Lynnette Khalfani-Cox

Lynnette Khalfani-Cox Keynote Speaker, New York Times Bestselling author of Zero Debt and her new book, Bounce Back: The Ultimate Guide to Financial Resilience. Inc.

Spokesperson, Consultant, Investor Lynnette has been featured in 3 popular TV commercials and seen on more than 1,000 TV segments nationwide, including television appearances on Oprah, Dr. Phil, The Dr. Oz Show, The Steve Harvey Show, Good Morning America, The TODAY Show and many more. A former financial news journalist, Lynnette now co-owns TheMoneyCoach.net LLC, a financial education company that she runs with her husband, Earl Cox. Together, they offer financial education consulting services, courses and workshops. As a subject matter expert on many personal finance topics – including credit and debt; saving and budgeting; paying for college; mortgages and homeownership; as well as entrepreneurship and wealth building – Lynnette helps organizations of all kind develop and roll out high-quality financial literacy programs and campaigns. She also creates online financial education curriculum and content, and provides strategic counsel to companies, non-profits, government agencies or educational institutions that want to launch financial products, services, apps or other tools. Before starting TheMoneyCoach.net in 2003, Lynnette was a Wall Street Journal reporter for CNBC, where she covered business and personal finance news. Lynnette spent nearly 10 years at Dow Jones & Co. working as a reporter, bureau chief, deputy managing editor and personal finance editor. Prior to her work at Dow Jones, Lynnette was a correspondent for The Philadelphia Inquirer, a writer and assistant producer for WTXF (FOX-TV) in Philadelphia, and a writer for the Associated Press in Los Angeles. Lynnette earned her Bachelor of Arts degree in English from the University of California, Irvine. She also holds a Master of Arts degree in Broadcast Journalism from the University of Southern California. Lynnette is a native of Los Angeles who spent 20 years on the East Coast, but now lives in the greater Houston area with her husband Earl. Together, they are the proud parents of 3 children – including one recent college graduate, one current college student and one college-bound teenager. Visit https://LynnetteKhalfaniCox.com to learn more or sign up for financial coaching.

A scam message can now look polished and sound like someone you know. That means perfect grammar, a familiar tone, or a ...
09/11/2026

A scam message can now look polished and sound like someone you know. That means perfect grammar, a familiar tone, or a convincing voice is no longer proof that a request is legitimate.

Here is a simple process when a message involves money, account access, or personal information:

• Stop. Do not let urgency make the decision for you.
• Do not click links, open unexpected attachments, or scan unfamiliar QR codes.
• Call back using a trusted number: not the number in the message. For a company, open its official app or type its website address yourself.
• Never share your password or a one-time verification code. Legitimate organizations should not need you to provide those codes by phone or message.
• If you responded, act quickly: contact your bank or payment provider, change compromised passwords, secure your email account, sign out unfamiliar devices, and review your accounts for unusual activity.

The safest question is not “Does this look real?” It is “Was I expecting this request, and did I verify it independently?”

https://askthemoneycoach.com/how-to-spot-ai-powered-phishing-scams/

🚨 Tonight at 7PM ET : Don't Miss This! 🚨Black women have been hit hardest by the wave of job losses over the past year :...
09/10/2026

🚨 Tonight at 7PM ET : Don't Miss This! 🚨

Black women have been hit hardest by the wave of job losses over the past year : and if you or someone you love is feeling the financial and emotional weight of a layoff, reduction in your pay, or an impact on your business, this webinar is for you.

Join me tonight as a featured expert for "Resilience & Reinvention," a 3-part virtual series hosted by The Federal City Alumnae Chapter of Delta Sigma Theta Sorority, Inc. in partnership with DFREE®.

Session 1: Emotional & Financial Stabilization After Job Loss
📅 Tonight, September 10
🕖 7:00 PM – 8:30 PM ET
💻 Virtual : link in bio / scan to register

We'll cover:
✅ Managing the emotional toll of career disruption
✅ Unemployment resources you may not know about
✅ Protecting your retirement savings
✅ Credit protection strategies
✅ A real path to financial recovery

Alongside moderators Dr. DeForest B. Soaries Jr. (Founder, DFREE®) and Leslie Marant, plus fellow experts Dr. LaNail R. Plummer and me, Lynnette Khalfani-Cox, The Money Coach®.

You are not alone in this. Come get real strategies, real talk, and real hope. 💜❤️

👉 Scan the QR code or visit bit.ly/TheFCACrandr to register

The groceries go on a credit card because the paycheck is already committed to rent, utilities, transportation, and othe...
09/10/2026

The groceries go on a credit card because the paycheck is already committed to rent, utilities, transportation, and other bills. Then the balance carries into the next month: and the next grocery trip may go on the same card.

That cycle can snowball quickly. Credit card interest makes yesterday’s food more expensive, while the minimum payment reduces the cash available for this week’s essentials.

A recent Urban Institute survey found that more than 1 in 4 working-age adults who used credit cards for groceries struggled to repay those charges. This is a cash-flow problem: not a reason for shame.

Practical steps can help:

• Plan essential food spending before shopping and separate groceries from optional purchases.
• Compare store brands, unit prices, frozen or seasonal options, and lower-cost meal ingredients.
• Use food banks, community pantries, and nutrition assistance programs when needed. These resources are there to help households through difficult periods.
• Build a small cash buffer, even if you can only start with a few dollars at a time.
• If high-interest grocery debt is already growing, contact your card issuer or an accredited nonprofit credit counselor to discuss available options.

The Urban Institute’s findings show why this issue matters for so many households.

What creates the most pressure in your grocery budget: rising prices, limited time, family size, or an existing debt payment?

04/19/2026

Have you ever eaten worms, crickets or grasshoppers? I just did! 🦗

04/14/2026

Happy Khmer New Year! 🎉


Earl and I were honored to be invited to a Balinese wedding in Ubud, and it changed how we think about celebration and c...
04/11/2026

Earl and I were honored to be invited to a Balinese wedding in Ubud, and it changed how we think about celebration and consumption.

The decorations? All from nature. Flowers, leaves, fruit, palm fronds — arranged with beautiful artistry. Even the whole roasted pig was carved and displayed like floral sculpture. 🐷🌺

The plates? Woven bamboo. The venue? The family home of the groom.

Besides relatives, lots of community members and friends came out to support and celebrate.

Guests wore traditional sarongs they already owned. Multiple generations — grandmothers, parents, toddlers — sat together on chairs and woven mats and prayed side by side.

No vendors. No registry. No debt.
Just community, culture, craft, and deep intention.

America could learn a lot. 🙏🏾

04/03/2026

Traveling doesn’t mean skipping the workout. It just means getting creative. 💪🏾✨

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Los Angeles, CA

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