06/19/2026
You've been lied to about collections.
Most people think paying off a collection account fixes their credit.
It doesn't.
It just marks the debt as paid and the collection stays on your report and your score barely moves.
Larry Mahaffey, a credit expert, business funding specialist, and founder of Rewarding Solutions broke this down in Episode 1 of The Gilberto Herrera Show.
He went from a 475 credit score to three seven-figure businesses, and he tells you exactly what to do instead.
We also got into business funding requirements, how to travel the world for free on credit card points, and the one financial rule that keeps his money clean: "If you can't buy it twice, don't buy it once."
Watch it here: https://www.youtube.com/
Drop a comment
What's the biggest thing holding your credit or business funding back right now?