The CFO Mission

19/12/2025

✅ it out!

What happens when marriage, money, and mission collide?In Episode 7 of Beyond the Numbers, hosts Amanda Mazur and Phil Mazur share the real, unfiltered journ...

13/11/2025

2026 is here - get prepared with a business plan that is financially sound!

13/11/2025

It’s about serving businesses with a complete finance function.

13/11/2025

Bookkeeping vs CFO advisory services.

03/11/2025

Every **business owner** wants to know their **business valuation**. Two key numbers drive business worth, **cash flow** from operations and **recurring revenue**. There are various methods to improve the **startup valuation** and overall **small business** using a **value builder system**.

I passed the Business Valuator Exam but more importantly, I’ve helped businesses build and sell. I’ve walked through years of work to build businesses and months and years to see the deal all the way through. It ALL MATTERS.

🚀 Are you building a business that you want to sell?

👉 Book a strategy call with me https://calendly.com/philmazur

31/10/2025

Most business owners look at profit and think they’re doing fine — but profit alone doesn’t tell the full story.

The real measure that matters? Profit Margin.

Margin gives your profit dollars context. Because $500 in profit could be great… or terrible — it all depends on how much revenue it took to earn it.

For example:
• $500 profit on a $1,000 job = 50% margin ✅
• $500 profit on a $10,000 job = 5% margin ❌

The difference? The effort and resources it takes to earn those dollars.

As a small business owner, chasing higher-margin work means working smarter, not just harder.

Subscribe for weekly CFO-level insights that help you understand your numbers, not just report them.

👉 youtube.com/

05/09/2024

How Generous Are you?

About 20 years ago there was a reality show on the "Directv" network that followed the lives of a few Wall Street stockbrokers. It was fascinating to me because I went through college desiring that type of career and life.

In one episode there is a group of brokers eating at a fancy steakhouse in Manhattan and one of them says that he dreams of having so much money that he could just randomly pay for the waitress to go to college. They called it "F-U Money".

While there was a part of this person’s thinking that was good in terms of generosity, there was another part that was completely off base.

Being generous has nothing to do with how much money you give.

Yet, I hear from so many people that they will be more generous when they have more money.

"When I get the kids' school paid off, then I'll _______".
"When we pay off these credit cards, then I will _______."
"When the business hits our profit goals, then I will_______."
"If I get that bonus, then I will __________."

Once I get mine, then I’ll be generous….

Sound familiar?

I used to be this way.

Do you consider yourself a generous person?

I'll have you consider that the person who gives a large sum every once in a while is not as generous as the person who gives a smaller amount often and with intention.

If you truly have a heart for generosity, start small and do it frequently. Learn how to integrate giving into your identity - make it a part of who you are.

If you can make it who you are, you can make it who your family is, and you can make it who your business is…and you can impact countless others.

If you have a heart for generosity but feel like you’re missing the mark, let’s have a conversation about it.

27/06/2024

Do the Little Things Better & More Consistently

Have you ever heard the saying “How you do one thing is how you do everything”?

I don’t know if I really buy into it? I mean, I do many things differently…

But I think the point of this saying is related to the most important things in your life…

Trying to go for the big win never works.

We all know that eating one healthy meal and working out once per month is not enough…even if that workout was a marathon.

In fact, you would actually injure yourself if you tried to run 26 miles in one day if you’re not a consistent runner.

Wouldn't you be better off running 1 mile per day…you could even fit in a few rest days each month!

Our businesses are much the same. When things are good, we tend to stop doing some of the little things.

When things are bad, we tend to freak out and dive head first into the deep end, changing processes and hiring and firing employees.

The behavior is inconsistent and reactive. It’s no different than going on a diet after we get overweight.

Is it not much easier to consistently eat healthy and exercise regularly?

When you do things consistently, it becomes your identity! And being who you are - is NOT HARD! It’s way less stressful!

So, in your business… make sure you are taking time daily, or at a minimum weekly, to do the following…

Plan your week and your day.
Check in on your employees.
Check in on your numbers.
Review your long term plans.
And take a break.

You won’t hack your way to success. You will get there taking steps so small that nobody can see you moving.

12/06/2024

This morning I spent 90 minutes figuring out how to trick Appfolio into doing something that it’s not set up to do.

What should be simple…performing a move out…sending a check to a tenant…. It’s not so easy sometimes.

It’s the 5% of things that take up 80% of your time.

As a CFO, I can’t say those percentages have integrity, but you know what I mean.

It’s just like your clients and properties. Certain ones are troublesome and take more time. Sometimes you can fire those clients. But in most situations, it’s just part of it.

It’s WHAT WE DO.

It’s why we get PAID. It’s because we are experts.

I was initially frustrated at having to go down this rabbit hole today.

But then I realized, I’m better suited to do this than anyone else.

This is why I get paid.

I also learned a new skill to put in my toolbelt.

Experts get better every day.

So if you see yourself going down a rabbit hole today…embrace it!

29/04/2024

I just refused to give a prospective client some relevant information that I possessed.

It was some industry benchmarking that could be very useful.

Why did I refuse? It wasn't going to cost me anything.

I said "no" because this person wasn't ready for the information.

They were not qualified to process the information.

I wasn't withholding in order to gain anything.

I was withholding because, without the proper context, this information could be damaging to this company.

If they misinterpreted the information, it could take them down the wrong path and have damaging impact on many people.

My advice was to slow down and gather more data and then have a more relevant conversation about what data is relevant to them and why.

Who are you comparing yourself to?

In business.

Outside of business.

Context matters. Data matters.