Patrick Py

Patrick Py ✝️1st - I help:
👑Entrepreneurs & Investors Unlock 0% Funding
🔗The Strategy to 6-Figure Funding👇 WITHOUT having to sacrifice ones own personal credit scores.

I specialize in helping people boost their credit scores & turning that excellent credit into income. It's simple we build/rebuild your credit & then we help you build business credit (even if you don't own a business). That way if you're wanting to purchase a vehicle, invest or start & scale a business you can do so without harming your DEBT-TO-INCOME ratio and credit utilization. My credit resto

ration & education program will not only help you boost your scores but educate you on the best way to use & leverage CREDIT into INCOME.

So... here's a way you can get $150K from banks at 0% Interest - even if you don't qualify 💸🤯 Mind-blowing secret: ANYON...
03/14/2024

So... here's a way you can get $150K from banks at 0% Interest - even if you don't qualify 💸

🤯 Mind-blowing secret: ANYONE can access up to $150,000 of the bank's money at 0% interest for up to 18 months🔥 We all get another chance at our credit!

🤑 STRATEGIC PARTNERSHIP OPPORTUNITY! Look even if you don't qualify yourself...yet. You can get paid up to $3,000 per funded referral you bring us.

Plus, you'll get a FREE personalized blueprint and strategy plan tailored just for you to fix your credit and get approved for 0% funding! (Get approved for anything really - Home, Car, etc)

Here's how it works:
💰 Refer people who need funding for their business or investments. Generally, all they need is a 700+ credit score to get the conversation going.
✅ We get them approved for up to $150K at 0% interest
💸 You get paid up to $3K per funded referral
🚀 BONUS: Our customized plan shows you the exact steps to qualify for 0% funding yourself!

We've already helped entrepreneurs and investors get over $1 million in 0% business funding this year to grow. Our team has the expertise to get people approved quickly. 👌

So if you know ANYONE who needs capital, put them in touch with us. They'll thank you, and you'll be cashing $1K, $2K, even $3K referral checks! 🤑

I'm not here to sell a course or scheme. I'm here to partner with you to make money by helping fund businesses and setting them up for success. 💯 Interested? Let's chat.

If you're constantly getting denied for credit start here... 🔑💳Comment "Freeze" ❄️ and I'll send you this free resource ...
03/12/2024

If you're constantly getting denied for credit start here... 🔑💳

Comment "Freeze" ❄️ and I'll send you this free resource guiding you through FREEZING 🧊 and requesting your FREE REPORTS. 📄

It will also guide you through disputing any negative information using our 3 Round Leveraged Attack 🥊 using government bodies like the CFPB to help protect your consumer rights! ⚖️

This also goes for repairing your credit. FREEZE ❄️ & Request FREE REPORT 📄, you'll be surprised what you find! Outdated and harmful information. ⚠️

More than one-third, or 34%, of Americans found at least one error on their credit report, according to a new Consumer Reports investigation. 📈

Comment "Freeze" ❄️ and I'll send it right over. 📩

03/12/2024

🧠 Paying the banks $500 a month for a $50k line of credit at 0%? 🚀 Crazy? Nope, it's the smartest way to fund your business! 💣

08/03/2023

What if you never had to get another again? 💡💡💡

Checkout this brilliant new fintech startup called that could totally disrupt traditional car financing. 🚘💰🚘

Instead of a new loan every time, you get approved for a flexible line of credit up to $200k to use for multiple cars - it's like a for your rides! 💳💳💳

No more hassling with different lenders and rates each time. One line, multiple cars, simple monthly payment. Genius! 💡👌💡

Applying is super fast and easy with a soft pull pre-approval (hard pull on once submitted).

They aren't nationwide yet but keep an eye out as they expand soon. This could seriously change the game! 💥💥💥

Makes me wonder...why did it take so long for someone to think of this? Have we been stuck in an outdated car financing model forever? 🤔🤔🤔

Applying won’t affect your credit score. I'll be transparent - I do receive a small commission if you use my link and are approved. But I still would have shared either way, because this product is too good not to spread the word! https://ein.credit/carputty

As a bonus for applying, I'll send you my 24 Hour Credit Guide to help maximize your chances of approval! Just send me a message after you apply and I'll forward the guide right over..

08/01/2023

What if I told you there's a proven step-by-step process to go from or no credit to unlocking six figures of 0% interest ? 💸👀

I know it sounds too good to be true, but stick with me! 🤝 This information really can change your life. 🙌

My free credit repair platform www.CreditBlueprint.org 💻 allows you to dispute negative items and errors. But repair is just step one! 👣

Many "gurus" recommend quick-fix products, but those don't impress underwriters. 😒 Here's what really works:

🚀 Step 1 - Open 3 secured installment loans at different , with gradual unlocked balances. This builds real relationships! 🤝

🚀 Step 2 - Get 2 secured cards that graduate after 6-12 months of payments. Use unlocked funds for deposits. 💳👍

🚀 Step 3 - Become an authorized user on a friend/family's card with perfect history. 🤝

🚀 Step 4 - After 6-12 months positive history, apply for 2-4 personal . 💳💳

🚀 Step 5 - Request higher limits every 3-6 months. (soft pull increases only) 📈

Following these steps takes your credit from poor to SIX FIGURE approvals! 🚀🎉🙌

07/28/2023

Don't Fall for the "No PG" Business Credit Trap 🚨

Going the "no personal guarantee" route first is a mistake. 😬 After months of spending on accounts you likely don't need, best case you'll get some store cards, gas cards, and maybe one no PG revolver like Sam's Club. 🥱

Not worth the effort! ❌🚫

🤔 Building your complements your personal credit. But it shouldn't be your main funding lever.

Here's the move: 💡

Repair and optimize your personal credit first! 📈

🔍 Dispute inaccuracies on your reports

🔽 Pay down balances

📉 Keep utilization low

📈 Ask for credit line increases

👥 Get added as an authorized user on a trusted person's card

With a 680 score, you can unlock 50k, even 100k in 0% interest funding. 🤑

Doing this builds your too - win/win! 🙌

Best part - you can repeat this every 6-12 months and get even more funding! 💰

😎 Contrary to popular belief, is the fastest way to unlock major . Don't buy into the no PG hype!

Let me know if you have any questions below! 👇 I'm happy to help and can review your profile to create a personalized funding action plan. 💸

07/28/2023

🤔 Here's how to make it easy to get approved for $100,000 or more in business funding.

First, you NEED to optimize your . 💳 want to see a strong credit profile, so lower your to under 30% (under 10% is best!). Remove any negatives, and do soft pull credit limit increases on existing cards to boost your score. This helps you qualify for more funding.

Next, map out your funding sequence based on your business structure. 📈 If your LLC is 2+ years old, target no-doc lines of credit from $25-$100k each. If newer, stack 2-4 0% interest credit cards per bureau at $15-$25k each.

Now pick the best lenders. 🔍 Use sites like Bank Branch Locator and Creditboards(.)com to find top banks in your state and which bureau they pull. Start with lines of credit, then 0% cards from banks you already have accounts with. Relationships get bigger limits!

Finally, apply in the optimal sequence, spacing 2-3 inquiries across each bureau. 🎯 With this strategy, you can easily get over $100k approved. With the right planning and optimized credit, you could run this funding sequence every 6-12 months and qualify for $200k, $300k or more!

🌟 The key is a strategic, customized approach for YOUR business - establishing relationships, knowing bank rules, so your application sequence gets the most approvals and highest limits.

If you want help creating a personalized funding action plan, comment below! 👇 Let's get you the financing to take your business to the next level.

07/26/2023

This might raise some eyebrows, but 😲there's a bank that lets you get a business line of credit up to $100k with barely any paperwork. 📋You could qualify for 10k to 100k without collateral or financial statements. 💰I'm talking about Fifth Third Bank! 🏦

The approval is fast - just 48 hours to funding. 🏃‍♂️💨Minimal docs needed and no tax returns required. ✅🔍

But there are eligibility requirements: 👉

Registered business in good standing 🆗
No outstanding liens or UCCs ❌
2+ years in business 📆
700+ personal credit score 💳
Trade lines help but not required 📈
The best part? They report to business credit bureaus! 🎉 So you build business credit for more future funding! 🤑

While branches are mostly Midwest & South, you may still qualify by registering out-of-state. 🗺️

If you need working capital to grow, look into their fast business line of credit. 🚀And apply for their biz card too with one hard inquiry. 💡🤝

Comment "OPM" below if you want my free "6 Figure 0% Interest Funding Blueprint" e-book! 📘

Let me know if you have any other questions! 🙋I'm happy to help.

07/26/2023

What if I told you that you can legally create your own paystubs and bank statements using just a credit card? 😱🤔 Some of you may be skeptical, but hear me out!

If you have a registered business like an LLC or Corp, you can use a service called Plastiq to pay your payroll provider like ADP using a credit card. 💳 ADP will then process payroll as usual, sending direct deposits to your bank and generating paystubs.

So by funding payroll with your credit card via Plastiq, you can get:

📃 Legit paystubs to verify income for loans, apartments etc
🏦 Bank statements showing payroll deposits
📈 Proper withholding of payroll taxes
✅ Liquidate your card into cash, earn reward points.

This allows solopreneurs and small biz owners to generate compliant paperwork that lenders want to see! 🙌

I know this sounds unconventional, but it's 100% above board as long as your business is properly set up. 😇👍 It just gives you more flexibility in how you fund payroll.

Let me know if you have any questions! 💬 love chatting with fellow entrepreneurs. 🤝

Contrary to popular belief, you don't have to wait years to build a strong business credit profile. With the right strategy, you can get funding fast!

07/25/2023

Don't 🚫 Make This Mistake 😣 With Your Credit Card. DO This Instead! 💡👇

🤔 Ever wonder why your credit score isn't improving as fast as you hoped? Chances are you're looking at the wrong date on your credit card statement. 😲

The due date is NOT the most important date.⌛️ Here's what really matters:️

The STATEMENT date is when your credit card company reports your balance to the credit bureaus. 📝 This is called your credit utilization - how much you owe compared to your limit. 💳

High utilization hurts your score! 📉 Ideally you want it below 30%. Even better - below 10%! 🔟

So here's what to do: 💡

Pay your balance down BEFORE the statement date so your utilization stays low when reported. 👍 This simple step can boost your score fast! 🚀

For example:

Limit - $10,000
30% - $3,000
10% - $1,000

Get your balance below 30% or 10% by the statement date. 🎯 Then you can pay the rest later.

Stop looking only at the due date. 🔚 Start watching the statement date and get your utilization low! 📈 This tip has helped many people see a credit score jump. 🙌

Let me know if you have any other credit questions! I'm here to help.

Address

Charlotte, NC

Telephone

(704) 286-3001

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