James Wilson Just Mortgages

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James Wilson Just Mortgages Approved by The Openwork Partnership on 02/08/2026
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

14/10/2026

Should you clear your debts before applying for a mortgage?

Credit commitments can impact how much you can afford to borrow but if the mortgage is still affordable with them still place it may not be worthwhile paying them off

It’s worth finding out what impact it will have before deciding anything



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06/10/2026

It’s not just your salary!💰

How do lenders calculate what you can borrow?

Bonuses, commission, overtime, benefit income, and share of profits are just some of the additional pieces of income you might be able to use to increase your borrowing power.

Every lender is different as to what they will use and how much of it they’ll use. So make sure you’re not just stuck with what your bank can offer🏦



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29/09/2026

Application’s been submitted but what next?

Do I just leave you to it and go missing? Absolutely not!

Applying for the mortgage is only part of the job!

22/09/2026

How much of a deposit do you need?

There are multiple factors that need to be considered, but with rising costs of living, lenders know that saving for a deposit can be difficult😫

So many are offering low, or even no deposit schemes



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The Bank of England has elected to hold the base rate at 3.75% in spite of recent increase in inflation📈A bit of good ne...
17/09/2026

The Bank of England has elected to hold the base rate at 3.75% in spite of recent increase in inflation📈

A bit of good news filtering through the rest of the noise

15/09/2026

How much can you afford to borrow?💵

All lenders have different affordability calculations and criteria meaning your borrowing can vary significantly, so it’s always a good idea to compare what’s out there!



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Thanks .coffee for letting me film here and for the great coffee

08/09/2026

Got an Agreement in Principle (AIP)? What’s next?👀

The house buying process can be difficult and complicated, but there are people that can help you every step of the way, reducing some of the stress😓

Got any questions about where to start?



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02/09/2026

5 things that could be stopping you from getting a mortgage ❌

Before applying for a mortgage, there are a few things worth being aware of that could affect your chances or the options available to you.

Here are 5 of the most common 👇

BTS… shamelessly using Rosie for content🎥But today’s her 1st birthday so she deserves a shoutout!🎉
25/08/2026

BTS… shamelessly using Rosie for content🎥

But today’s her 1st birthday so she deserves a shoutout!🎉

Nice weekend away from the desk!🏕️🏴󠁧󠁢󠁷󠁬󠁳󠁿Camping and discovering the countryside (and the odd pub) is my ideal way to sp...
11/06/2026

Nice weekend away from the desk!🏕️🏴󠁧󠁢󠁷󠁬󠁳󠁿

Camping and discovering the countryside (and the odd pub) is my ideal way to spend downtime…maybe add a little rugby in there too…

Address

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Liverpool
L85TA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+447830077734

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