Urban Munshi

06/09/2026

06/09/2026

04/09/2026

Mere last video mein PBD ko lekar aapke kaafi questions aaye. Aaj main unhi questions ke short aur clear answers de raha hoon.”

1. PBD kya hota hai?
PBD यानी Purchase Bill Discounting, jisme eligible business apne genuine trade bills/invoices ke against working capital finance access kar sakta hai, subject to lender approval.

2. PBD ke liye collateral zaroori hai?
PBD structure mein traditional property collateral har case mein required nahi hota; eligibility buyer, transaction, documents aur lender policy par depend karti hai.

3. PBD mein minimum business requirement kya hai?
Eligible businesses ke liye transaction size, turnover/sales aur buyer profile important hote hain; exact limit funding program aur lender assessment ke according vary karti hai.

4. PBD mein funding kitni jaldi mil sakti hai?
Complete documents aur successful verification ke baad fast processing possible hai; actual approval/disbursement TAT case-to-case vary karta hai.

5. PBD ke liye sabse important kya hota hai?
Genuine business transaction, valid invoice/bill, credible buyer, banking trail aur proper documentation PBD assessment ke key factors hain.

“Agar aapke business mein genuine sales hain lekin payment cycle ki wajah se working capital block hai, toh PBD ek option ho sakta hai. Apna case discuss karne ke liye DM mein ‘Working Capital’ likhiye.

04/09/2026

Loan के लिए बार-बार bank के चक्कर लगाने की जरूरत नहीं—अब अपनी loan application खुद online track और manage कीजिए, एक ही AI & API-enabled dashboard से!”

Script:

अगर आपको ₹5 लाख से लेकर ₹5 करोड़ तक का secured loan चाहिए—जैसे Home Loan, LAP, Working Capital, Term Loan या Business Loan against collateral—तो आपके लिए हमारे पास है एक AI & API-enabled smart loan dashboard।

इस dashboard पर आप खुद login करके अपनी loan application online submit कर सकते हैं और अपने सभी required documents securely upload कर सकते हैं।

सबसे खास बात—आपको एक ही जगह पर पता चलेगा कि कौन-कौन से lending options में आपकी eligibility बन रही है, आपकी application किस stage पर है और आगे क्या requirement pending है।

आप अपनी application का real-time status भी online track कर सकते हैं—यानी बार-बार किसी को call करके पूछने की जरूरत नहीं कि आपकी file कहाँ पहुँची।

आपके available credit information और existing loan obligations के आधार पर भी आपको relevant information dashboard पर दिखाई दे सकती है, जिससे आपको अपनी overall credit position समझने में आसानी होगी।

और हाँ, आपके documents के लिए secure online document upload और access facility भी उपलब्ध है।

मतलब—Apply Online, Upload Documents, Track Status और Loan Process को एक ही dashboard से manage कीजिए।

अगर आपको इस dashboard का online access/link चाहिए, तो comment में सिर्फ “LOAN” लिख दीजिए।

मैं आपको link भेज दूँगा।

Loan process को बनाइए digital, transparent और easy-to-track.

Thank you so much!

03/09/2026

03/09/2026

Aapka customer payment 60 days baad karega… lekin supplier ko payment aaj karni hai. Kya karein?
Agar aapke paas eligible buyers ke approved purchase invoices hain, toh lender/NBFC ke through invoice-based financing explore ki ja sakti hai.

No traditional collateral may be required in eligible structures, but approval buyer, invoice, business, banking and credit assessment par depend karega.

Agar aapka business cash-flow constraints ki wajah se growth lose kar raha hai
Agar aapka business cash-flow constraints ki wajah se growth lose kar raha hai—

Invoice Financing explore kijiye.

Call/WhatsApp: 9899153403

02/09/2026

Rs 5 करोड़ से Rs 100+ करोड़ turnover है, फिर भी working capital के लिए payment अटक रहा है?

अगर आपका business ₹5 करोड़ से ₹100 करोड़+ turnover कर रहा है, लेकिन raw material खरीदने में cash flow tight हो जाता है, तो इस funding option को समझिए।

Purchase Invoice Discounting में funding आपके purchase invoice के against होती है।

Approved vendor को payment directly किया जाता है और आपको repayment के लिए up to 90 days का tenure मिल सकता है।

Turnover के हिसाब से indicative limits:
₹5–25 crore — up to ₹50 lakh
₹25–75 crore — up to ₹1 crore
₹75–100 crore — up to ₹2 crore
₹100 crore+ — up to ₹5 crore.

₹50 lakh तक no security structure available बताया गया है; higher limits पर FD-based security requirement हो सकती है.

अगर business बढ़ाना है लेकिन working capital रोक रहा है, PID को evaluate कीजिए.
DM करें “WORKING CAPITAL

02/09/2026

Rs 30 Crore ki requirement hai — aur project mein Rs120 Crore ki estimated sales potential. We are looking for serious lenders and investors.

We are looking for serious lenders and investors.

Ek established contractor/developer 12 plots par 48-floor development project execute karne ja raha hai.

Project ke liye map approved hai aur FAR payment DTP ko already kiya ja chuka hai, as informed by the promoter.

Project ka estimated construction cost approximately ₹60 Crore hai.

Landowners ko agreement ke according approximately ₹18 Crore consideration payable hai.

Total estimated project cost — approximately ₹78 Crore.

Collaboration structure ke according developer ko 24 floors ka entitlement milega.

Aur approximately ₹5 Crore per floor ke indicative sale value ke basis par, developer's share ki estimated sales potential approximately ₹120 Crore banti hai.

Ab requirement hai approximately ₹30 Crore funding ki.

We are looking for serious private lenders, HNIs, family offices and structured funding investors who are looking to deploy capital in a real-estate project.

Funding structure, security, repayment mechanism, project cash flow and exit strategy can be discussed with eligible investors/lenders after due diligence.

If you are a lender or investor with ₹5 Crore to ₹30 Crore+ deployable capital and are actively looking for secured real-estate funding opportunities — let's connect.

Only serious funding partners.

DM “Real Estate” or contact us directly.

CA Gagan Bareja | Urban Munshi

31/08/2026

PRIVATE FUNDING LENDERS REQUIRED

Humko Borrowers nahi, PRIVATE LENDERS / INVESTORS chahiye.

Agar aap Private Lender, HNI, Investor ya Private Funding Source hain aur collateral-backed cases mein funding provide kar sakte hain, toh hum aapse connect karna chahte hain.

Requirement:
• Sirf Private Funding
• Adequate collateral/security available wale cases
• Business, Project & Corporate Funding
• Different ticket sizes ke genuine funding opportunities
• Proper documentation & due diligence ke saath

Banks aur NBFCs please excuse.
Humein specifically Private Funding Partners chahiye.

Agar aapke paas funding capacity hai aur aap secured opportunities mein invest/lend karna chahte hain, toh DM karein.

Private Funding Network build kar rahe hain — Genuine Lenders are Welcome.

All cases subject to due diligence, documentation and lender/investor approval.

PRIVATE LENDERS REQUIRED
Collateral-Backed Cases Available

29/08/2026

अगर आप business कर रहे हैं और अभी भी Savings Account में business transactions कर रहे हैं, तो ये गलती आपको महंगी पड़ सकती है!”

“Business की सारी transactions ideally Current Account के through होनी चाहिए।

Savings Account में लगातार business receipts और payments करने से आपकी banking profile और financial discipline पर सवाल उठ सकते हैं।

और जब आप **Business Loan, Working Capital, Funding या Investment** के लिए जाते हैं, तो bank या investor आपकी banking transactions और financial trail को भी देखता है।

गलत account structure होने से **Due Diligence में questions उठ सकते हैं, funding process प्रभावित हो सकता है और loan approval पर भी negative impact पड़ सकता है।**

और हाँ, आपकी overall credit profile और CIBIL score भी प्रभावित हो सकता है—खासकर अगर इससे repayment या credit behaviour पर असर पड़े।

इसलिए business है तो transactions को properly structure कीजिए।

Savings Account personal transactions के लिए, और Current Account business transactions के लिए।

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