Pilar Newman

Pilar Newman Side Hustle Ideas, Money Saving Tips, Money Mindset. https://loudmoneymoves.com/blog All my products are sold through the Amazon FBA program.
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Get tips on how to start an Amazon business in your spare time. Learn how to leverage your time by working with suppliers to drop-ship items for you. Blog to follow in February 2015.

09/05/2026

Property taxes need to be fixed in America

Streaming was supposed to be the clever little workaround.Cut the cord, keep the shows, save some money.Then every netwo...
09/05/2026

Streaming was supposed to be the clever little workaround.

Cut the cord, keep the shows, save some money.

Then every network launched its own app, every app added another tier, and somehow the ads came back too.

Now you need six subscriptions and a spreadsheet just to figure out where one movie is playing.

We literally cut cable to save money, and now we’re paying cable prices to watch TV with ads unless we pay extra.

Renting is funny because they’ll need your entire financial biography before handing over the keys.Pay stubs, bank state...
09/05/2026

Renting is funny because they’ll need your entire financial biography before handing over the keys.

Pay stubs, bank statements, credit score… I’m surprised they don’t ask for your kindergarten report card.

Then renewal time comes around and rent jumps $400 like that’s just a cute little update.

Meanwhile, your paycheck never got the memo. Anyway, “Good Luck.”

09/05/2026

The script most people are handed:

What we’re taught: Go into debt for a degree.
➡︎ Reality: Learn skills people will pay for.

What we’re taught: Work for someone else for 40 years.
➡︎ Reality: Build income streams you own.

What we’re taught: Spend $30,000 on a one day party.
➡︎ Reality: Build a marriage worth celebrating for 30 years.

What we’re taught: Take on a 30-year mortgage.
➡︎ Reality: Buy less house and more freedom.

What we’re taught: Let strangers raise your kids.
➡︎ Reality: Time with your family is irreplaceable.

What we’re taught: Finance a car you can't afford.
➡︎ Reality: Drive the car. Don't let the car drive your finances.

What we’re taught: Eat food that makes you sick.
➡︎ Reality: Your health is your greatest asset.

What we’re taught: Wait until 65 to start enjoying life.
➡︎ Reality: Tomorrow isn't guaranteed.

Question the script. Design your own life.

09/05/2026

Applying for a job in 2026 be like…

09/05/2026

Both homeowners borrowed $320,000 at 6.5% for 30 years.

Their mortgage payment was about $2,023 a month before taxes and insurance.

One made the normal 12 payments a year.

The other used a biweekly strategy.

Instead of thinking about it as some complicated mortgage trick, here's what was actually happening:

He paid half his mortgage payment every two weeks.

That's 26 half-payments a year.

And 26 halves = 13 full payments.

He basically sneaked an extra mortgage payment into every year.

On this mortgage, doing that consistently could knock roughly 5½ years off the loan and save around $80,000 in interest.

That's when his friend said:

“Wait. So the biweekly part isn't actually the secret?”

Exactly.

The extra payment is doing most of the heavy lifting.

You may be able to accomplish something similar by making your regular payment and adding extra toward principal every month, or making an extra principal payment each year.

But here's the part you don't want to skip:

Call your mortgage servicer first.

Ask how they handle biweekly or partial payments and how to make sure extra money is applied toward reducing your principal as intended. You don't want to assume they're processing it the way you pictured.

That's the whole strategy.

You're not hacking your mortgage.

You're making 13 payments instead of 12, and giving interest less time to work against you.

A dead car battery has a way of happening at the absolute worst possible time. The WOLFBOX 3000A Jump Starter gives you ...
09/04/2026

A dead car battery has a way of happening at the absolute worst possible time. The WOLFBOX 3000A Jump Starter gives you a way to get your car going again without waiting around for someone else to show up with jumper cables.

It packs enough power to jump-start 12V vehicles with gas engines up to 8L and diesel engines up to 6L, so it works for everything from everyday cars to trucks and even boats. There’s a built-in LED display so you can actually see the battery status, plus a booster mode for batteries that are especially low.

It also doubles as a portable power bank with 65W USB-C fast charging for your phone, tablet or even a laptop. And because emergencies apparently like to happen in the dark, it has a built-in flashlight with high-beam, strobe and SOS modes.

It’s IP64 rated for added protection from dust and water and includes multiple built-in safety protections, including spark protection and temperature safeguards.

This is one of those things you hope sits in your car untouched for years… but you’ll be very glad it’s there the day you actually need it.

Amazon has the WOLFBOX 3000A Jump Starter available on sale right now. Check it out below. 👇

Here's one SNAP benefit that deserves a lot more attention.At participating farmers' markets, farm stands and even some ...
09/04/2026

Here's one SNAP benefit that deserves a lot more attention.

At participating farmers' markets, farm stands and even some grocery stores, people receiving SNAP can get extra money for fruits and vegetables through programs commonly called Double Up Food Bucks or other local nutrition-incentive programs.

And in many places, it basically works like this:

- You spend $20 of SNAP benefits on eligible food.

- The program gives you another $20 to spend on fruits and vegetables.

- Your $20 just became $40 worth of groceries.

There are limits, and they vary by state and participating location. In Kansas and Missouri, for example, participating farmers' markets currently match SNAP purchases dollar-for-dollar up to $25 per market day.

So no, this isn't a loophole.

It's an actual nutrition-incentive system supported in part through the USDA's Gus Schumacher Nutrition Incentive Program, which funds programs designed specifically to stretch SNAP dollars toward fruits and vegetables. From 2019 through 2024, USDA says GusNIP provided more than $330 million to over 250 projects nationwide.

But here's what caught my attention.

People have to know these programs exist to use them.

A USDA evaluation found awareness of local SNAP incentive programs was generally low among people who hadn't already encountered one at a farmers' market.

And despite the name, Double Up isn't confined to some tiny farm stand in the middle of nowhere. The network says versions of Double Up Food Bucks are now available in more than 25 states, although availability and rules differ by location.

The practical move is simple:

Before spending SNAP benefits, check whether there's a participating Double Up or similar nutrition-incentive location nearby. Farmers' markets, farm stands and certain grocery stores can participate. USDA also maintains resources for locating authorized SNAP retailers and incentive programs.

And I don't look at this as somebody getting "free groceries."

I look at it as a program that's already being funded and exists specifically for people who qualify for SNAP.

If $25 can buy your family $50 worth of food instead, that's one small win worth knowing about.

(Sources: USDA Food and Nutrition Service; USDA National Institute of Food and Agriculture; Double Up Food Bucks.)

09/04/2026

TOUGH LOVE MOMENT: You need to make more money. After a certain point, there’s nothing else to cut. You cut out the spending, the eating out, you cut this you, you cut that…time to get to work. Figure out what your side hustle is. That side job. And you need to work that M**O when you’re tired, happy, angry, sad, mad, grateful, ungrateful,..it doesn’t matter how you feel. At the end of the day, feeling a certain way is what got you into this mess. You don’t need another budgeting trick. You need another income stream. Get uncomfortable now, because being broke will get real comfortable if you let it.

09/04/2026

S&P 500 total returns since 2009:

2009: 🟢 +26.46%
2010: 🟢 +15.06%
2011: 🟢 +2.11%
2012: 🟢 +16.00%
2013: 🟢 +32.39%
2014: 🟢 +13.69%
2015: 🟢 +1.38%
2016: 🟢 +11.96%
2017: 🟢 +21.83%
2018: 🔴 -4.38%
2019: 🟢 +31.49%
2020: 🟢 +18.40%
2021: 🟢 +28.71%
2022: 🔴 -18.11%
2023: 🟢 +26.29%
2024: 🟢 +25.02%
2025: 🟢 +17.88%
2026: 🟢 +14.06% YTD (as of Sept. 4, 2026)

Time in the market matters more than timing the market.

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