Medicare by Jill

05/13/2026

MOST FREQUENT QUESTION: When do I enroll in Medicare?

For everyone who turns 65 and is eligible for Medicare, there’s a seven-month “initial enrollment period,” or IEP. The IEP spans from the start of the third month before your 65th birthday through the end of the third month following the month of your 65th birthday. This IEP is available regardless of whether you continue to work past age 65.

If you choose to work past age 65 and remain eligible for group health coverage provided by your employer (or your spouse’s employer), then you may choose not to enroll in Medicare during your IEP.

05/03/2026

A great resource! Take a look!

📋 The reason billions in benefits go unclaimed is not that people do not qualify. It is that no one tells them these programs exist.

Extra Help alone is worth an average of $6,200 a year on prescription drug costs.

Medicare Savings Programs can cover your full $202.90 Part B premium.

Income limits are higher than people expect. Extra Help eligibility goes up to $23,475 for an individual or $31,725 for a couple. Medical expenses over $35 per month can lower your countable income for SNAP, which raises your benefit.

The catch with almost every program on this list: you have to apply. None of them are automatic. Nobody from Social Security or your state Medicaid office is going to call you.

Free Tax Preparation is open to most people, not just those over 60. VITA serves anyone with income under $69K. AARP Tax-Aide accepts any age and has no income cap. Both are run by IRS-certified volunteers.

A few of these (LIHEAP, weatherization, state drug assistance) vary heavily by state. Generous in some, sparse in others. Check what your state actually offers before assuming you do or do not qualify.

04/07/2026

Original Medicare or Medicare Advantage?

Is it better to be on regular Medicare or Medicare Advantage?

Neither Original Medicare nor Medicare Advantage is objectively "better"; the right choice depends on your health needs and budget.

Medicare Benefits need to be customized to YOU!

Contact Jill- Your Medicare Benefits Specialist

04/07/2026

As a National Benefits Specialist, I can help you secure the best Medicare coverage, wherever you live. Send me a private message to learn what is available to you in your beloved hometown.

04/04/2026

Is this your year to celebrate your 65th birthday? If so, you are probably wondering if it's time to sign up for Medicare benefits.
SEND ME A PRIVATE MESSAGE - Let me "take the mystery out of Medicare for you!"

03/13/2026

Curious about Medicare benefits? Give me a call, send me a message. I enjoy breaking it down in "real terms," so it makes sense to you!

10/05/2024

2025 Medicare Plans are now available for review.
Send me a message to schedule your FREE Consultation.

06/21/2024

03/12/2022

"Say CHEEEEEESE!" Need Dental Insurance? Many enhanced Dental benefits are now available.

Consultations are always FREE!

08/24/2021

Got LIFE?
Many people are afraid to inquire about LIFE Insurance Benefits. Don't be. Life Insurance is available for people of all ages.
Confidential Appointments available by appointment.