Lighthouse Legacy

09/09/2025

99-year multigeneration trust

https://www.facebook.com/share/1FaCSmaarC/

21/07/2025

Islamic wealth management is certainly an under-awared and under-served segment.

Leveraging on our partner's client seminar, our clients are now to gain essential faith-aligned insights into Islamic estate planning—understand key principles, inheritance laws, and strategies to help ensure their assets are distributed in accordance with their values.

Don’t miss out—register now: https://tinyurl.com/finIslamicClient5Aug

29/10/2024

Divine opportunity to organise and share with the visiting faculties from Adventist University of Philippines's Business Benchmarking Forum. Representing .inheritance and and we share our own journey of faith-led entrepreneurship.

14/06/2024

03/06/2024

There is a saying, "Death and taxes are the only certainties in life."

Yet many do not seek to understand them.

Privileged to be invited to co-speak with to more than 30 attendees from Singapore and overseas guests.

04/03/2024

One life's milestone I dislike planning for clients the most is when his/her marriage fails 😔

This year alone, I was referred to three couples contemplating divorce to discuss trust planning. One already filed for paperwork, one had a one-year target, the third was going through counselling.

Two couples - husbands and wives both agreed to set up a trust to protect the children's welfare in the event one spouse remarries and does not provide for them. The third husband was trying to shield his assets from matrimonial division from his foreigner wife.

In all three cases, I encouraged them to reconsider the decision and seek professional counselling as the first option. While a well constructed trust provides some mitigation, it is never a foolproof nor a silver bullet to solve asset division issues.

But if divorce is unavoidable, then the kids welfare and protection (if they are minor) should take centre-stage in the planning process. The trust should contain the most thoughtful letter of wishes for the children, with protection, love and values transfer as foremost consideration.

16/02/2024

A daughter's journey to discover and preserve her mum's legacy. Good reference for my work.
Thanks for this gift from USA.

27/01/2024

Myth: It is expensive to set up a trust

Truth: Setting up a living trust can start from S$5000. Not only that, Maintaining the trust on standby mode costs only $100 yearly.

There are many benefits to set up a trust such as asset protection, nurturing young children, bypass probate and even tax planning.

Speak to us today how you can benefit from a trust.

13/01/2024

Myth #2 : I don't need a Will or a LPA

Will and Lasting Power of Attorney (LPA) are for the rich and old. I can count on government process to meet my simple needs.

Truth :
Before you jump into conclusion, consider the following scenarios.

If a person dies without a Will,
- if minor children involved, requires surety
- administration process is more expensive
- takes longer
- no control WHO is administering your
estate
- no control HOW the administrator handles
your estate

If a person fall sick (or mental incapacitated) without an LPA done,
- Insurance proceeds cannot be released
for medical bills/nursing care
- deputyship process is a lot more
expensive and lengthy
- No control WHO is your deputy and HOW
he/she spends your money

'Casual' planning may lead to more 'casualty'. Call us or direct message for a non-obligation consultation today!

27/12/2023

2 full day BootCamp for a bunch of legacy enthusiasts. Tiring but awesome!

21/12/2023

Myth: To be fair is to be equal.

When I die, it is only fair to pass down my property to my children in equal shares.

Scenario :
-2 children own 1/2 of 1 property
- Son wants to get married and buy his own marital house. But he will have to pay Additional Buyer Stamp Duty (ABSD).
- Daughter prefers to (stay-in or) rent for passive income. A dispute arises.

How can you plan better to avoid the sibling disharmony? What about putting the property into a trust? Or to sell the house upon your death and divide the proceeds equally? Is there another way? Call us or direct message us for a customised solution to your needs.

07/12/2023

Very insightful article about the first principles of Legacy Planning

https://www.linkedin.com/feed/update/urn:li:activity:7124056555288752128?updateEntityUrn=urn%3Ali%3Afs_feedUpdate%3A%28V2%2Curn%3Ali%3Aactivity%3A7124056555288752128%29