J360

01/06/2026

Wala pang sweldo dahil may delay pa, pero excited na akong mag-cash stuffing kaya budget plan muna for June 2026! ✨

May kaunting adjustments lang this month. Tinaasan ko ng ₱300 ang laundry budget dahil papasok na ang tag-ulan season. Alam naman natin kung gaano katagal matuyo ang mga damit kapag maulan, kaya mas practical na ipa-laundry ko na lang sila.

Bumaba naman ang allowance para sa college sibling ko dahil hanggang first week of June na lang ang pasok nila. Pero back to school na ulit ang Junior High sibling ko, kaya balik allowance budget din tayo.

Sa ibang categories, halos same pa rin ang allocation ko. Isa sa mga bagay na ikinatuwa ko ngayong buwan ay nasa below ₱30,000 ang total budget ko for June. Sana tuloy-tuloy ang magandang budgeting habits at makapag-save pa nang mas malaki this month 🙏🏻

Manifesting a productive, disciplined, and financially blessed June for all of us! 💚

01/06/2026

: Hindi lahat dapat naka-public online. 🔒

I-review ang phone at social media privacy settings para maprotektahan ang personal na impormasyon laban sa scammers.

Gawin ang o para sa mas ligtas at secure na transaksyon. 👍🏼

01/06/2026

𝗡𝗢 𝗖𝗢𝗡𝗩𝗘𝗡𝗜𝗘𝗡𝗖𝗘 𝗙𝗘𝗘𝗦 𝗙𝗢𝗥 𝗢𝗡𝗟𝗜𝗡𝗘 𝗚𝗢𝗩𝗘𝗥𝗡𝗠𝗘𝗡𝗧 𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦

LANDBANK is implementing zero fees on eligible online government payments from 01 June to 31 December 2026, making public transactions simpler, more affordable, and more accessible.

This initiative brings essential services closer to the people, supporting faster and more convenient payment of police clearances, real property taxes, business permits, apostille certificates, and other government transactions—at no additional cost.

This complements LANDBANK’s broader efforts to reduce transaction costs, including the recent reduction of InstaPay transfer fees from ₱15 to ₱8, effective 21 May 2026.

Read more: https://www.landbank.com/news/landbank-waives-fees-for-online-govt-payments

29/05/2026

Earning it is one thing. Holding onto it is another.

28/05/2026

Emergency funds, budgeting, and consistency may feel uneventful until they save you from stress later on.

28/05/2026

Big wins are great. But showing up in small ways, again and again is where the magic happen.

27/05/2026

Nakaka-frustrate nga naman mag-start nang late.
Pero progress isn’t about sa timing. Kahit ngayon, pwede ka pa rin umusad.

26/05/2026

Pag lumalaki na yung income mo, normal lang na magbago din yung lifestyle mo. Pero medyo tricky pag kailangan mo pa rin i-balance lahat lalo na kung ang dami mo pang responsibilities.

25/05/2026

higher salary but lower purchasing power because of inflation.

Few weeks ago, nag-post ako tungkol sa inflation.

To visualize it, ginamit kong example ang pancit canton.

Noong 2018, yung ₱100 mo kaya bumili ng around 10 pcs.

Ngayon?
Yung parehong ₱100 mo nasa 6–7 pcs na lang ang kaya bilhin.

May nag-comment na tumataas din naman daw ang sahod — and fair point, totoo naman.

Pero if we do the math:

Yung pancit canton from around ₱10 noon naging around ₱16 ngayon.

That’s around 60% increase.

Meanwhile, noong 2018 ang minimum wage sa province namin nasa around ₱450/day.

Ngayon nasa around ₱550/day na daw based sa mga nakausap ko.

That’s only around 22% increase.

Meaning, mas mabilis pa rin tumaas ang presyo ng maraming bilihin kaysa sa salary natin — aminin man natin o hindi.

And take note, pancit canton pa lang yan. What more pa sa groceries, rent, utilities, fuel, and other expenses.

That’s why I always encourage everyone to learn how to save and invest.

Hindi para yumaman agad, but at least to help fight inflation and protect the value of your hard-earned money.

Because at the end of the day, salary increase alone isn’t always enough to beat inflation.

25/05/2026

More than half of Filipino adults now hold a formal financial account, according to a survey cited by the Bangko Sentral ng Pilipinas (BSP), reflecting rising financial inclusion in the country.

Full story on bnc.ph