JFMConsulting a Concierge Computer Consultancy

03/12/2025

200,000 years ago, man separated from Neanderthal.
60,000 years ago, the planet's population walked out of Africa.

1 People, 1 Family.

Just like ignorance of the law does not get you out of a speeding ticket.
Ignorance or willful ignorance of natural law does not get you out of reality, fact, or truth.

Every war ever fought was family against family.
We are all one family.

The scumbags who choose to steal everything they can put their hands on distract from the truth, just like a magician or a pickpocket. They draw your attention away from them stealing... from YOU. Directly affecting YOU. Not the other, not someone else, they are stealing from YOU. They are picking your pocket while they distract your attention from what they are doing by building upon the fear of the other.

The hate you are taught is against your own family.

We are "ALL" regardless of skin color, descendants of black Africans. FACT. DNA proves this.

If you do not choose to believe or are willfully ignorant, that does not make it untrue.

I hate most politicians, as I assume you do. I hate the majority of the rich, because the majority became rich by sh****ng on us, YOU and ME. I hate the majority of the so-called clergy that fly their jets and have multiple mansions and servants attending to their every need while members of their congregations can't afford food, healthcare, or a roof over their heads. They are the "DEEP State" with their TAX-FREE INCOME.

I hate waste of our moneies. Because all taxes gathered belong to the people. Not "The Government". The government in this country is for the people by the people. Not a King. Not a dictator who will lay claim to all the money. The monies YOU and I paid into the fund that is supposed to be used for our benefit. That they distract from and steal perpetually.

The Government is responsible for the things WE, You, and I can not provide. Safe Air travel, Safe Food, Safe Water, Safe Freeways, Safe local Roads, Safe buildings, Safe Medications. I can not believe anybody wants their children or grandchildren, FAMILIES, to drink polluted water, eat toxic food, and live unsafely because of corners cut by corporations. NOT FAMILY farms or the people. Corners are cut by Corporations and the greedy people that head them, who are and have acted in their own self-interest just like musk, bending the government to their needs and away from ours.
�As Americans,"We" are majoritvly all on the same page.

We are of the same family tree.

We need to immediately behave as such, stand together, and stop all the theft, applying the monies to US the people. Taxing the rich and the corporations at a level that makes it equal to the rest of us.

Please, for god's sake, come together for US.

03/11/2025

Elon musk is a piece of s**t. Social Security is our money paid into a trust to be redisbursed. It is not an entitledment. It is our monies held in fiduciary responsibility by the government to be given back when needed or at the age allowed.

It is not the governments money.
It is not trump's money.
It is not elon's money.

It is a loan which needs to be repaid to those that paid in.

PERIOD.

10/07/2024

The country has ongong multiple natural disasters. The southwest has been devistated by a Hurricane with more on the way. Individuals are sending mass quantities, Serving meals , Baking goods to assist. WHERE THE HELL ARE THE BILLIONARIES?

Where is amaszon supplying communications, hand helds repeaters for eveyone?
or Generators? OR?

One native of the area, Dolly, and a Minimum amount from the Waltons / WalMart.

The true charaters of the wealthy is on full display!

TRICKLE DOWN has shown over and over it is bull$ #!t!

WAKE UP!

09/11/2024

Here we go again: Awaiing the stick shoved up...

"Federal Reserve unveils toned-down banking regulations in victory for Wall Street
CNBC PUBLISHED TUE, SEP 10 202410:00 AM EDTUPDATED TUE, SEP 10 20244:16 PM EDT
Hugh Son



Introduced in July 2023, the regulatory overhaul known as the Basel Endgame would have boosted capital requirements for the world’s largest banks by roughly 19%.
Instead, officials at the Fed, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp. have agreed to resubmit the massive proposal with a more modest 9% increase to big bank capital, according to prepared remarks from Fed Vice Chair for Supervision Michael Barr.
Federal Reserve unveils toned-down banking regulation in victory for Wall Seventh Street

Federal Reserve unveils toned-down banking regulation in victory for Wall Street
A top Federal Reserve official on Tuesday unveiled changes to a proposed set of U.S. banking regulations that roughly cuts in half the extra capital that the largest institutions will be forced to hold.

Introduced in July 2023, the regulatory overhaul known as the Basel Endgame would have boosted capital requirements for the world’s largest banks by roughly 19%.

Instead, officials at the Fed, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp. have agreed to resubmit the massive proposal with a more modest 9% increase to big bank capital, according to prepared remarks from Fed Vice Chair for Supervision Michael Barr.

The change comes after banks, business groups, lawmakers and others weighed in on the possible impact of the original proposal, Barr told an audience at the Brookings Institution.

“This process has led us to conclude that broad and material changes to the proposals are warranted,” Barr said in the remarks. “There are benefits and costs to increasing capital requirements. The changes we intend to make will bring these two important objectives into better balance.”

The original proposal, a long-in-the-works response to the 2008 global financial crisis, sought to boost safety and tighten oversight of risky activities including lending and trading. But by raising the capital that banks are required to hold as a cushion against losses, the plan could’ve also made loans more expensive or harder to obtain, pushing more activity to nonbank providers, according to trade organizations.

The earlier version brought howls of protest from industry executives including JPMorgan Chase
CEO Jamie Dimon, who helped lead the industry’s efforts to push back against the demands. Now, it looks like those efforts have paid off.

But big banks aren’t the only ones to benefit. Regional banks with between $100 billion and $250 billion in assets are excluded from the latest proposal, except for a requirement that they recognize unrealized gains and losses on securities in their regulatory capital.

That part will likely boost capital requirements by 3% to 4% over time, Barr said. It’s an apparent response to the failures last year of midsized banks caused by deposit runs tied to unrealized losses on bonds and loans amid sharply higher interest rates.

Mortgages, retail loans

Key parts of the proposal that apply to big banks bring several measures of risk more in line with international standards, while the original draft was more onerous for things such as mortgages and retail loans, Barr said.

It also cuts the risk weighting for tax credit equity funding structures, often used to finance green energy projects; tempers a surcharge proposed for firms with a history of operational failures; and recognizes the relatively lower-risk nature of investment management operations.

Barr said he will push to resubmit the proposed Basel Endgame regulations, as well as a separate set of capital surcharge rules for the biggest global institutions, which starts anew a public review process that has already taken longer than a year.

That means it won’t be finalized until well after the November election, which creates the risk that if Republican candidate Donald Trump wins, the rules could be further weakened or never implemented, a situation that some regulators and lawmakers hoped to avoid.

It’s unclear if the changes appease the industry and their constituents; banks and their trade groups have threatened to litigate to prevent the original draft’s implementation.

“The journey to improve capital requirements since the Global Financial Crisis has been a long one, and Basel III Endgame is an important element of this effort,” Barr said. “The broad and material changes to both proposals that I’ve outlined today would better balance the benefits and costs of capital.”

Reaction to Barr’s proposal was swift and predictable; Sen. Elizabeth Warren, D-Mass., called it a gift to Wall Street.

“The revised bank capital standards are a Wall Street giveaway, increasing the risk of a future financial crisis and keeping taxpayers on the hook for bailouts,” Warren said in an emailed statement. “After years of needless delay, rather than bolster the security of the financial system, the Fed caved to the lobbying of big bank executives.”

The American Bankers Association, a trade group, said it welcomed Barr’s announcement but stopped short of giving its approval to the latest version of the regulation.

“We will carefully review this new proposal with our members, recognizing that America’s banks are already well-capitalized and ... any increase in capital requirements will still carry a cost for the economy and must be appropriately tailored,” said ABA President Rob Nichols."

07/28/2024

IF YOU CAN AGREE:
Clean Air
Clean Water
Fresh Food
Health Care that doesn’t break the bank
Shelter that Doesn’t break the bank
The right to worship your choice.
Freedom of speech
A healthy world for your children and grand children.

Then it doesn’t matter what party you are... you are human and member of the family of the Earth.

If that sounds like a world you can live in.

Then pick freedom.
Pick the America we all live in.

Vote Blue so you can continue as America under the Cosntitution with Liberty and Justice for ALL.

07/28/2024

For those that havent been aware. TRUMP SAYS:
He will end the constitution,
He will end voting forever.
HE SAID IT ON VIDEO!
Please vote to protect this country. This way of life.
Not voting will end you rrights forever!

12/16/2023

What the hell another chain mail post.

Hello 🔵 It's official. Signed at 1:22. It even came on tv.
Mine really turned blue. Don't forget, the new Facebook rule starts tomorrow (aka... new name META) where they can use your photos. Dont forget the deadline is today!!! I do not give Facebook or any company affiliated with Facebook permission to use my past and future photos, information, messages or posts.
With this statement, I inform Facebook that it is strictly forbidden to publish, copy, distribute or take any other action against me based on this profile and/or its contents. The violation of privacy can be punished by law.
NOTICE: Facebook is now a public entity. All members must publish such a note.
Whoever wants can copy and paste this version. Failure to post a statement at least once will be tacitly allowing the use of your photos, as well as information in profile and status posts.

Hold your finger anywhere in this message and copy will pop up. Click the copy button. Then go to your page, create a new message and put your finger anywhere in the blank field. "Paste" will appear and click Paste.
This will bypass the system....
He who does nothing agrees.

(Better to be safe and post this than be sorry later)

07/19/2023

The sky should be blue today, not orange. The climate crisis is here and we demand that President Biden declare a climate emergency NOW! Sign the petition with me!

07/19/2023

The Supreme Court has been taken over by right-wing power grabs and stolen seats—and its new Trump-appointed justices now threaten the future of abortion rights, gun safety, voting rights, civil rights, and more. Democrats must expand the Supreme Court in order to rebalance it. 👇

06/03/2023

Hi everybody, My New Track was released today.
Glimmers of Hope
Comments are appreciated.
If you enjoy the tune, please share it with your friends.
And if you can subscribe or like depending on which service.
Please do.
Your support is helping me to keep producing music.

Apple Music
https://music.apple.com/.../glimmers-of-hope.../1690613477
Spotify
https://open.spotify.com/track/4jZiFRjaVLHIuoyBhoxuqm...
Pandora
https://pandora.app.link/LNroo6KHkAb
Youtube of Glimmers of Hope
https://youtu.be/gzUIxvrv0jY

Fixed a couple of Issues in the VID, per your recommendations, thanks all who gave feedback. Hi all, I am pre releasing the Video for my new track "Glimmers ...