Elaine for CMA Consultancy

Elaine for CMA Consultancy Your Trusted Life Planner
(1)

29/10/2025

🌸 PRENATAL PROTECTION PLAN 🌸
✨ Coverage starts as early as 13 weeks of pregnancy!

👩‍🍼 Protect both Mama & Baby from the very beginning.
✔️ Pregnancy complications
✔️ Baby congenital conditions
✔️ Hospitalization benefits & more

💖 Because their first heartbeat deserves protection.

📲 Message me today to learn more & secure your little one’s future 💕

Elaine Joyce
for CMA Consultancy
https://linktr.ee/elainejoycecmac

Siapa kata pampasan sakit kritikal mahal? Kalau satu hari nanti kita diuji dengan sakit kritikal dan tak mampu bekerja s...
09/09/2025

Siapa kata pampasan sakit kritikal mahal?

Kalau satu hari nanti kita diuji dengan sakit kritikal dan tak mampu bekerja selama 3 tahun, siapa yang akan ganti pendapatan kita?

Komitmen bulanan tetap jalan makan minum, bil-bil, pinjaman rumah dan kereta.

Tanpa pendapatan, kewangan boleh lumpuh.

Di sinilah pentingnya pampasan sakit kritikal.

Ia bukan soal sakit semata-mata, tapi soal kelangsungan hidup keluarga kita.

Semak pelan perlindungan anda hari ini saya sedia bantu.

DM sekarang.

Elaine Joyce 🌼
for CMA Consultancy
https://linktr.ee/elainejoycecmac

🎁 Gift of Love Plan – Protect Their Dreams Today Because love means planning ahead. ❤️Give your child more than just car...
08/09/2025

🎁 Gift of Love Plan – Protect Their Dreams Today

Because love means planning ahead. ❤️
Give your child more than just care—give them a secure future.

💖 Why Choose Gift of Love Plan?

✅ Covers medical emergencies – Be ready for the unexpected
✅ Secures their education fund – Let nothing stop their dreams
✅ Provides peace of mind – So you can focus on parenting, not bills
✅ Tax relief benefit – Make every ringgit work harder for your family
✅ Hospital, critical illness & accidental coverage – Real protection, real value
✅ Optional investment growth – Watch their education fund grow over time

👨‍👩‍👧 How It Helps You as a Parent:

💡 Ensures financial stability
💡 Reduces out-of-pocket expenses
💡 Gives you more time to focus on your children
💡 Helps with tax planning

Ready to protect your child’s dreams?

📱 Let’s take the first step toward a safer, smarter future—together.

Elaine Joyce 🌼
for CMA Consultancy
https://linktr.ee/elainejoycecmac

🌸 She Matters. Her Health Matters. 🌸 Women face unique healthcare needs—maternity, reproductive health, and longer life ...
28/08/2025

🌸 She Matters. Her Health Matters. 🌸

Women face unique healthcare needs—maternity, reproductive health, and longer life expectancy mean higher medical costs.

🚨 These treatments can cost thousands without insurance.

✨ Whether you're single, a mother, or a caregiver, it’s time to take charge of your health and protect your future.

💼 Get insured today — secure your health, finances, and peace of mind.

📞 DM me for a free consultation or policy review. Let’s find the best protection for your needs. 💕

Elaine Joyce 🌼
for CMA Consultancy
https://linktr.ee/elainejoycecmac

Protecting the Future of Your Special Needs Child — One Step at a TimeAs a parent to a special needs child, your love is...
12/08/2025

Protecting the Future of Your Special Needs Child — One Step at a Time

As a parent to a special needs child, your love is fierce, your strength is endless, and your planning must be extraordinary.

But what if life throws the unexpected your way? A sudden diagnosis like cancer, stroke, or heart disease could shake any family — especially one with a child who depends on you every single day.

That’s where a Critical Illness Plan comes in.

Why it matters:

• Lump sum payout upon diagnosis of critical illnesses
• Use the funds to cover treatment costs, therapy, daily expenses, or even childcare support
• Gives you peace of mind, knowing your child’s routine and care won’t be disrupted

Because you’re not just protecting yourself — you’re securing your child’s entire world.

DM me for a free consultation.

Elaine Joyce 🌼
for CMA Consultancy
https://linktr.ee/elainejoycecmac

Simpan Dengan Bijak Bersama DCF – Delayed Cash FundPelan DCF bantu anda simpan duit dengan lebih disiplin. Duit hanya bo...
07/08/2025

Simpan Dengan Bijak Bersama DCF – Delayed Cash Fund

Pelan DCF bantu anda simpan duit dengan lebih disiplin. Duit hanya boleh dikeluarkan selepas tempoh tertentu.

Kenapa pilih DCF?
✅ Simpanan persaraan
✅ Dana pendidikan anak
✅ Tabung reward diri (rumah, kereta, travel)
✅ Dana kecemasan
✅ Hibah untuk insan tersayang
✅ Perlindungan hilang upaya kekal.

Mulakan langkah bijak hari ini!

DM saya untuk konsultasi PERCUMA.

Elaine Joyce 🌼
for CMA Consultancy
https://linktr.ee/elainejoycecmac

🌸 She Matters. Her Health Matters. 🌸Women face unique healthcare needs—maternity, reproductive health, and longer life e...
06/08/2025

🌸 She Matters. Her Health Matters. 🌸

Women face unique healthcare needs—maternity, reproductive health, and longer life expectancy mean higher medical costs.

🚨 These treatments can cost thousands without insurance.

✨ Whether you're single, a mother, or a caregiver, it’s time to take charge of your health and protect your future.

💼 Get insured today — secure your health, finances, and peace of mind.

📞 DM me for a free consultation or policy review. Let’s find the best protection for your needs. 💕

Elaine Joyce 🌼
for CMA Consultancy
https://linktr.ee/elainejoycecmac

💡Kenapa Anda Perlu Medical Card & Pelan Penyakit Kritikal? 🏥Ramai yang fikir Medical Card dan Pelan Penyakit Kritikal sa...
17/07/2025

💡Kenapa Anda Perlu Medical Card & Pelan Penyakit Kritikal? 🏥

Ramai yang fikir Medical Card dan Pelan Penyakit Kritikal sama, padahal ia berbeza dan kedua-duanya penting untuk perlindungan lengkap.

💡Medical Card – Untuk Rawatan Perubatan:

✅️Menampung kos rawatan hospital, pembedahan, dan ubat-ubatan.

✅️Memudahkan akses kepada rawatan tanpa beban kewangan.

💡Pelan Penyakit Kritikal – Untuk Kewangan Ketika Penyakit Berat:

✅️Memberi wang sekali gus jika didiagnosis dengan penyakit kritikal seperti kanser, strok, atau serangan jantung.

✅️Membantu meringankan beban kewangan jika perlu berhenti bekerja atau hadapi rawatan jangka panjang.

💡Kenapa Perlu Kedua-Duanya?

Medical card akan bantu rawatan perubatan, manakala Pelan Penyakit Kritikal beri perlindungan kewangan jika berlaku penyakit besar. Keduanya penting untuk melindungi kesihatan dan kewangan anda.

💡Jangan Tunggu Sampai Terlambat!

Bersedia lebih awal adalah lebih baik. Pastikan anda ada Medical Card dan Pelan Penyakit Kritikal untuk perlindungan yang lengkap.

💡Bertindak Sekarang!
💬 DM saya untuk maklumat lanjut dan dapatkan konsultasi percuma tentang cara untuk melindungi diri anda dan keluarga.

Elaine Joyce 🌼
for CMA Consultancy
https://linktr.ee/elainejoycecmac

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CMA Consultancy, Suite 5. 02, Fifth Level, Riverson Suites, Off Coastal Highway
Kota Kinabalu

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