26/05/2026
Across four states in Nigeria, smallholder farmers are already putting training into action.
Through the Naija unlock Programme implemented by Heifer Nigeria in partnership with Emeraid Capital Management and Consults Ltd a 6-day integrated VSLA and Agribusiness Training was delivered across Kaduna, Nasarawa, Benue, and Ogun States, reaching 100 participants.
The programme combined financial inclusion and agribusiness management to help farmers strengthen savings habits, improve business decisions, and build more resilient livelihoods.
Within the first savings cycle, participants collectively mobilized ₦247,000 in savings and raised ₦15,000 as a social fund, showing strong early adoption of the VSLA model.
The agribusiness sessions also helped farmers better understand farming as a business through training on production costs, record keeping, pricing, profitability, and enterprise planning.
Participants were further introduced to climate-smart agriculture, solar irrigation, and year-round production opportunities to improve productivity and income resilience.
The integration of VSLA and Agribusiness training continues to demonstrate how financial inclusion and enterprise development can support stronger farming households and more resilient rural communities.