05/20/2026
Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.
Record mortgage debt makes for a scary headline. But context matters.
Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.
If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.
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You may have seen the headlines lately about mortgage debt in America hitting a record high.