FInancial Literacy Campaign

19/11/2024

Start at Php 88 per day!

𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.
3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.
✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang annual healthcare coverage mo hindi sya naeexpire unlike short-term healthcare (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.
✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.
✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.
✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.
✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.
✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!
✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.
Send us a message for more details. Thank you!

14/11/2024

𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐢𝐬 𝐞𝐬𝐬𝐞𝐧𝐭𝐢𝐚𝐥 because it gives you access to necessary medical care and preventive services. 𝐈𝐭 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐬 𝐲𝐨𝐮 𝐟𝐫𝐨𝐦 𝐮𝐧𝐞𝐱𝐩𝐞𝐜𝐭𝐞𝐝 𝐦𝐞𝐝𝐢𝐜𝐚𝐥 𝐜𝐨𝐬𝐭𝐬, ensuring you won’t face financial hardship during emergencies.

Safeguard your finances and your health—choose a healthcare plan now!

13/11/2024

Death Claim of Kaiser Long Term Care 👇

The plan holder opened his account just this end of January (Lowest Plan) then his account was approved 3 weeks after (February) and days after he died due to accident. So his beneficiary receives a double amount of the life insurance (see 👇) and the plan was being transferred to his first beneficiary FULLY PAID.

Ito ang kagandahan ng Kaiser Long Term Healthcare. Kung magkasakit, may healthcare fund; kung kunin nang maaga ni Lord, may instant money para sa pamilya, at maaari rin itong gamitin pang-retirement dahil investment ito. Oo, hindi natin hinahangad na mangyari o magamit agad, pero at least may perang maiiwan sa pamilya imbis na utang. 🤔

Kaya para sa mga nagdududa pa at maraming dahilan kung bakit hindi makapag-ipon, mag-isip ulit. 🤔 Ang pinag-uusapan natin dito ay tungkol sa kinabukasan. Hindi ka nagtatanim ng buto para anihin agad. 😊

Let me know your thoughts!

12/11/2024

Congratulations to the lovely couple, Edson and Herchel Marañon, for claiming the guaranteed maturity cash savings benefits from Kaiser Long-Term Care!

Guaranteed savings mean:
☑️ For children’s education
☑️ For medical and healthcare needs
☑️ For retirement
☑️ For cash accumulation
☑️ For wealth building

Get your Kaiser Plan today.

12/11/2024

Congratulations to Ma.Maureen Valdez for the Maturity of your Kaiser Longterm Healthcare program.

Indeed, Kaiser is a great investment. If you die too soon Kaiser will take care of your family. If you get sick, the plan will provide healthcare needs. And If you live long up to plan maturity, there’s an investment you can enjoy.



Ctto Lerma Gaddi

I am a proud Kaiser plan Holder ❤️😍
Saving for my long-term healthcare 💙💙💙

16/10/2024

Shout out to my newest followers! Excited to have you onboard! Edna Willie, Ginna Competente, Jun Dela Torre, Frizzle Flowers, Atan Lumawag, Chemel Partosa, Nadith Estañero, Nelson Sumalinab

17/04/2024

OFW : IMG Membership fee 6000 peso kapag PH at 11k kapag international, Mahal na naman.

Me: ok, ganon din ako dati, parehas ang iniisip natin namamahalan din ako, pero naisip ko magkasya ba ang 6k o 11K na maiiwan para sa pamilya ko kung nawala ako? Oo ayaw pa nating mawala. Ito lang naman ang tanong.
WHAT IF YOU DIE TO SOON?? Maiuuwi ba ang katawan mo sa 6k or 11k? May maiiwan ka bang pinansyal sa pamilya mo lalo na wala ka pang ipon.

Membership mo palang 𝗽𝗮𝗻𝗮𝗹𝗼𝗻𝗴 𝗽𝗮𝗻𝗮𝗹𝗼 ka na. Bakit?👇👇

𝗠𝗢𝗥𝗘 𝗧𝗛𝗔𝗡 𝟱𝟬+ 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒 & 𝗖𝗢𝗩𝗘𝗥𝗔𝗚𝗘:

- ₱𝟱𝟬,𝟬𝟬𝟬 𝗙𝗶𝗱𝗲𝗹𝗶𝘁𝘆 𝗧𝗲𝗿𝗺 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
- ₱𝟱𝟬𝟬𝗸 𝘂𝗽 𝘁𝗼 ₱𝟴𝟬𝟬𝗸 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗔𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
- ₱𝟭𝟬𝟬,𝟬𝟬𝟬 𝗕𝘂𝗿𝗶𝗮𝗹 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀.
- ₱𝟲𝟬𝟬,𝟬𝟬𝟬 𝗔𝗰𝘁𝘀 𝗼𝗳 𝘁𝗲𝗿𝗿𝗼𝗿𝗶𝘀𝗺.
- ₱𝟲𝟬𝟬,𝟬𝟬𝟬 𝗨𝗻𝗽𝗿𝗼𝘃𝗼𝗸𝗲𝗱 𝗺𝘂𝗿𝗱𝗲𝗿 𝗮𝗻𝗱 𝗮𝘀𝘀𝗮𝘂𝗹𝘁.
- 𝗨𝗽 𝘁𝗼 ₱𝟱𝟬𝟬,𝟬𝟬𝟬 𝗮𝗻𝗴 𝗔𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗱𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀
- ₱𝟭𝟬𝟬,𝟬𝟬𝟬 𝗔𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗥𝗲𝗶𝗺𝗯𝘂𝗿𝘀𝗲𝗺𝗲𝗻𝘁.
- ₱𝟭,𝟬𝟬𝟬 𝗔𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗰 𝗺𝗮𝘆 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 (𝗝𝗼𝗹𝗹𝗶𝗯𝗲𝗲, 𝗣𝗟𝗗𝗧, 𝗠𝗲𝗿𝗮𝗹𝗰𝗼)
- 𝗣𝘄𝗲𝗱𝗲 𝗸𝗮 𝗻𝗮 𝗺𝗮𝗴 𝗶𝗻𝘃𝗲𝘀𝘁 𝘀𝗮 𝗽𝗶𝗻𝗮𝗸𝗮𝗯𝗮𝗯𝗮𝗻𝗴 𝗵𝗮𝗹𝗮𝗴𝗮 𝗻𝗮 ₱𝟮𝟬.𝟬𝟬
- 𝗨𝗽 𝘁𝗼 ₱𝟮𝟬𝟬,𝟬𝟬𝟬 𝘀𝗮𝘃𝗲𝗱 𝗶𝗻 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀 (𝗦𝗠𝗗𝗖, 𝗗𝗠𝗖𝗜, 𝗔𝘆𝗮𝗹𝗮 𝗟𝗮𝗻𝗱)
- 𝗔𝗮𝗯𝗼𝘁 𝗵𝗮𝗻𝗴𝗴𝗮𝗻𝗴 ₱𝟮𝟬𝟬,𝟬𝟬𝟬 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗽𝗮𝗴𝗯𝘂𝗺𝗶𝗹𝗶 𝗻𝗴 𝘀𝗮𝘀𝗮𝗸𝘆𝗮𝗻.
- 𝗟𝗶𝗯𝗿𝗲 𝗮𝘁 𝘂𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗽𝗮 𝗰𝗵𝗲𝗰𝗸 𝘂𝗽 𝘀𝗮 𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿.
- 𝟮𝟬% 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗶𝗻 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝗶𝗲𝘀 (𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱. 𝗖𝗲𝗻𝘁𝗲𝗿.)
- 𝟵𝟬 𝗺𝗶𝗻𝘂𝘁𝗲𝘀 𝗼𝗳 𝗳𝗿𝗲𝗲 𝗹𝗲𝗴𝗮𝗹 𝗮𝗱𝘃𝗶𝗰𝗲 𝘀𝗮 𝗮𝗯𝗼𝗴𝗮𝗱𝗼 𝗼𝗻𝗰𝗲 𝗮 𝘆𝗲𝗮𝗿. 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝗲𝗱 𝗶𝗳 𝗮𝗻𝘆 𝗹𝗲𝗴𝗮𝗹 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀.
- 𝟭𝟬% 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝘀𝗮 𝗘𝘃𝗲𝗿𝗲𝘀𝘁 𝗠𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀.
- 𝗠𝗮𝘆 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝘀𝗮 𝗺𝗴𝗮 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗻𝗴 𝘀𝗮𝘀𝗮𝗸𝘆𝗮𝗻, 𝘁𝗿𝗮𝘃𝗲𝗹 𝗮𝘁 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀.
- 𝗪𝗮𝗹𝗮𝗻𝗴 𝗲𝗻𝘁𝗿𝘆 𝗳𝗲𝗲 𝗼𝗿 𝗰𝗵𝗮𝗿𝗴𝗲𝘀 𝗽𝗮𝗴 𝗺𝗮𝗴 𝗶𝗻𝘃𝗲𝘀𝘁 𝘁𝗵𝗿𝘂 𝗜𝗠𝗚-𝗥𝗮𝗺𝗽𝘃𝗲𝗿.
- 𝗠𝗮𝘆 𝘀𝗮𝗿𝗶𝗹𝗶 𝗸𝗮𝗻𝗴 𝗮𝗰𝗰𝗲𝘀𝘀 𝘀𝗮 𝗶𝘆𝗼𝗻𝗴 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀, 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝘁 𝗜𝗠𝗚 𝗮𝗰𝗰𝗼𝘂𝗻𝘁.
- 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 (𝗧𝗵𝗲 𝗻𝗼.𝟭 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝘁𝗵𝗮𝘁 𝗽𝗿𝗼𝗱𝘂𝗰𝗲𝘀 𝗺𝗼𝘀𝘁 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝗮𝗶𝗿𝗲𝘀)
- 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗢𝗻𝗹𝗶𝗻𝗲 𝘄𝗮𝗹𝗮𝗻𝗴 𝗰𝗮𝗽𝗶𝘁𝗮𝗹. 𝗬𝗼𝘂 𝗲𝗮𝗿𝗻 𝗯𝘆 𝘀𝗵𝗮𝗿𝗶𝗻𝗴, 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗻𝗴, 𝗮𝗻𝗱 𝗴𝗶𝘃𝗶𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀. 𝗪𝗮𝗹𝗮𝗻𝗴 𝗽𝗿𝗼𝗱𝘂𝗰𝘁 𝗻𝗮 𝗲𝗯𝗲𝗻𝘁𝗮 𝗼𝗿 𝗯𝗲𝗻𝗲𝗯𝗲𝗻𝘁𝗮.
- 𝗘𝗮𝗿𝗻 𝗮𝘁 𝗺𝗶𝗻𝗶𝗺𝘂𝗺 𝗼𝗳 ₱𝟮𝟴𝟴,𝟬𝟬𝟬 𝗮 𝘆𝗲𝗮𝗿.
- 𝗠𝗮𝗱𝗮𝗺𝗶𝗻𝗴 𝗜𝗻𝗰𝗲𝗻𝘁𝗶𝘃𝗲𝘀, 𝗙𝗿𝗲𝗲 𝗧𝗿𝗮𝘃𝗲𝗹 𝗔𝗯𝗿𝗼𝗮𝗱, 𝗙𝗿𝗲𝗲 𝗦𝗵𝗼𝗿𝘁-𝘁𝗲𝗿𝗺 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 & 𝗙𝗿𝗲𝗲 𝗗𝗿𝗲𝗮𝗺 𝗖𝗮𝗿 (𝘄𝗶𝘁𝗵 𝗾𝘂𝗮𝗹𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻)
- 𝗠𝗢𝗥𝗘 𝗧𝗛𝗔𝗡 𝟲𝟬+ 𝗜𝗠𝗚 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗮𝘁 𝗰𝗼𝘃𝗲𝗿𝗲𝗱 𝗸𝗮 𝗸𝗮𝗵𝗶𝘁 𝗻𝗮𝘀𝗮 𝗣𝗶𝗻𝗮𝘀 𝗻𝗮.

𝗥𝗘𝗣𝗔𝗧𝗥𝗜𝗔𝗧𝗜𝗢𝗡 𝗦𝗘𝗥𝗩𝗜𝗖𝗘 𝗜𝗡 𝗖𝗢𝗢𝗥𝗗𝗜𝗡𝗔𝗧𝗜𝗢𝗡 𝗪𝗜𝗧𝗛 𝗘𝗩𝗘𝗥𝗘𝗦𝗧 𝗠𝗘𝗠𝗢𝗥𝗜𝗔𝗟 𝗦𝗘𝗥𝗩𝗜𝗖𝗘𝗦 𝗜𝗦 𝗔𝗟𝗦𝗢 𝗜𝗡𝗖𝗟𝗨𝗗𝗘𝗗

01/04/2024

Paano magkaroon ng SOLID FINANCIAL FOUNDATION?? 🧐🧐
Curious kaba bakit parati wala kang pera kahit may trabaho ka naman? Or walang ipon kahit malaki naman ang sahod? Then try to do these 6 steps. Malaking tulong para mag simula ulit. 👇

1. INCREASE CASHFLOW.💰
Aside po sa Salary natin, we need to have an extra income like you can use your talent/skills, do online business, have extra job, or kung wala talaga, mag overtime sa work besh habang kaya pa. 💪 Para hindi lang po Sahod ang inaasahan natin.
-Like me, I do IMG BUSINESS as sideline ko aside sa pagiging Nurse ko, mataas na ang sahod pero kulang pa, I need extra income. 😊

2. HEALTHCARE PROTECTION.🏥
Wag po tayo mag depend lang kay Philhealth, Short term HMO na bigay ng company mo as an employee or other government help. You really need to have Solid and Long term Healthcare na kaya kang proteksyunan hanggang sa pagtanda mo or after employment mo.
-Like me, I have KAISER ULTIMATE HEALTHCARE 3in 1 plus 1. monthly ang bayad ko habang kaya ko pa syang bayaran since I am still active. 🏋️‍♀️. 7years lang na payment period. Waiting time na lng after that, then I am already protected pag lola na ako.🧓🏼😂.

3.LIFE INSURANCE.
I know, lahat tayo for sure, Mahal natin pamilya natin. Especially yung may mga anak diyan. 👨‍👩‍👧‍👦 Ang tanong po kasi dyan why we need this, WHAT IF YOU DIE TOO SOON? May pera ka bang ipapamana sa maiiwan mo dito sa mundo? Pera ba maiiwan mo or UTANG na hindi mo pa natapos bayaran. 🤦‍♀️ Saklap besh. So to avoid that scenario, Why not e insured mo sarili mo, habang maaga pa. Habang okay ka pa.
-Like me, MANILA BANKERS LIFE M. O. S. T. 18 ang karamay ko diyan, may Life Insurance na, may investment pa. Hindi naman po kalakihan ang babayaran kesa sa e shopping ko lang. 😎

4. PAY OFF DEBT.
Eto, dito tayo magaling, ang mangutang. Guilty din po ako dito. 🙋‍♀️. Isa sa mga madaling gawin, pero hirap bayaran. Bago tayo mag invest, Utang mo muna ay bayaran so that you will not depend only to your investment just to pay your debt, for sure hnd tatagal ang investment mo or Business mo if puro ka naman utang. Malulugi ang business kasi no progress, kasi ang kita mo napupunta lang sa bayad utang. 💸
-Like me, I am starting to pay all my debts, and promise ko sa sarili ko hindi na ako mangungutang ulit. 🙏, Dahil sa IMG na realize ko, sayang Ang sahod ko Kung mapupunta Lang sa utang.

5. EMERGENCY FUND.
Ang Sahod ay hindi lang dapat puro napupunta sa expenses, we need to make sure na may 10-20% from your salary or income for your savings. The amount you need to save is enough to sustain up to 6 months na if ever mawalan ka ng trabaho, tulad ngayon, because of Pandemic. So ask yourself, meron ka bang nagamit na emergency fund during pandemic? If wala, Please magisip-isip kana. May Mali sa financial planning mo.🤔
-Like me, Nag start na ako ng Emergency fund ko. Sa panahon ngayon, UNPREDICTABLE kung hanggang kelan ka lng magkakaroon ng trabaho. Hindi mo alam kung ano mangyayari sa susunod na mga araw o buwan. Natakot na ako, Kaya right away, nag simula na ako mag build ng SOLID FINANCIAL FOUNDATION ko by just following these steps.

6.INVESTMENT.
Before doing this, dapat ang FIRST 5steps ay iyong dapat unahin. Don't jump right away sa investment. Pag wala ang unang limang hakbang, 👣. 100% hindi tatagal mga investments mo. Yung 5steps ay yun ang tutulong sa iyo para maging successful ang iyong investment.
-Like me, hindi pa ako nag start ng investment sa Mutual funds or stock market or engaging to another business since hindi pa SOLID ang first 5 steps ko, I will build that first para matibay yung financial foundation ko. 🏘️ Pero i am not wasting time and money kasi kelangan ko nang masimulan ang investment ko as early as possible. 🏃‍♀️
Pero, no worries kasi meron na akong dalawang investment na nasimulan(KAISER and MB LIFE MOST 18).

If ever may katanungan ka paano ko sinimulan ang SOLID FINANCIAL FOUNDATION ko. Just Send me a message 📨.

If you want to start your business, just click this and be a member, We will guide you how to be Financially free.

22/03/2024