27/05/2026
In her Featured Presentation last Thursday, Vivienne Leong in BNI Crescendo Singapore shared on the topic of “5 Factors for SME Loan Approval".
Business owners need funds.
Whether it is for scaling up, bridging loans to tide through a low cash flow period while waiting for incoming funds, equipment purchase or restructuring of debt, it is very stressful when loan applications are rejected by banks.
If a loan application is rejected by one bank, there is very high chance for subsequent applications to other banks to be unsuccessful too.
Therefore, it is important to work with an experienced loan consultant.
Below are five factors that affect the success rate of your loan application:
💰 Business Revenue & Cash Flow
📜 Credit History
🏢 Years in Operation
🎯 Loan Purpose
📌 Existing Financial Commitments
Types of businesses that Vivienne can help with their financing needs:
💰 Startup or newly incorporated company (6 to 12 months)
💰 Companies rejected by banks for previous loan applications
💰 Companies expanding business operations
If any of the above speaks to you, or if you have any questions for Vivienne, visit our chapter meeting for a more in-depth discussion with her.
Drop us a message for the meeting registration link!