Winona Farris-Yogi Realtor / HELM Real Estate

10/08/2026

✨ JUST LISTED!
📍 4759 Meldon Ave, Oakland, CA
🛏️ 2 BD | 1 BA | 2 PKG
🌐 MaxwellParkHome.com

🏡 A Maxwell Park classic with room to make it your own.

Welcome to 4759 Meldon Avenue, a 2-bedroom, 1-bath single-family home perched above the neighborhood with beautiful Oakland Hills views, abundant natural light, refinished oak floors, and a classic wood-burning fireplace.

The real opportunity? A spacious, level backyard, two-car garage, and a wonderful clean slate for your vision—whether that means a thoughtful restoration, a modern refresh, or something entirely your own. ✨

Set on a quiet, tree-lined street in coveted Maxwell Park, this is Oakland living with a little more breathing room, while still close to the energy of downtown and convenient Bay Area connections.

Bring your ideas to Meldon Avenue.

Call/Text today for more information

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com



Listed by Marcus Miller • DRE 01327948 • HELM Real Estate

10/08/2026

✨ JUST LISTED!
📍 2723 Oak Road Unit A, Walnut Creek, CA
🛏️ 2 BD | 2 BA | 1 PKG
🌐 2723OakRoad.com

Easy Living Starts Here! ✨ 2723 Oak Road in Walnut Creek — a beautifully updated, move-in-ready 2-bedroom, 2-bath condo with the space, comfort, and convenience to make homeownership feel refreshingly easy.

Inside, you’ll find fresh paint, new designer lighting, new bedroom carpeting, updated hardware, smooth ceilings, a new refrigerator, and a new water heater. Plus, enjoy the features that make everyday life better: 🧺 in-unit laundry, ❄️ A/C, 🔥 fireplace, deeded parking, a private deck with storage, and a community pool.

And the location? So convenient. You’re close to the Iron Horse Trail, Walden Park, Pleasant Hill BART, shopping, dining, commute routes, and all that downtown Walnut Creek has to offer.

✨ Even better: The seller is offering a $7,850 credit at close of escrow — your choice of one year of HOA dues or a rate buydown.

Move in, settle in, and start enjoying Walnut Creek from day one. 💛

Call/Text today for more information.

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com



Listed by Marcus Miller • DRE 01327948 • HELM Real Estate

10/08/2026

READY TO BUY? Don't let rates scare you away or spook you into hiding. The right home might be waiting just around the corner, and there are ways to make your next move less frightful.

While rates have ticked up recently, the latest Freddie Mac weekly average for a 30-year fixed mortgage is 7.28%. That may feel high compared with the extraordinary 2%–3% rates we saw during the pandemic, but those rates were truly an historical anomaly. For perspective, mortgage rates averaged 16% in 1980 and 18% in 1981, reaching a peak above 18%. In other words, today’s rates are much closer to long-term historical norms—and a little perspective can go a long way.

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com

10/07/2026

Wheel Talk for Real Estate: What Really Impacts Mortgage Rates

10/07/2026

Buyer Tip: Don't Assume All Loans Are the Same

One of the biggest mistakes homebuyers make is accepting the first loan option they're offered without exploring alternatives.

💰 Different loan programs can offer different advantages depending on your financial situation, down payment, credit profile, and long-term goals.

Some buyers may benefit from:
✔️ Conventional loans
✔️ FHA loans
✔️ VA loans
✔️ Adjustable-rate mortgages
✔️ First-time homebuyer programs
✔️ Down payment assistance programs

A slightly lower interest rate, different loan term, or reduced upfront costs could save you thousands over the life of your loan.

✨ The best loan isn't always the one with the lowest rate—it's the one that aligns with your goals, budget, and future plans.

Before you start house hunting, talk with a trusted lender and make sure you understand your options. The more informed you are, the more confident you'll feel when it's time to make an offer.

10/03/2026

✨ SOLD
MARIN RETREAT IN PEACOCK GAP
15 Sulgrave Lane, San Rafael
PeacockGapRetreat.com
3 BDs | 3BAs | 2 PKG

ANOTHER BEAUTIFUL HOME.
MORE HAPPY CLIENTS!
This sun-filled Marin retreat offered the perfect mix of comfort, nature, and Peacock Gap living, and we’re thrilled to have helped bring it to a successful sale.

Cheers to our sellers, the new homeowners, and a beautiful home finding its perfect match! 🥂🔑

For more information or to discuss your real estate needs, call/text me.

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com



Sold by Marcus Miller • DRE 01327948 • HELM Real Estate

10/01/2026

HELM's October Newsletter!

Enjoy the read!

The Big StoryQuick Take:Median home sale prices slipped for the second straight month in August, falling to $429,100 from June's peak of $442,800, though they remain slightly above where they were a year ago.Inventory pushed higher again in August, rea...

10/01/2026

Wow…another amazing concert last night with Jack Johnson! Also loved that G. Love (no Special Sauce) opened the show and members of ALO played too! Beautiful evening of music!

09/30/2026

Wheel Talk for Real Estate: Don’t Let Mortgage Rates Stop You

09/25/2026

⭐ PENDING
🏡 15 Sulgrave Lane, San Rafael
🛏️ 3 Bedrooms | 3 Bathrooms
🚗 2-Car Garage + Additional Parking
PeacockGapRetreat.com

For more info call/text me.

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com



Listed by Marcus Miller • DRE 01327948 • HELM Real Estate