KRP Strategies Inc

07/26/2026

Small businesses take on real risk every day — credit exposure, compliance gaps, and decisions made without the tools bigger companies take for granted.

KRP Strategies, Inc. brings 35+ years of enterprise risk management, credit risk, and decision-analytics experience — the same expertise used at global financial institutions — and puts it to work for small businesses and entrepreneurs.

You don't need a Fortune 500 budget to manage risk like a Fortune 500 company. You need the right strategy.
Let's talk about protecting what you've built.

03/31/2026

Register today!!! I look forward to seeing you as I discuss Risk Management.

https://qrco.de/wtcde-gph-apr2026

03/31/2026

Please vote for my business!!

http://entrepreneurofimpact.org/2026/dr-keith-pettiford

One visionary will take home $25,000, appear in an Entrepreneur Magazine advertorial, and receive a one-on-one mentoring session with Daymond John.

03/25/2026

Deloitte’s newly released 2026 Global Human Capital Trends report highlights a massive shift in how we approach risk and leadership. For years, we’ve talked about "managing change." In 2026, that’s no longer enough.
The report introduces the concept of "Changefulness"—the ability to embed continuous learning and feedback directly into the workflow so teams can adapt fluidly as AI and market demands evolve.

My top takeaway: The greatest risk we face today isn't technical; it's "cultural debt." When we optimize for AI efficiency but neglect human trust and accountability, we create long-term friction that slows us down.

As leaders, we must ask:
Are we designing AI for business outcomes AND human outcomes?
Who is truly accountable when humans and AI share decision-making?
How are we protecting "disinformation security" and digital trust?
Resilience in 2026 isn't about bouncing back; it's about leaping to the next curve.
www.krpstrategiesinc.com

https://lnkd.in/e_iCJBkA
DeloitteInsights

https://www.deloitte.com/us/en/insights/topics/talent/human-capital-trends.html

Our 2026 survey reveals a shift from tensions to tipping points. What intentional choices can organizations make to adapt continuously, move with speed, and lead with a human edge?

03/24/2026

https://entrepreneurofimpact.org/2026/dr-keith-pettiford

One visionary will take home $25,000, appear in an Entrepreneur Magazine advertorial, and receive a one-on-one mentoring session with Daymond John.

03/15/2026

A recent discussion in the credit card industry highlights the potential impact of proposed regulatory changes, including a 10% cap on credit card interest rates. Banking leaders warn that such a policy could significantly reduce access to credit.

Risk management plays a critical role in this conversation, as credit card portfolios rely on risk-based pricing, analytics, and portfolio monitoring to balance consumer access with sustainable lending practices.

As policymakers evaluate consumer protections, financial institutions must continue strengthening risk frameworks to ensure credit availability while maintaining prudent risk controls.

KRP Strategies can help you mitigate risk!
www.krpstrategiesinc.com



https://nypost.com/2026/01/21/business/jpmorgans-jamie-dimon-blasts-trumps-10-credit-card-cap/

“Of course we want affordability,” Dimon said during an interview with the Economist at the World Economic Forum. But the 10% cap “would be a [sic] economic disaster.”

02/18/2026

Visit www.krpstrategiesinc.com and let us help you assess and mitigate your risk.

As the financial services sector navigates an increasingly uncertain 2026, the traditional "Second Line of Defense" is undergoing a radical transformation to survive a world of flat budgets and expanding responsibilities.

According to McKinsey’s latest Global Risk Productivity Survey, leading banks are moving beyond manual compliance by embedding automation into core processes like retail credit approvals, allowing them to shift critical human capital toward complex challenges like wholesale credit decisioning and AI governance.

By fostering a "nerve center" approach that integrates risk, cyber, and ESG, firms are not just cutting costs—they are reallocating resources toward deep-tech skills to manage the "Shadow AI" and systemic cloud vulnerabilities that define modern operational risk.

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https://www.mckinsey.com/capabilities/risk-and-resilience/our-insights/global-risk-productivity-survey-four-themes-shaping-risk-management

Learn how chief risk officers can strengthen risk management and build the strategic risk function for modern banking.

02/04/2026

As we move further into 2026, the "Governance Gap" in financial services has become impossible to ignore: while AI is now deeply embedded in everything from fraud detection to credit decisioning, many of our risk frameworks are still stuck in a pre-AI, static mindset. The reality is that point-in-time audits are no longer sufficient for technologies that evolve in real-time. To maintain stability and trust, financial institutions must pivot toward "continuous monitoring" models that treat risk management as a dynamic, living process rather than a periodic checklist. The race for innovation is won not just by those who deploy AI the fastest, but by those who can govern it with the most agility. Having a good assessment of these risks is essential.
www.krpstrategiesinc.com


https://ifamagazine.com/ai-in-2026-financial-services-races-ahead-but-risk-and-governance-must-catch-up/

Sofia Ihsan, AI Consulting Lead at Forvis Mazars, says AI is now deeply embedded across financial services, but governance and oversight have not kept pace,

01/21/2026

A recent analysis from the ABA Banking Journal highlights how 2026 is shaping up to be one of the most complex risk environments the industry has ever faced. With AI‑driven fraud, evolving stablecoin regulations, and sweeping shifts among federal and state regulators, banks are navigating unprecedented uncertainty. What stands out most is how traditional risks—like fraud—are mutating through deepfakes and other technology‑enabled scams, while regulatory volatility is forcing institutions to revisit and revise their risk‑appetite frameworks.

As someone who has spent years in credit risk, model development, and regulatory oversight, I believe this moment demands not just better controls, but enterprise‑wide alignment between risk, technology, legal, and strategy. The firms that win in 2026 will be the ones that treat risk management as a dynamic capability—not a compliance checkbox.
Check out . www.krpstrategiesinc.com !!

https://bankingjournal.aba.com/2026/01/off-the-map-top-bank-risks-for-2026/

New risks, uncertain territory make risk management a perilous journey in the new year.