I Am Andrew Russell

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Andrew Russell | Regional Executive Vice President at CCM | MLO
๐Ÿก Make homeownership a reality for all!
#1 Self Employed Loan Expert
Personal NMLS 217975 Branch NMLS 1487417
Company NMLS 3029
Equal Housing Opportunity

10/17/2026

What Your Credit Score Actually Opens Up In 2026 ๐Ÿ 

Iโ€™ve helped over 10,000 homebuyers go from renting to owning. Follow and Iโ€™ll show you how!

*Disclaimer: Lender requirements vary, and your score alone doesnโ€™t guarantee approval.

10/16/2026

Should I Buy A House With My Fiance? ๐Ÿก

Buying a home with your partner? Follow me for more mortgage tips to know before you make an offer!

10/16/2026

Making $250K combined sounds like plenty, but does it actually get you into a $900K home with a relatively small down payment? ๐Ÿ‘€๐Ÿ’ฐ Credit, debt, loan type, and the full monthly housing payment can completely change what works on paper. Here's how the full qualification comes together.

10/15/2026

How Much Do I Have To Make To Afford A $400,000 Home? ๐Ÿก

Follow for more mortgage strategies for self-employed homebuyers!

10/15/2026

If you make $40/hour working full-time, how much home could you realistically qualify for? ๐Ÿ ๐Ÿ’ฐ Your income is only the starting point. The monthly payment, taxes, insurance, debt, and down payment can all affect your buying power. Let's run the scenario and see where the numbers land.

10/14/2026

Know The Difference ๐Ÿก

Paying it off starts with choosing a mortgage you can afford. Follow for more mortgage education!

10/14/2026

What would you rather have after closing: $150K more in the bank or roughly $1,600 less going toward your housing payment every month? ๐Ÿ’ฐ๐Ÿค” Same $900K house. Two very different ways to finance it. When both options are available, the conversation becomes less about getting approved and more about what you want your finances to look like after you get the keys.

10/13/2026

Average Buyer Vs Educated Buyer ๐Ÿ 

If you're self-employed, making good money doesn't always mean your tax returns are going to tell the full story.
That's where a lot of business owners get frustrated.
The question isn't always, โ€œDo you make enough money?โ€
Sometimes it's, โ€œAre we using the right documentation and the right mortgage program to show the income you're already making?โ€
That's why I always tell self-employed buyers: figure out your mortgage strategy BEFORE you start shopping for houses.
If you're self-employed and your tax returns don't tell the whole story, follow me. I'll show you the mortgage options most people don't even know exist!

10/13/2026

Same $500K house. Same $95K income. Two very different qualification results. ๐Ÿ’ฐ๐Ÿ”‘ The difference comes down to how much is put down and what that does to the monthly housing payment. Here's why the down payment can matter just as much as the purchase price.

10/12/2026

$40/hour Buys How Much Of A Home? ๐Ÿ 

Follow me for more on what lenders look at when youโ€™re buying your first home!

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490 Wheeler Road Ste 191
Hauppauge, NY
11788

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