11/07/2026
Your employer’s health insurance ends the same day you resign. Nobody tells you that at onboarding.
Group health insurance feels like a safety net — until you switch jobs, get laid off, or retire, and it disappears overnight. No notice period. No grace period. Just gone.
Here’s what most people never check about their employer health cover:
Family sum insured is often shared across the whole family, not per person.
Waiting periods usually reset to zero if you switch employers.
There’s no cover at all in the gap between leaving one job and starting the next.
An individual health insurance policy runs independently of your employer. It stays with you through job changes, career breaks, anything life throws at you.
The smart move isn’t choosing group cover or individual health insurance. It’s keeping your employer’s group health policy and holding a base individual health insurance plan underneath it, so you’re never left exposed.
Save this before your next job change.
DM “HEALTH” and I’ll help you check your own coverage gap.
True Value Financial Solutions, Maldahiya, Varanasi — AMFI registered mutual fund distributor.
📞 +91-96700 00016 · ✉ [email protected]
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