RNR Management Consultants Pvt. Ltd.

15/06/2022

*SAMA TALK* is back!!!

Register Now..

https://forms.gle/Ns2iQa3i9B2aezSh7

Introducing the session on " *How to create leapfrogs* " conducted by
*Mr. Porus Munshi (Founder of Making Breakthrough Happen).*
Join us on *18th June* , from *6 PM* onwards at the *Discovery hall, Auro University* followed by dinner.

18/09/2021

Is it risky to invest in equity at all time high market ?

Can Equity market have downside limited risk?

Can we outperform Index with safety too?

How can we manage funds?

*Finideas* presents
Webinar on
*Smart Wealth Creation Ideas*

*Date:* Sunday, 19th September 2021
*Time:* 10:05 PM to 11:00 PM

*Language:* Hindi

*Speaker:* CA Govind Jhawar

*Register at:*
https://bit.ly/FinRNRM"

25/07/2021

Learn skills to achieve *FINANCIAL FREEDOM*

*HURRY UP!* It is free for the first 10 people

5 Days course with practical aspects to achieve Financial Freedom in Life.

*Trainer*
CA Govind Jhawar. Founder, Finideas

*What will you get?*
> 5 hours of Videos
> 2 Hours of Live Session
> Daily Assignments
> Way to achieve Financial Freedom
> Course Certificate

* Daywise Topics:*
Day 1 - Why Financial Freedom?
Day 2 - Sources of Investments
Day 3 - Best Practices for Financial Freedom
Day 4 - The Money Habits
Day 5 - Action Plan

Batch Schedule: 26th July to 30th July

Register Now:

19/04/2021

12/01/2021

Taxes applicable on different class of Assets/investment

11/01/2021

05/01/2021

*Thumb Rule of Financial planning.*

1. 30 % of your income must be used for *monthly living expenses.*

2. 30% of your income must be used for *Liabilities repayments*, if any..

3. 30% of your income must be *SAVED* and *INVESTED* for your future LIVING.

4. 10% of your income must be spared for *entertainments, vacations*

5. 6 months expenses must be available for *emergency fund* (should be invested in LIQUID FUND, FD Etc)

6. *Home loan* must be registered and apply on both *husband and wife name.* (Both can get benefits on Home loan Tax benefits)

7. Buying *second house for investment is not advisable* ( _Survey reports - it will fetch you only around 3% return_)

8. After 45 years of age, *not supposed to enter into any BIG LIABILITIES* (Higher education of children and wedding of children will happen around 45 to 50 only, so plan now for the same.)

9. Have joint account @ Bank savings account.

10. Property must be *registered on both Husband and wife name*. (As per legal act – after husband first legal heir is wife, after wife it will go to children only)

11. Regular check on *Nominations at all financial instruments.* if not nominated, do it now..

12. Only in insurance policy, Claims payable to Nominee. In other financial instruments legal heirs certificate is must to get back the settlement

13. Must have *Term Insurance* to financially secure future of your dependants..

14. *Don’t take any financial investment decisions EMOTIONALLY*, and also Avoid last minute tax saving investment decisions, plan well in advance..

15. *MEDICLAIM is must* (in spite of Group mediclaim coverage given at office) (After retirement there is no mediclaim coverage, after 50-55 years of age, it's very tough and costly to enter into mediclaim)

16. For your *jewelry LOCKER*, Only one lakh is payable by bank, if theft or fire happen at bank. Provided insurance done.

17. Like same way *Government guaranteed only one lakh for your FD* also. (Fixed deposits with Banks upto Rs. 1 lakh only are backed by deposit insurance)

18. Must know all *Tax implications.* You cannot avoid paying tax. But you can minimize by way of tax planning and investments..

19. All *financial documents must be kept safely* and keep family members informed of the same..

20. *Financial investments* must be followed through *personal financial advisor..*

21. *Review your portfolio at every six month..*

These are general suggestions, personal Finance and investment decisions depends upon case to case_

*Have a Healthy and Wealthy 2021..*