Maricel Saldivar-Saulnier

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Maricel Saldivar-Saulnier

A 🇵🇭🇨🇦 | Bank employee by day, online business owner by night. Start here www.maricelsaldivar.com 📲

Helping immigrant working moms create a life where work supports their family—not takes them away from it—through a proven online business.

12/10/2026

✨𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗦𝗣𝗢𝗧𝗟𝗜𝗚𝗛𝗧: 𝗙𝗘𝗟𝗟𝗢𝗪 𝗠𝗔𝗠𝗔 𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗢𝗪𝗡𝗘𝗥 𝗧𝗘𝗦𝗧𝗜𝗠𝗢𝗡𝗜𝗔𝗟 ✨

“𝙉𝙤𝙩 𝙖𝙡𝙡 𝙧𝙚𝙨𝙪𝙡𝙩𝙨 𝙘𝙤𝙢𝙚 𝙛𝙧𝙤𝙢 𝙮𝙤𝙪𝙧 9–5… 𝙩𝙝𝙞𝙨 𝙘𝙖𝙢𝙚 𝙞𝙣 𝙖𝙛𝙩𝙚𝙧 𝙢𝙞𝙣𝙚.

➡️- BUILD YOUR OPTIONS BEFORE YOU NEED IT.

I took this photo right after finishing my 𝙡𝙖𝙩𝙚 𝙨𝙝𝙞𝙛𝙩—still in uniform, then this notification came in.

Lately, everything happening in the world reminds me of 2020…
when life felt uncertain, unpredictable, and a little tight.

And somehow, it feels like we’re slowly stepping into that kind of season again.

Moments like this make you realize—
no matter how stable things may look, nothing is ever guaranteed.

𝑱𝒐𝒃𝒔 𝒄𝒂𝒏 𝒄𝒉𝒂𝒏𝒈𝒆.
𝑺𝒊𝒕𝒖𝒂𝒕𝒊𝒐𝒏𝒔 𝒄𝒂𝒏 𝒔𝒉𝒊𝒇𝒕.
𝑨𝒏𝒅 𝒔𝒐𝒎𝒆𝒕𝒊𝒎𝒆𝒔, 𝒘𝒆 𝒅𝒐𝒏’𝒕 𝒔𝒆𝒆 𝒊𝒕 𝒄𝒐𝒎𝒊𝒏𝒈.

That’s why it’s important to 𝙘𝙧𝙚𝙖𝙩𝙚 𝙢𝙤𝙧𝙚 𝙤𝙥𝙩𝙞𝙤𝙣𝙨…
to build something on the side while we still can.

Looking back, I’m truly grateful I started when I did.

Because think about it…

If you started 𝙤𝙣𝙚 𝙢𝙤𝙣𝙩𝙝 𝙖𝙜𝙤,
you’d already be 𝙤𝙣𝙚 𝙢𝙤𝙣𝙩𝙝 𝙖𝙝𝙚𝙖𝙙 𝙩𝙤𝙙𝙖𝙮.

If you started 𝙖 𝙮𝙚𝙖𝙧 𝙖𝙜𝙤,
𝙝𝙤𝙬 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩 𝙘𝙤𝙪𝙡𝙙 𝙩𝙝𝙞𝙣𝙜𝙨 𝙡𝙤𝙤𝙠 𝙣𝙤𝙬?

Just something to reflect on.

Sometimes, 𝒕𝒉𝒆 𝒐𝒑𝒑𝒐𝒓𝒕𝒖𝒏𝒊𝒕𝒚 𝒊𝒔 𝒂𝒍𝒓𝒆𝒂𝒅𝒚 𝒊𝒏 𝒇𝒓𝒐𝒏𝒕 𝒐𝒇 𝒖𝒔— 𝒘𝒆 𝒋𝒖𝒔𝒕 𝒕𝒂𝒌𝒆 𝒕𝒊𝒎𝒆 𝒃𝒆𝒇𝒐𝒓𝒆 𝒘𝒆’𝒓𝒆 𝒓𝒆𝒂𝒅𝒚 𝒕𝒐 𝒂𝒄𝒕 𝒐𝒏 𝒊𝒕.

But when you do…
you’ll wish you started sooner.

Start where you are.
Do what you can.
Give it your best shot. 🎤✨

”

-Coach Analyn 💕

12/10/2026

𝐓𝐡𝐞 𝐂𝐨𝐬𝐭 𝐨𝐟 𝐀𝐥𝐰𝐚𝐲𝐬 𝐁𝐞𝐢𝐧𝐠 𝐁𝐮𝐬𝐲

𝙃𝙖𝙫𝙚 𝙮𝙤𝙪 𝙚𝙫𝙚𝙧 𝙘𝙖𝙡𝙘𝙪𝙡𝙖𝙩𝙚𝙙 𝙝𝙤𝙬 𝙢𝙪𝙘𝙝 𝙛𝙖𝙢𝙞𝙡𝙮 𝙩𝙞𝙢𝙚 𝙮𝙤𝙪𝙧 𝙗𝙪𝙨𝙮 𝙨𝙘𝙝𝙚𝙙𝙪𝙡𝙚 𝙞𝙨 𝙘𝙤𝙨𝙩𝙞𝙣𝙜 𝙮𝙤𝙪?

As working moms, we often calculate our expenses—groceries, mortgage payments, childcare, and bills.

𝐁𝐮𝐭 𝐭𝐡𝐞𝐫𝐞’𝐬 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐰𝐞 𝐫𝐚𝐫𝐞𝐥𝐲 𝐜𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐞: 𝐭𝐡𝐞 𝐦𝐨𝐦𝐞𝐧𝐭𝐬 𝐰𝐞 𝐦𝐢𝐬𝐬 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐰𝐞’𝐫𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐰𝐨𝐫𝐤𝐢𝐧𝐠.

School activities, family gatherings, or simply having an afternoon without rushing.

I’m grateful for my full-time job, but I’ve also realized that I want more choices for my family’s future.

That’s one reason I’m building my online business part-time. I’m not financially free, and I’m still learning and putting in the work.

𝐁𝐮𝐭 𝐈’𝐦 𝐜𝐫𝐞𝐚𝐭𝐢𝐧𝐠 𝐚𝐧𝐨𝐭𝐡𝐞𝐫 𝐩𝐨𝐬𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐲 𝐢𝐧𝐬𝐭𝐞𝐚𝐝 𝐨𝐟 𝐰𝐚𝐢𝐭𝐢𝐧𝐠 𝐟𝐨𝐫 𝐦𝐲 𝐬𝐜𝐡𝐞𝐝𝐮𝐥𝐞 𝐭𝐨 𝐦𝐚𝐠𝐢𝐜𝐚𝐥𝐥𝐲 𝐛𝐞𝐜𝐨𝐦𝐞 𝐥𝐞𝐬𝐬 𝐛𝐮𝐬𝐲.

Working moms, what’s one family activity you wish you had more time for?

11/10/2026

𝐁𝐮𝐫𝐧𝐞𝐝 𝐎𝐮𝐭 𝐈𝐬𝐧’𝐭 𝐚 𝐁𝐚𝐝𝐠𝐞 𝐨𝐟 𝐇𝐨𝐧𝐨𝐫

Somehow we normalized being a burned-out mom.

𝐖𝐞 𝐜𝐚𝐥𝐥 𝐢𝐭 𝐬𝐭𝐫𝐨𝐧𝐠.
𝐖𝐞 𝐜𝐚𝐥𝐥 𝐢𝐭 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐥𝐞.
𝐖𝐞 𝐜𝐚𝐥𝐥 𝐢𝐭 “𝐣𝐮𝐬𝐭 𝐡𝐨𝐰 𝐢𝐭 𝐢𝐬.”

But deep down?
It feels like running on empty.

09/10/2026

𝐋𝐞𝐭’𝐬 𝐛𝐞 𝐡𝐨𝐧𝐞𝐬𝐭.

𝐀 𝐬𝐚𝐥𝐚𝐫𝐲 𝐚𝐥𝐨𝐧𝐞 𝐫𝐚𝐫𝐞𝐥𝐲 𝐜𝐫𝐞𝐚𝐭𝐞𝐬 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐫𝐞𝐞𝐝𝐨𝐦.
𝐈𝐭 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧𝐬 𝐛𝐢𝐥𝐥𝐬.

If you want:
✔️ Options
✔️ Extra income
✔️ The ability to say no to overtime
✔️ More control of your schedule

𝐘𝐨𝐮 𝐧𝐞𝐞𝐝 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐭𝐡𝐚𝐭 𝐩𝐚𝐲𝐬 𝐲𝐨𝐮 𝐛𝐞𝐲𝐨𝐧𝐝 𝐲𝐨𝐮𝐫 𝟗–𝟓.

That’s what an online business can do.

It allows you to:
💻 Work from anywhere
🕒 Build around your kids’ schedule
📈 Create income that grows over time

Not easy.
Not instant.
But possible.

𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐚 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐦𝐨𝐦 𝐰𝐡𝐨 𝐢𝐬 𝐭𝐢𝐫𝐞𝐝 𝐨𝐟 𝐭𝐫𝐚𝐝𝐢𝐧𝐠 𝐀𝐋𝐋 𝐲𝐨𝐮𝐫 𝐭𝐢𝐦𝐞 𝐟𝐨𝐫 𝐦𝐨𝐧𝐞𝐲…

It might be time to build something of your own.

Comment “INFO” and I’ll share details 💛

07/10/2026

AI Image ❤️

I wasn’t able to attend our 𝐆𝐚𝐭𝐡𝐞𝐫 𝐚𝐧𝐝 𝐆𝐫𝐨𝐰 𝐞𝐯𝐞𝐧𝐭 𝐢𝐧 𝐕𝐚𝐧𝐜𝐨𝐮𝐯𝐞𝐫, 𝐁𝐂 this month because of time and my work schedule, so I decided to create this fun AI image of myself attending instead. 🤭💛

Of course, it’s not the same as being there in person, and I truly wish I could have made it.

But moments like this remind me why I’m building my online business in the first place—𝐭𝐨 𝐜𝐫𝐞𝐚𝐭𝐞 𝐦𝐨𝐫𝐞 𝐟𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲 𝐚𝐧𝐝 𝐦𝐨𝐫𝐞 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐭𝐨 𝐬𝐚𝐲 𝐲𝐞𝐬 𝐭𝐨 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞𝐬 𝐥𝐢𝐤𝐞 𝐭𝐡𝐢𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞.

For now, I’ll keep learning, keep growing, and keep working toward that goal.

𝐅𝐢𝐧𝐠𝐞𝐫𝐬 𝐜𝐫𝐨𝐬𝐬𝐞𝐝 𝐈’𝐥𝐥 𝐛𝐞 𝐚𝐛𝐥𝐞 𝐭𝐨 𝐦𝐚𝐤𝐞 𝐢𝐭 𝐧𝐞𝐱𝐭 𝐭𝐢𝐦𝐞. 🤞✨

06/10/2026

𝘿𝙚𝙗𝙩-𝙁𝙧𝙚𝙚 𝙒𝙞𝙩𝙝𝙤𝙪𝙩 𝙈𝙞𝙨𝙨𝙞𝙣𝙜 𝘽𝙚𝙙𝙩𝙞𝙢𝙚.

𝘠𝘰𝘶 𝘥𝘰𝘯’𝘵 𝘯𝘦𝘦𝘥 𝘢 𝘴𝘦𝘤𝘰𝘯𝘥 𝘫𝘰𝘣 𝘵𝘩𝘢𝘵 𝘴𝘵𝘦𝘢𝘭𝘴 𝘺𝘰𝘶𝘳 𝘦𝘷𝘦𝘯𝘪𝘯𝘨𝘴.

𝘠𝘰𝘶 𝘯𝘦𝘦𝘥 𝘪𝘯𝘤𝘰𝘮𝘦 𝘵𝘩𝘢𝘵 𝘧𝘪𝘵𝘴 𝘪𝘯𝘵𝘰 𝘺𝘰𝘶𝘳 𝘭𝘪𝘧𝘦.

05/10/2026

✨𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗦𝗣𝗢𝗧𝗟𝗜𝗚𝗛𝗧: 𝗙𝗘𝗟𝗟𝗢𝗪 𝗠𝗔𝗠𝗔 𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗢𝗪𝗡𝗘𝗥 𝗧𝗘𝗦𝗧𝗜𝗠𝗢𝗡𝗜𝗔𝗟 ✨

“𝙃𝙚𝙮 𝙈𝙪𝙢𝙨, 𝙞𝙛 𝙮𝙤𝙪 𝙖𝙧𝙚 𝙨𝙩𝙞𝙡𝙡 𝙙𝙤𝙪𝙗𝙩𝙞𝙣𝙜 𝙞𝙛 𝙩𝙝𝙞𝙨 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙬𝙤𝙧𝙠𝙨, 𝙩𝙝𝙞𝙨 𝙥𝙤𝙨𝙩 𝙞𝙨 𝙛𝙤𝙧 𝙮𝙤𝙪.

Not long ago, I was a desperate stay-at-home mum, completely dependent on what my husband could provide.

At the same time, I was also seen as the breadwinner for my family back in the Philippines.

𝙏𝙝𝙚 𝙥𝙧𝙚𝙨𝙨𝙪𝙧𝙚 𝙬𝙖𝙨 𝙧𝙚𝙖𝙡.

I wanted so badly to earn an income… but I was also a mum who refused to trade precious time with my little kids just to make money.

𝙄 𝙠𝙣𝙚𝙬 𝙨𝙤𝙢𝙚𝙩𝙝𝙞𝙣𝙜 𝙝𝙖𝙙 𝙩𝙤 𝙘𝙝𝙖𝙣𝙜𝙚.

Then I found this online business — and it became the answer to a problem I had been carrying for so long.

𝙄 𝙨𝙩𝙖𝙧𝙩𝙚𝙙 𝙨𝙘𝙖𝙧𝙚𝙙.

𝙒𝙞𝙩𝙝 𝙣𝙤 𝙢𝙤𝙣𝙚𝙮 𝙩𝙤 𝙢𝙮 𝙣𝙖𝙢𝙚.

𝙉𝙤 𝙚𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚.

𝘼𝙣𝙙 𝙣𝙤 𝙘𝙚𝙧𝙩𝙖𝙞𝙣𝙩𝙮 𝙩𝙝𝙖𝙩 𝙞𝙩 𝙬𝙤𝙪𝙡𝙙 𝙚𝙫𝙚𝙣 𝙬𝙤𝙧𝙠.

𝘽𝙪𝙩 𝙄 𝙨𝙩𝙖𝙧𝙩𝙚𝙙 𝙖𝙣𝙮𝙬𝙖𝙮.

And honestly?

Life is so much better on the other side of fear.

If you’ve been feeling stuck between wanting to earn and wanting to be present for your family… I see you. There are other ways.”

-Rose 💕

02/10/2026

𝐘𝐨𝐮 𝐜𝐚𝐧’𝐭 𝐠𝐫𝐨𝐰 𝐢𝐟 𝐲𝐨𝐮 𝐚𝐥𝐰𝐚𝐲𝐬 𝐬𝐭𝐚𝐲 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐟𝐞𝐞𝐥 𝐜𝐨𝐦𝐟𝐨𝐫𝐭𝐚𝐛𝐥𝐞. 💛

Your comfort zone feels safe because it’s familiar.

𝐁𝐮𝐭 𝐠𝐫𝐨𝐰𝐭𝐡 𝐮𝐬𝐮𝐚𝐥𝐥𝐲 𝐜𝐨𝐦𝐞𝐬 𝐰𝐡𝐞𝐧 𝐰𝐞 𝐭𝐫𝐲 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐧𝐞𝐰, 𝐥𝐞𝐚𝐫𝐧 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐭, 𝐨𝐫 𝐭𝐚𝐤𝐞 𝐚 𝐬𝐦𝐚𝐥𝐥 𝐬𝐭𝐞𝐩 𝐞𝐯𝐞𝐧 𝐰𝐡𝐞𝐧 𝐰𝐞 𝐟𝐞𝐞𝐥 𝐧𝐞𝐫𝐯𝐨𝐮𝐬.

You don’t have to change everything at once.

𝐒𝐭𝐚𝐫𝐭 𝐬𝐦𝐚𝐥𝐥.
𝐋𝐞𝐚𝐫𝐧.
𝐓𝐫𝐲.
𝐊𝐞𝐞𝐩 𝐠𝐨𝐢𝐧𝐠.

Sometimes the next version of you is waiting just outside your comfort zone.

What’s one thing you know you need to try, even if it feels uncomfortable?

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Cebu City

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https://www.maricelsaldivar.com/

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12/10/2026

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