First Rate Mortgages

First Rate Mortgages Independent and trusted Irish financial advisors helping you achieve your goals. First Rate also offers a broad range of financial solutions to customers.

Expert guidance in mortgages, pensions, investments, and protection โ€” tailored solutions to build your financial future with confidence. First Rate Financial Planning is a leading Dublin based independent mortgage & financial services brokerage. The company is headed up by Shay Fitzpatrick & Kevin McNerney who have over 50 years combined experience in the financial services sector. Since its incep

tion, First Rate has been a leading adviser in the mortgage market in Ireland, helping individuals and families source finance for property purchases. First Rate has built up an enviable position as an expert provider of advice, and enjoys excellent business relationships with a wide number of mortgage providers. This has enabled First Rate to arrange mortgages for customers without fuss and on very competitive terms. The company offers full financial planning solutions, enabling customers to maximise their financial assets, protect their families and businesses, and plan for their long-term futures. First Rate Financial Planning is regulated by the Central Bank of Ireland.

11/06/2026
๐€ ๐ฌ๐ญ๐ซ๐จ๐ง๐  ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฉ๐ฅ๐š๐ง ๐ญ๐จ๐๐š๐ฒ ๐ฆ๐ž๐š๐ง๐ฌ ๐ฉ๐ž๐š๐œ๐ž ๐จ๐Ÿ ๐ฆ๐ข๐ง๐ ๐ญ๐จ๐ฆ๐จ๐ซ๐ซ๐จ๐ฐ.At First Rate Financial Planning, we provide clear, personali...
26/02/2026

๐€ ๐ฌ๐ญ๐ซ๐จ๐ง๐  ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฉ๐ฅ๐š๐ง ๐ญ๐จ๐๐š๐ฒ ๐ฆ๐ž๐š๐ง๐ฌ ๐ฉ๐ž๐š๐œ๐ž ๐จ๐Ÿ ๐ฆ๐ข๐ง๐ ๐ญ๐จ๐ฆ๐จ๐ซ๐ซ๐จ๐ฐ.

At First Rate Financial Planning, we provide clear, personalised guidance to help you make informed decisions, protect what matters most, and work towards your long-term goals.

๐’๐ญ๐š๐ซ๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ฃ๐จ๐ฎ๐ซ๐ง๐ž๐ฒ ๐ฐ๐ข๐ญ๐ก ๐œ๐จ๐ง๐Ÿ๐ข๐๐ž๐ง๐œ๐ž ๐š๐ง๐ ๐ญ๐š๐ค๐ž ๐œ๐จ๐ง๐ญ๐ซ๐จ๐ฅ ๐จ๐Ÿ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐ญ๐จ๐๐š๐ฒ.

๐Ÿ“ 37A Main St, Ongar, Dublin 15

๐Ÿ“ž 01-8613044
โœ‰ [email protected]
๐ŸŒ http://www.firstrate.ie

๐˜๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐ฌ๐ญ๐š๐ซ๐ญ๐ฌ ๐ฐ๐ข๐ญ๐ก ๐š ๐œ๐ฅ๐ž๐š๐ซ ๐ฉ๐ฅ๐š๐ง.At First Rate Financial Planning, we provide expert guidance across mortg...
23/02/2026

๐˜๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐ฌ๐ญ๐š๐ซ๐ญ๐ฌ ๐ฐ๐ข๐ญ๐ก ๐š ๐œ๐ฅ๐ž๐š๐ซ ๐ฉ๐ฅ๐š๐ง.

At First Rate Financial Planning, we provide expert guidance across mortgages, pensions, protection, and full financial planning to help you make confident decisions and achieve your goals.

๐†๐ž๐ญ ๐ข๐ง ๐ญ๐จ๐ฎ๐œ๐ก ๐ญ๐จ๐๐š๐ฒ ๐š๐ง๐ ๐ญ๐š๐ค๐ž ๐ญ๐ก๐ž ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ฌ๐ญ๐ž๐ฉ ๐ญ๐จ๐ฐ๐š๐ซ๐ ๐š ๐ฌ๐ž๐œ๐ฎ๐ซ๐ž ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž.

๐Ÿ“ 37A Main St, Ongar, Dublin 15

๐Ÿ“ž 01-8613044
โœ‰ [email protected]
๐ŸŒ http://www.firstrate.ie

๐˜๐จ๐ฎ๐ซ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐ž๐œ๐ฎ๐ซ๐ข๐ญ๐ฒ ๐ข๐ฌ ๐›๐ฎ๐ข๐ฅ๐ญ ๐จ๐ง ๐ญ๐ก๐ž ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌ ๐ฒ๐จ๐ฎ ๐ฆ๐š๐ค๐ž ๐ญ๐จ๐๐š๐ฒ.Taking small steps now โ€” reviewing your mortgage...
19/02/2026

๐˜๐จ๐ฎ๐ซ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐ž๐œ๐ฎ๐ซ๐ข๐ญ๐ฒ ๐ข๐ฌ ๐›๐ฎ๐ข๐ฅ๐ญ ๐จ๐ง ๐ญ๐ก๐ž ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌ ๐ฒ๐จ๐ฎ ๐ฆ๐š๐ค๐ž ๐ญ๐จ๐๐š๐ฒ.

Taking small steps now โ€” reviewing your mortgage, planning your pension, and protecting your income โ€” can make a huge difference later. A clear plan brings confidence, stability, and peace of mind.

Future you will be glad you started.

๐Ÿ“ 37A Main St, Ongar, Dublin 15

๐Ÿ“ž 01-8613044
โœ‰ [email protected]
๐ŸŒ http://www.firstrate.ie

Happy Pancake Tuesday ๐Ÿฅž ๐Ÿ˜‹
17/02/2026

Happy Pancake Tuesday ๐Ÿฅž ๐Ÿ˜‹

๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐š๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฅ๐จ๐ฏ๐ž๐ ๐จ๐ง๐ž๐ฌ ๐ข๐ฌ ๐จ๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐ฆ๐จ๐ฌ๐ญ ๐ข๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌ ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐ฆ๐š๐ค๐ž.At First Rate F...
16/02/2026

๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐š๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฅ๐จ๐ฏ๐ž๐ ๐จ๐ง๐ž๐ฌ ๐ข๐ฌ ๐จ๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐ฆ๐จ๐ฌ๐ญ ๐ข๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌ ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐ฆ๐š๐ค๐ž.

At First Rate Financial Planning, we provide tailored life cover and income protection solutions for individuals and businesses, helping you stay financially secure if the unexpected happens.

Peace of mind starts with the right protection in place.

๐Ÿ“ 37A Main St, Ongar, Dublin 15

๐Ÿ“ž 01-8613044
โœ‰ [email protected]
๐ŸŒ http://www.firstrate.ie

๐๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ซ๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐ฌ๐ญ๐š๐ซ๐ญ๐ฌ ๐ฌ๐จ๐จ๐ง๐ž๐ซ ๐ญ๐ก๐š๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค.A well-structured pension helps protect your future and gives you c...
12/02/2026

๐๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ซ๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐ฌ๐ญ๐š๐ซ๐ญ๐ฌ ๐ฌ๐จ๐จ๐ง๐ž๐ซ ๐ญ๐ก๐š๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค.

A well-structured pension helps protect your future and gives you confidence about what lies ahead. At First Rate Financial Planning, we provide clear guidance on personal and company pensions to help you make informed decisions at every stage.

Thinking about your pension or wondering if youโ€™re on the right track? Get in touch to start planning with confidence.

๐Ÿ“ 37A Main St, Ongar, Dublin 15

๐Ÿ“ž 01-8613044
โœ‰ [email protected]
๐ŸŒ http://www.firstrate.ie

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ง๐ž๐ฑ๐ญ ๐ฆ๐จ๐ฏ๐ž ๐จ๐ซ ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ๐ข๐ง๐  ๐ฌ๐ฐ๐ข๐ญ๐œ๐ก๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?At First Rate Financial Planning, we support first-...
09/02/2026

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ง๐ž๐ฑ๐ญ ๐ฆ๐จ๐ฏ๐ž ๐จ๐ซ ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ๐ข๐ง๐  ๐ฌ๐ฐ๐ข๐ญ๐œ๐ก๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?

At First Rate Financial Planning, we support first-time buyers, home movers, and mortgage switchers with clear guidance and access to multiple lenders under one roof. The goal is simple: help you find a mortgage that suits your needs and your future plans.

Get in touch to see what your options look like.

๐Ÿ“ 37A Main St, Ongar, Dublin 15

๐Ÿ“ž 01-8613044
โœ‰ [email protected]
๐ŸŒ http://www.firstrate.ie

๐Ÿก ๐๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž, ๐ฆ๐จ๐ฏ๐ข๐ง๐  ๐ก๐จ๐ฎ๐ฌ๐ž, ๐จ๐ซ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?First Rate Financial Planning supports first-time buy...
05/02/2026

๐Ÿก ๐๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž, ๐ฆ๐จ๐ฏ๐ข๐ง๐  ๐ก๐จ๐ฎ๐ฌ๐ž, ๐จ๐ซ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?

First Rate Financial Planning supports first-time buyers, home movers, refinancers, and property investors with clear guidance at every stage. Access to all major Irish lenders means mortgage options and rates are tailored to your needs.

Could switching or reviewing your mortgage put you in a better position? Get in touch to explore your options.

๐Ÿ“ 37A Main St, Ongar, Dublin 15

๐Ÿ“ž 01-8613044
โœ‰ [email protected]
๐ŸŒ http://www.firstrate.ie

โญ ๐–๐ก๐š๐ญ ๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐’๐š๐ฒ โญHelping clients feel confident throughout the mortgage process is a key part of what we do at Fi...
02/02/2026

โญ ๐–๐ก๐š๐ญ ๐Ž๐ฎ๐ซ ๐‚๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐’๐š๐ฒ โญ

Helping clients feel confident throughout the mortgage process is a key part of what we do at First Rate Financial Planning. From first-time buyers to mortgage switchers, weโ€™re proud to support our clients with clear guidance and a smooth experience from start to finish.

Thank you to our clients for trusting us with one of the biggest financial decisions youโ€™ll make.

๐Ÿ“ 37A Main St, Ongar, Dublin 15

๐Ÿ“ž 01-8613044
โœ‰ [email protected]
๐ŸŒ http://www.firstrate.ie

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37A Main Street
Dublin
DUBLIN15

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