Verge Wealth Planners

03/10/2026

Usapang Gen Z & Millennial
Episode 33 | Part 9
“Not Your Usual Insurance Questions”

#9: What Happens If Your Beneficiary Dies Before You?

If a beneficiary passes away before the insured, the beneficiary designation can generally be updated by submitting the required forms and documents to the insurance company, subject to the policy terms.

You can then designate a new beneficiary or beneficiaries.

In this episode, Denise and Christine talk about another reason why regularly reviewing your insurance policy matters.

Your life circumstances can change—and your beneficiary designations should continue to reflect your intentions.

03/10/2026

You can spend years building a successful business. But have you protected what happens if you are no longer there to run it?

Many business owners focus on growth, revenue, and expansion.

But there are 5 risks that deserve just as much attention:
1️⃣Key person dependency.
2️⃣Unexpected illness or death.
3️⃣Poor succession planning.
4️⃣Business debt exposure.
5️⃣Gaps in family financial security.

Because building a business is one responsibility. Making sure it can continue without you is another.

The goal is not just to protect the business you have built, but also the family and people who depend on it.

If you are a business owner, take time to review your business continuity and protection plans.

CTTO: Dr. Sanjay Tolani

02/10/2026

Thank you to all my clients for your continued trust! 🙏🏻❤️

Congratulations to UM Christine A. Dimaliuat on qualifying for AIA’s Da Nang, Vietnam Trip Incentive! 🇻🇳✈️

True leadership is reflected not only in what you achieve, but also in the example you set and the people you inspire along the way. This milestone is a testament to your dedication, perseverance, and commitment to becoming better every day.

May your success continue to inspire your team to dream bigger, work with purpose, and pursue excellence.

02/10/2026

Usapang Gen Z & Millennial
Episode 33 | Part 8
“Not Your Usual Insurance Questions”

#8: Should You Tell Someone They’re Your Insurance Beneficiary?

You may choose whether or when to tell someone that they’re your beneficiary. But it can be helpful for your trusted family members to know that your insurance exists and where important information is kept.

Policy numbers, insurance contracts, memorial plans, and your advisor’s contact information are some of the details you can organize and make accessible to someone you trust.

In this episode, Denise and Christine share how they personally keep their families informed and prepared.

Good financial planning isn’t only about having protection—it’s also about making sure the right people know where to find it.

02/10/2026

What if your next opportunity helps you build a better future—and help others build theirs, too? ❤️

I’m looking for aspiring business partners at AIA Philippines who want to grow their income, develop new skills, and make a difference in people’s lives.

Curious about this? Join us for Better Future, Better You and discover what it takes to build a purpose-driven business as an AIA Life Planner. ✨

✅ Help individuals and families secure their future
✅ Grow through continuous learning and development
✅ Explore income opportunities tied to your performance
✅ Be part of a team that supports your growth

Hear insights from AD Karlo Mortel and the personal journey of UM Rogel Morales.

📅 October 10, 2026 | Saturday
🕘 9:00 AM–5:00 PM
📍 Max’s Restaurant, Harbour Square, CCP Complex

Your next chapter can begin with a conversation. 😊

📩 Message me to learn more and reserve your spot!

02/10/2026

Thinking of getting term insurance? Get this instead. ✨

With AIA Max Protect, you can get ₱1 million in life insurance coverage up to age 100. Your policy also builds guaranteed cash value over time, with the potential to receive non-guaranteed dividends.

You can choose to pay for 5 years, 10 years, or until age 65—whichever fits your budget and goals.

For example, a 25-year-old female can get the ₱1 million base life coverage for ₱11,610/year under the pay-until-age-65 option shown in the photo.

Want to see how the coverage and cash value look at your age?

📩 PM me for a personalized quotation.

Sample premium is subject to underwriting. Benefits and cash values follow the policy terms; dividends are not guaranteed.

01/10/2026

You are the average of the 5 people you spend most of your time with. Choose wisely. 🙏

01/10/2026

Every peso you earn can help you move closer to where you want to be.

Start planning for the future you want with .

01/10/2026

The podcast debuts with a four-episode series on investing, and will expand to cover insurance, financial planning, wealth management, and other financial