Bergstrom Group, LLC

09/16/2026

What if I Could GIVE You Money & Enhanced Benefits? (No Sales Pitch Here!)

I don't sell insurance or change your current benefits plan/broker.

Instead, I help businesses, nonprofits, and municipalities gain tax savings through a compliant tax program to fund enhanced benefits at no net cost.

Highlights:

Employee Perks: Free prescriptions, 24/7 virtual urgent care, mental health support, virtual primary care, weight health programs—zero out-of-pocket for employees (covered by tax savings).

Company Savings: Net $639.96/year per employee in F**A taxes; additional savings for level-funded/self-funded plans via care redirection.

How It Works: Savings start month 1, we bill in arrears—zero upfront cost. Employees get extra take-home pay.

If you have 10+ full-time employees with health benefits, let's chat to see if this fits (no obligation).

DM me and let’s talk.

09/11/2026

07/27/2026

If you could meaningfully enhance benefits without replacing your current benefits or broker (keep those), at no net cost to your employees or company, as well as save significant money on company F**A taxes (which you can), would there be any reason it wouldn't be worth a few minutes to find out more?

Just reach out.

07/24/2026

Most business owners I talk with are facing the same challenges...

Healthcare costs keep rising.

Finding good employees isn't getting any easier.

And keeping great employees is becoming just as important.

The interesting part?

Many assume there are only two choices:

Pay more.

Or accept less.

Fortunately, that isn't always true.

Sometimes there are options that can improve outcomes for both employers and employees.

If you're curious what's available, I'd be happy to have a conversation.

07/21/2026

Today I'm thankful for the clear skies we've had the last few days.

I live in Minnesota and one week ago I couldn't see across our lake which is only one-mile wide.

The day started clear, but late afternoon the smoke from the Canadian & Boundary Waters wildfires started to roll in like a fog.

By 7:00pm it made for a neat picture of the big orange sun in the sky.

An hour later, it was so thick you could hardly see boats in the middle of the lake.

One news report said the choking smoke made Minnesota's air quality the 3rd worst in the world that day. My eyes & nostrils burned when I stepped outside.

Fortunately, it cleared up in a couple days. Oh, we've seen some minor haze here & there, but nothing like last Wednesday's peak.

So, I'm thankful for things I often take for granted here on the lake, like clean air, blue skies & fresh breezes.

07/20/2026

Small health issues often become big health issues.

One thing I've noticed, (and have been personally guilty of in the past)...

A lot of employees put off going to the doctor because they don't want to spend the money on a deductible or co-pay.

"I'll just wait and see if it gets better."

Sometimes it does.

A lot of times it doesn't.

Maybe it's a lingering sinus infection...

A persistent cough...

Pink eye that keeps getting worse...

A urinary tract infection...

High blood pressure they haven't checked in months...

Anxiety that's making it harder to sleep...

Or they simply run out of a prescription and never get around to refilling it.

Sometimes those issues improve on their own.

A lot of times they don't.

That's one of the reasons the government created tax incentives to encourage employers to make healthcare easier to access.

The thinking is pretty simple...

When people can get care quickly and easily, they're more likely to address small issues before they become bigger, more expensive problems.

Healthier employees generally miss less work, are more productive, and often avoid unnecessary trips to urgent care or the ER.

That benefits everyone...the employee, the employer, and ultimately even our healthcare system.

Sometimes the smartest way to reduce healthcare costs isn't finding cheaper healthcare.

It's making it easier for people to actually use it.

07/17/2026

For many organizations, health insurance renewals are coming up in the next 3-6 months.

When was the last time your premiums went down?

Or maybe a better question...

How much do you think your premiums will go up this year?

I'm not a group health insurance broker, so keep your policy & keep your broker.

But, if you'd like to explore how to significantly offset some of those increases, I'd be happy to share a few ideas if it would be helpful.

07/08/2026

There's obviously more than 3, so what would you add to the list?

07/07/2026

I was too busy enjoying & entertaining nearly 40 family & friends here at the lake to document the day with pictures. (Which actually was very nice!)

But, the ski parade & boat parade were great as we celebrated 250 years as a nation! And the fireworks were spectacular around the lake after dark!

The night of the 3rd we took a pontoon ride around the lake to see everyone's decorations, and to anchor up with all the other boats to enjoy a concert put on by our neighbors.

We saw lots of great & creative decorations as we circled the lake, but for me, the 25 foot high inflatable American Eagle in a Flag tuxedo at our friends, the Meyer’s, took the cake.

'Merica! 🇺🇸🤙

07/02/2026

Happy Independence Day!