20/10/2025
One of the beautiful things we’ve learned from our marriage counselors is the blessing of oneness in the covenant of marriage — and this includes our finances.
We discovered that many married Filipino couples today still hold on to the mindset, “Ang pera ko, ay pera ko.” But we’re learning that in marriage, it’s not mine or yours anymore — it’s ours.
We work hard as one.
We grow as one.
We win as one.
Grateful for the lessons that remind us that unity in all things, even in money, brings peace, trust, and joy into the marriage. ❤️
Marriage is about unity. But when couples keep their money separate, they act like roommates instead of a team.
This can lead to:
— Lack of trust
— Money fights
— Hidden spending
— A weaker marriage
Couples split their money for all kinds of reasons:
"I don't want to fight about money."
"I make more, so I should control it."
"We have different spending habits."
"I don't want to lose my independence."
But these are just symptoms of a bigger problem.
Marriage isn't 50/50. It's 100/100. That includes your money, decisions, and future. If you don't trust each other with your finances, you have a relationship problem, not a money problem.
Here's how to get on the same page about money in your marriage:
Combine your bank accounts.
— No more "mine" and "yours." Just "ours."
Create a budget together.
— Every dollar has a job, and you both decide.
Set shared financial goals.
— Debt-free? Homeownership? Early retirement? Dream together.
Communicate regularly.
— Have weekly money check-ins so there are no surprises.
When you and your spouse get on the same page financially, you'll build a stronger marriage and a better future together.