09/15/2026
Here's something many families don't realize:
Creating a will doesn't automatically mean every asset will be distributed according to what's written in it.
Certain assets can pass according to their beneficiary designations instead. That can include life insurance policies and many retirement accounts.
It's why something as simple as reviewing the names listed on your accounts matters - especially after marriage, divorce, the birth of a child, or another major family change.
Estate planning isn't only about creating documents.
It's also about making sure the different pieces of your plan work together and reflect what you actually want.