AG Capital CFO Services

AG Capital CFO Services Outsourced CFO Services and Professional Financial Modeling Templates.

AG Capital CFO Services provides CFO outsourcing services such as Monthly CFO Services, Financial Planning & Analysis, Business Plans and Valuation, Financial Training. We have more than 10 years of experience in creating financial models for clients from different industries. Our founder & CEO, Andrew Grigolunovich, CFA, is a returning Modeloff finalist and is currently ranked #5 in the world for

financial modeling as well as is the chairman of the Modeloff successor - the Financial Modeling World Cup. We also put our experience into developing professional Excel templates to finance specialists and business owners all over the world. At our website cfotemplates.com, you will find templates for financial analysis, sales tools, business planning, company valuation, ROI calculations and many others.

📈 Revenue is growing… but profit isn’t. Why?Many companies assume that higher sales automatically mean better financial ...
03/06/2026

📈 Revenue is growing… but profit isn’t. Why?

Many companies assume that higher sales automatically mean better financial performance. In reality, that’s not always the case.

Businesses can experience strong revenue growth while profitability remains flat, or even declines. The reason often lies in what happens behind the numbers.

Some of the most common causes include:

• Rising costs for materials, labor, or logistics

• Heavy discounting to drive sales

• Rapid growth in operating expenses

• Low-margin products or clients dominating revenue

• Operational inefficiencies

• Investments related to rapid expansion

• Increasing financing or interest costs

• Pricing strategies that don’t reflect the true value or rising costs

This is why revenue alone is not enough to measure business success. Sustainable growth requires understanding margins, cost structure, pricing strategy, and operational efficiency.

In our latest post, we break down 8 common reasons why sales can grow while profits don’t.

📊 If you’re running or managing a business, it’s worth asking:

Is your revenue growth actually translating into profitability?

Need professional help? Sign up for a free consultation with AG Capital CFO Services finance professionals: https://agcapitalcfo.com/

Today, an insightful seminar on SME financing in Latvia, moderated by AG Capital CFO Services CEO Andrejs Grigolunovics,...
03/03/2026

Today, an insightful seminar on SME financing in Latvia, moderated by AG Capital CFO Services CEO Andrejs Grigolunovics, brought together business leaders and financial sector representatives.

Organized by the Finance Latvia Association, the event focused on building a constructive, data-driven dialogue around access to financing, lending challenges, refinancing conditions, and growth opportunities for SMEs.

Key topics included:

▫️ how SMEs assess access to financing

▫️ recent lending trends and future growth potential

▫️ the impact of credit risk on funding opportunities

▫️ refinancing conditions and collateral requirements

▫️ available state support instruments

A big thank you to all speakers and participants for an open, solution-oriented discussion.

Stronger dialogue leads to stronger cooperation, and ultimately, a stronger business environment in Latvia.

🎉 Announcing the Latvian Excel Esports Championship! 🎉We’re excited to launch the first-ever Latvian Excel Esports Champ...
02/13/2026

🎉 Announcing the Latvian Excel Esports Championship! 🎉

We’re excited to launch the first-ever Latvian Excel Esports Championship – a competition where participants solve exciting Excel challenges online and compete for a spot in the live finals in Riga! ⚔️📊

📍 Who can participate?

🌍 Anyone from any country can join the competition and receive access to all qualification and finals cases. However, only Latvian citizens or residents are eligible to qualify for the finals, win the championship title, and earn the opportunity to compete in the Microsoft Excel World Championship quarterfinals in Las Vegas! 💥

🗓 Event Dates:

• Online Qualification – June 11

• Finals (Riga) – August 20

Are you ready to test your Excel skills and compete for the title?

👉 Register today: https://excel-esports.com/latvija/

In-House CFO or Outsourced CFO – which one fits your business best? 🤔It depends on your company’s size, growth stage, an...
02/10/2026

In-House CFO or Outsourced CFO – which one fits your business best? 🤔

It depends on your company’s size, growth stage, and strategic goals.

Sometimes, the smartest move isn’t more headcount — it’s better expertise.

Swipe through to see the key differences and find out which option might be right for you.

👉🏼 Need an outsourced CFO? Sign up for a free consultation: https://agcapitalcfo.com/

AG Capital CFO Services Client Stories 💡How we helped the National Rehabilitation Centre "Vaivari" gain a clear overview...
02/05/2026

AG Capital CFO Services Client Stories 💡

How we helped the National Rehabilitation Centre "Vaivari" gain a clear overview of service profitability.

🔸 About the client:

NRC "Vaivari" is the largest medical rehabilitation, health and social care, education, and science institution in Latvia. One of its main areas of activity is secondary medical rehabilitation, provided by a highly professional team of healthcare specialists.

🔸 Challenges before our collaboration:

1) The service cost was unclear;
2) It was unknown which department or service line generated profit or losses;
3) A structured budget vs. actual comparison across government funding sources was needed.

🔸 Our solution:

1) Developed a methodology for allocating costs to specific services and departments;
2) Calculated service costs and profitability by service and department;
3) Created tools for regular calculation and budget vs. actual comparisons.

🔸 Result:

The client gained a complete overview of costs, profitability, and budget performance, enabling data-driven decisions and resource optimization.

📈 Want professional support in financial management for your business?

Sign up for a free consultation today: https://agcapitalcfo.com/

US Inflation: before and after the COVID-19 pandemic 📈The past few years have been one of the most dramatic inflation cy...
02/03/2026

US Inflation: before and after the COVID-19 pandemic 📈

The past few years have been one of the most dramatic inflation cycles in recent US economic history. The COVID-19 pandemic, followed by a rapid recovery and global disruptions, reshaped price dynamics, moving from long-term stability to sharp spikes and a new post-pandemic equilibrium.

The inflation story of the last few years can be clearly split into phases:

🔹 Pre-COVID-19 (2018-2019)

Stable, low inflation around ~2% – the “ideal” environment

🔹 Pandemic shock (2020)

Economic slowdown → inflation drops to 1.7%

🔹 Post-pandemic surge (2021-2022)

Stimulus spending, supply-chain disruptions, and energy prices → inflation peaks at 6.2%

🔹 Cooling phase (2023-2025)

Inflation declines, but remains above pre-pandemic levels → settling closer to ~3%

📌 Key takeaway:

Inflation didn’t just spike – it reset expectations.

The post-pandemic economy operates under a different set of norms than before 2020.

Do you think the US will sustainably return to 2% inflation, or is this the new baseline?

Follow AG Capital CFO Services for weekly finance tips & facts! 💡

Excel, but make it a world championship! 🏆 Microsoft Excel World Championship was created by Latvian finance specialist ...
01/30/2026

Excel, but make it a world championship! 🏆

Microsoft Excel World Championship was created by Latvian finance specialist and AG Capital CFO Services founder Andrejs Grigolunovics, and has grown into a global esports phenomenon.

The 2026 season has already started – are you ready to test your skills?

Sign up for monthly online battles here: https://excel-esports.com/

Team building, AG Capital style 🥌Stepping out of spreadsheets and into the curling rink was the perfect reminder that st...
01/22/2026

Team building, AG Capital style 🥌

Stepping out of spreadsheets and into the curling rink was the perfect reminder that strategy, communication, and trust matter just as much off the ice as they do in finance.

Great energy, lots of laughs, and even better teamwork powered by an amazing team. 💙

Shift from rigid processes to dynamic models. Build driver-based models tied to real business actions, use rolling forec...
10/30/2025

Shift from rigid processes to dynamic models. Build driver-based models tied to real business actions, use rolling forecasts to stay current, and embrace scenario planning to prepare for any future. Layer in data-backed insights and Monte Carlo simulations to manage uncertainty intelligently. Stop chasing perfect predictions—start driving strategic conversations. Ready to transform your forecasting approach?

Read more here: https://agcapitalcfo.com/advanced-techniques-for-fpa/

Building a financial model may sound complex, but for startups and early-stage businesses, it’s your essential tool for ...
10/02/2025

Building a financial model may sound complex, but for startups and early-stage businesses, it’s your essential tool for making smart decisions and managing cash flow.
A good model turns your big ideas into clear numbers, helping you honestly assess costs, forecast revenue, and plan hires or marketing spend with confidence. It’s not just for investors — it’s your business’ reality check and planning compass that helps avoid costly surprises like running out of cash.

Keep it simple, update it often, and use it to visualize scenarios so you can steer your startup toward success. Ready to get started?

Read more here: https://agcapitalcfo.com/financial-modeling-for-startups-and-early-stage-businesses/

End-of-month reporting can feel overwhelming, with scattered spreadsheets and static reports that quickly become outdate...
09/18/2025

End-of-month reporting can feel overwhelming, with scattered spreadsheets and static reports that quickly become outdated.

What if you had a single, dynamic command center inside Excel? A financial dashboard that not only shows the numbers but brings them to life—letting you filter by department, track trends, and get clear answers instantly.

In our latest blog, we walk you through how to plan, build, and maintain a financial dashboard that works for your team.

From organizing clean data and choosing the right charts, to adding interactive filters and automating updates—it’s all here.

Ready to save time and make smarter decisions with Excel? Read more here: https://agcapitalcfo.com/building-a-robust-financial-dashboard-in-excel/

Annual budgets can feel outdated by Q1, leaving finance teams stuck looking backwards. FP&A professionals know there’s a...
09/04/2025

Annual budgets can feel outdated by Q1, leaving finance teams stuck looking backwards. FP&A professionals know there’s a better way: advanced planning techniques that focus on the future.
Rolling forecasts keep plans dynamic and aligned with today’s realities. Driver-based planning connects financial outcomes to operational drivers, providing actionable levers. Scenario and sensitivity analyses prepare businesses for uncertainty, while a fresh, surgical approach to zero-based budgeting helps eliminate waste.
So here's the plan: Identify key drivers, build flexible models, collaborate with departments, and shift the conversation from “What happened?” to “What’s next?” Elevate finance from scorekeeper to strategic partner—because thriving businesses plan forward, not backward.
Curious to learn how these tools can transform your FP&A process? Check out our new blog article for practical insights and step-by-step guidance here: https://agcapitalcfo.com/advanced-financial-planning-and-analysis-techniques/

Let’s connect and take your financial planning to the next level!

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Dallas, TX

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Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+12147363614

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