First Select Mortgage Brokers

15/10/2026

Great news for those wanting to get on the housing ladder. Affordability improving for those planning to buy a home.

Link in comments

12/10/2026

"Sorry, we can only count 50% of your bonus..." Sound familiar? 😤❌

If you work in sales, earn monthly commission, or have flexible hours, dealing with traditional high-street mortgage calculators can feel like fitting a square peg in a round hole 🔲🟡.

Automated bank algorithms love basic salaries, but they often ignore the full picture of your true earning power.

Here’s how we recently helped a growing family secure their home:
✅ 100% bonus income accepted (instead of the standard 50% cap)
✅ Weighted annual average for variable part-time hours
✅ Full mortgage approval right on time for their new arrival 👶🏡

Got commission or bonus income on your payslips?
Let’s get your full income counted.

🔗 Tap the link to read the full case study and get in touch with our team:
https://f.mtr.cool/9b72ff3zvy



YOUR HOME OR OTHER PROPERTY CAN BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.

08/10/2026

Things home owners think will add value to their home but do NOT....

You may be surprise by what makes the list!

Click below
https://f.mtr.cool/ihq6bioaki

06/10/2026

🏡Is a 2.5% deposit enough to buy your first property?

The UK government’s newly announced 'Your First Home' scheme introduces a 2.5% deposit requirement alongside a 20% equity loan for eligible new-build purchases in England.

By reducing the required mortgage to 77.5% LTV, first-time buyers can access better borrowing rates while cutting deposit targets in half.

📖 Read our full breakdown of the mechanics, price caps, and key considerations on the First Select Mortgage Brokers blog.
https://f.mtr.cool/1xmh0vheyt

💬 Planning your first purchase? Contact First Select Mortgage Brokers today to discuss your borrowing criteria and option structures

YOUR HOME OR OTHER PROPERTY CAN BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.

25/08/2026

This is an understandable concern for many people buying a house or moving, and not just first time buyers.

We pride ourselves at First Select Mortgage Brokers to guide our customers every step of the way.

The stats comes from a Barclays Bank survey – Many potential purchasers “can’t navigate the buying process”

21/08/2026

Harry & Meghan are moving back to the UK. Take a look at their California mansion:

https://f.mtr.cool/jxdrehzzzg

15/07/2026

🌪️ Life happens, and sometimes, so do credit blips! But did you know a past financial storm shouldn’t lock you out of owning your dream home?🏡✨

If you've been turned down for credit before, you're definitely not alone!
Did you know that a whopping 20% of adults have had a credit application rejected? 📉

But here’s the good news: a low credit score doesn't mean "game over."
While high-street banks love a "perfect" profile, we work with a wide range of specialist lenders who love to say YES! 👍

We can help find mortgages for clients facing all kinds of complex credit situations, including:
🔹 Low Credit Scores
🔹 Missed or Late Payments
🔹 Defaults & CCJs
🔹 Historical Bankruptcy
🔹 Use of Pay-Day Loans
🔹 Lack of Credit History

Let us do the heavy lifting and navigate the criteria for you! 👋 No call centres, no judgement—just independent, friendly, whole-of-market advice tailored to you.

📲 Want to see past the blips? Grab our **FREE 4-Minute Guide to Complex Credit Mortgages** or drop us a message to chat with an expert today!

👉 Read more and enquire here: https://f.mtr.cool/gnwfxqfbio



YOUR HOME OR OTHER PROPERTY CAN BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.

13/07/2026

🏰 Ever dreamed of living in a piece of British history? (Or maybe just a house with its own flight simulator?) ✈️🔮

At First Select Mortgage Brokers, we see a lot of standard three-bed semi-detached houses. But every now and then, a property hits the UK market that makes us stop, stare, and completely redefine what "home" means. 🤯

Take a look at **Viola** in Glastonbury, Somerset.
On the outside, it’s a breathtaking, grand Georgian-inspired country house. But on the inside? It features a lower-ground floor entirely dedicated to flight and racing simulators. Talk about the ultimate rainy-day sanctuary! 🏎️💨

👉See the property listing on Unique Homestays:
[Viola, Glastonbury](https://f.mtr.cool/fkrgqkyyqv )

Whether you are looking to buy a traditional home in Manchester, a sprawling country estate, or an eco-friendly workshop retrofit, the mortgage rules change depending on how "unusual" the property is 🛠️

At First Select, we have access to the whole of the market, meaning we know exactly which lenders welcome properties that break the mould.

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💬 Thinking of making a move? Let’s chat.
📞 Call the team: **0161 393 1575**
🌐 Visit us: [firstselectmortgagebrokers.co.uk](https://f.mtr.cool/xzqvcszajs )



YOUR HOME OR OTHER PROPERTY CAN BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.

12/07/2026

🔑 Renting? More like spending money to live in someone else’s house... permanently.
🏡 Let's change that!

Hey, First-Time Buyers! 👋 We know that stepping onto the property ladder can feel a bit like trying to solve a Rubik's cube blindfolded.
🧩 Between deposits, interest rates, and all the confusing jargon, it’s easy to feel overwhelmed.

But guess what? You don’t have to do it alone! At First Select Mortgage Brokers, we make the whole process simple from start to finish. ✨

Here is how we help you lock in that first set of keys:

🌍Whole-of-Market Access: We check all the major banks, building societies, and specialist lenders to find the absolute best deal for your exact situation.
🤝Real People, No Call Centres You get a dedicated, friendly expert who you can message directly—no long hold music here!
📉Affordable Options:Whether you have a small deposit or are looking at schemes like Shared Ownership, we’ll guide you through it all.

Based right here in Manchester, we are a family-run business dedicated to giving you plain-English, stress-free advice. 🐝

Ready to trade your landlord's bank details for your own front door? 🚪🔑

👉 Drop us a message right here
📞 Call us on: **0161 393 1575**
🌐 Learn more: (https://f.mtr.cool/pljjyfqcte )

06/07/2026

🏡✨ Dreaming of owning your own home but worried about the cost? ✨🏡

A Shared Ownership Mortgage could be the perfect stepping stone to getting your foot on the property ladder! 🔑💙

With Shared Ownership, you can buy a share of a property and pay rent on the remaining portion, making homeownership more accessible for many first-time buyers and those who might not otherwise be able to buy. 🙌

At First Select Mortgage Brokers, we're here to help you understand your options and find the mortgage that's right for you. 😊

✅ Friendly, expert mortgage advice
✅ Access to a wide range of lenders
✅ Support from application to completion
✅ Helping make your home-buying journey as stress-free as possible

Ready to take the next step? 🚀

👉 Find out more and make an enquiry today by visiting:
🌐 https://www.firstselectmortgagebrokers.co.uk/shared-ownership-mortgages/

Let's make your homeownership goals a reality! 🏠✨



YOUR HOME OR OTHER PROPERTY CAN BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.