04/07/2025
🔺𝗛𝗲𝗮𝗱𝘀 𝗨𝗽, 𝗬’𝗮𝗹𝗹 – 𝗗𝗼𝗻’𝘁 𝗟𝗲𝘁 𝗚𝗼𝗼𝗱 𝗜𝗻𝘁𝗲𝗻𝘁𝗶𝗼𝗻𝘀 𝗚𝗲𝘁 𝗬𝗼𝘂 𝗶𝗻 𝗛𝗼𝘁 𝗪𝗮𝘁𝗲𝗿
🤠Now listen here, Texas contractors—we know y’all are out there bustin’ your backs helpin’ folks get their homes and lives put back together after a sudden and accidental occurrence or a storm. But here’s the deal: even with the best of intentions, you might be steppin’ into somethin’ you didn’t mean to—somethin’ called the Unlicensed Practice of Public Adjusting, or UPPA (kinda sounds like a rodeo bull, and it’ll toss you just as quick if you’re not careful).
📃⚖️According to the Texas Insurance Code—specifically Section 4102—only licensed public adjusters or attorneys can negotiate or settle insurance claims for folks, or even say they do. That means if you’re helpin’ a homeowner deal with their insurance company, reviewin’ claims, or speakin’ on their behalf, you could be crossin’ the line into legal territory faster than a steer at a gate left wide open.
👮 👮♀️ ⛓️💥Thing is, public adjusting ain’t just somethin’ you do on the side of your construction gig—it’s a carve-out of the law, and Texas don’t play when it comes to that. If you ain’t licensed for it, best steer clear. We’ve seen plenty of good, hard-workin’ contractors fall into this trap just tryin’ to be helpful.
🔨🧰So, keep doin what you do best—fixin’ up homes, swingin’ hammers, and makin’ Texas whole again. Just make sure when it comes to insurance claims, you leave the adjustin’ to the licensed public adjusters. 😉
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