Alloy Employer Services

06/16/2026

A Section 125 Preventative Health Plan lets employees pay for wellness benefits with pre-tax dollars. Lower taxable income for employees, reduced F**A payroll taxes for the business. With 50 employees and $1,000 average annual contributions, that is over $3,800 in employer payroll tax savings every year. Stack that on top of the wellness program's impact on workers' comp claims and the math works out fast.

Discover how Section 125 Preventative Health Wellness Plans help small and mid-sized businesses cut payroll taxes, boost employee savings, and improve retention.

06/12/2026

The average Alloy client saves 20 to 40 percent on workers' comp premiums after onboarding. That is not because of a pricing trick. It is because Alloy actively manages claims, prevents injuries, and shifts the risk model. Better outcomes drive lower premiums over time. The savings keep compounding as experience modifier rates trend down year over year.
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06/09/2026

Alloy serves high-risk industries where workers' comp premiums hit hardest: healthcare, transportation, manufacturing, construction, hospitality, and commercial cleaning. These industries share a pattern of predictable injury types that respond to targeted prevention and active claims management. A program built around your industry's actual risk profile performs differently than a generic one applied to everyone.

Alloy helps in a wide variety of industries, including healthcare, transportation, manufacturing, maintenance, hospitality, and construction with workers' compensation claims.

06/05/2026

If your team is buried in payroll, compliance updates, and benefits administration, a PEO might be worth a look. They handle the back-office HR work so internal teams can focus elsewhere. But PEO is one of three models, and the differences matter. The right structure depends on how much control you want to keep, what compliance support you need, and whether co-employment fits your business.

A PEO is like an extra set of hands that steps in to handle all the HR tasks that can weigh down a business. From payroll and benefits to staying on top of compliance, a PEO takes care of the behind-the-scenes stuff that often takes up way too much time.

06/02/2026

When employees are healthier, they get hurt less often, and when they do get hurt, they recover faster. That is the direct line between preventative health and workers' comp savings. Fewer claims. Shorter claims. Lower premiums over time. The compounding effect over a few years is bigger than most owners expect, and the math holds up across high-risk industries like construction, manufacturing, transportation, and healthcare.

Discover how preventative health plans lower workers’ compensation costs, improve employee wellness, and protect your bottom line. Learn more today.

05/31/2026

If you have not had your workers' comp program reviewed in a few years, you are likely overpaying. Rates creep up, claims drift, and bad habits get baked into administration. Alloy offers a free analysis of your current program: rates, claims management performance, experience modifier trends, and where savings opportunities exist. No commitment, no sales pressure, just real numbers and concrete recommendations.

Get Started With Alloy's Total Risk Shield Solution. Protect your people and protect your profits.

05/29/2026

Ohio workers' comp is a different system than the rest of the country. The BWC monopoly creates a specific structure, and Ohio employers have four standard paths to choose from: Group Rating, Retro, Self-Insurance, and PEO/A*O/AEO models. Most businesses default to one without comparing the others. Each path affects baseline cost, pricing structure, and how claims are administered. Knowing how the system works is the first step to controlling cost.

Understanding Ohio workers’ comp: how BWC works, Group Rating vs Retro, and how Alloy helps businesses reduce costs and manage claims.

05/26/2026

Manufacturing faces some of the highest workers' comp premiums of any industry. Repetitive strain injuries, equipment incidents, and absenteeism all stack up fast. Most manufacturers approach safety reactively, addressing problems after claims are filed instead of preventing them upstream. Reducing claims frequency and severity is the only sustainable way to bring premiums down, and it requires more than a generic safety program.

Reduce workers’ compensation costs and simplify claims management for your manufacturing business. Alloy Employer Services helps employers stay compliant, lower risks, and save money. Get a free consultation today!

05/22/2026

Preventative wellness is not a benefits add-on. It is a workers' comp cost strategy. Healthier employees have fewer injuries, shorter recovery times, and less chronic disease impact. Fewer claims means lower premiums. Shorter claims means smaller experience modifiers. The ROI is more direct than most owners realize, and a well-designed program is closer to cost-neutral than most businesses expect.

Discover 7 key benefits of preventative wellness programs and how Alloy helps businesses reduce claims, improve retention, and lower costs.

05/19/2026

PEO and A*O sound similar but they work very differently. The structure determines who is the employer of record, who manages claims, and how much control you keep over HR decisions. PEOs use a co-employment model. A*Os handle administration without becoming a co-employer. The right answer depends on what problem you are actually trying to solve, and the wrong choice can cost you in flexibility, compliance liability, or both.

Both A*Os and PEOs offer businesses support with human resources, payroll, benefits administration, and compliance, which can make it difficult to know which type of firm you should work with. However, while PEOs and A*Os share similarities, their structures, and the depth of services they provide v...