to Q4! 🍦Befo...
21/08/2026

August isn't just for ice creams and trying to remember where you put your desk fan—it's the sneaky prelude to Q4! 🍦

Before the autumn rush hits, here are 3 quick things every business owner should check off their list:

👉Director Dividends vs. Salary. Are you drawing money in the most tax-smart way, or just hoping for the best?
👉Unpaid Invoices. Give that debtor list a gentle nudge before everyone goes on holiday mode.
👉Receipt Trail. Are your receipts living safely in your software, or fading away in the bottom of your handbag/glovebox?

Breathe… you don’t have to do it alone. Blink twice if you need help sorting your books before autumn! 😉

📍 SJW Accountancy & Bookkeeping

Now that July’s P11D deadline is safely in the rearview mirror, it’s time to look ahead! 🚗Company benefits are changing ...
19/08/2026

Now that July’s P11D deadline is safely in the rearview mirror, it’s time to look ahead! 🚗

Company benefits are changing fast—from the massive tax perks of Electric Vehicles to HMRC pushing everyone towards real-time payrolling of benefits.

Swipe through our mini-guide above to see what your business should be prepping for next. ➡️

Think you only need to worry about VAT once you hit the official rolling threshold? Think again! Here’s the catch:The 30...
17/08/2026

Think you only need to worry about VAT once you hit the official rolling threshold? Think again!

Here’s the catch:

The 30-Day Rule: If you know you're going to cross the threshold in the next 30 days alone, you must register immediately—not after it happens!

Voluntary Registration: Sometimes registering early actually saves you money (especially if you sell to VAT-registered businesses or have high upfront costs).

VAT rules can give anyone a headache. If you're currently staring at your turnover spreadsheet in a cold sweat... wave frantically ! 👋

The team at SJW Accountancy is here to translate HMRC-speak into plain English.

14/08/2026

It’s peak August. ☀️

Half your clients are on an island somewhere, your emails are full of "Out of Office" auto-replies, and you’re sitting at your desk trying to remember if you paid that supplier invoice or just dreamt about it.

Running a business in August is a weird mix of wanting to close your laptop and head to the b**r garden. And panic-checking your cash flow so Q4 doesn't catch you off guard.

If your brain feels currently fried by summer heat and spreadsheet formulas... blink five times real fast (or just drop a 🍦 in the comments)...

Address

Leyburn

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441969624120

Website

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