07/15/2026
Have money sitting in savings or a CD and not sure what to do next?
Start with one simple question: What is this money for?
Some dollars need to stay safe and accessible. Other dollars may be intended for a future purchase, retirement income, or another longer-term goal. The key is making sure each dollar has a clear purpose.
A few questions worth asking:
• When will I need this money?
• How much should stay liquid?
• Is this part of my retirement plan?
• What tradeoffs am I comfortable with?
If you have money sitting on the sidelines and want help thinking through what role it should play, I’d be happy to visit.
Schedule time to meet with me: www.macu.com/tlittlefield
