03/10/2023
HO rates are on the rise due to inflation. Let us review your Homeowner Policy.
Service Line Coverage- Most property owners do not realize that they are legally responsible for repairing service lines that are on the property. This includes the service lines that are used to dispose of sewage and drainage, or supply water, heat, internet access and communication services. This optional endorsement includes coverage for property damage, excavation costs, expediting expenses, loss of use and damage to outdoor property.
Home Systems Protection Coverage- Damage to the home systems and personal property that are essential to heating, cooling, comfort, convenience and operation of the home caused by mechanical or electrical breakdown are often not protected by the basic insurance policy. This optional endorsement includes coverage for physical damage to covered equipment, spoilage, loss of use, expediting expenses and pollutant clean up and removal.
Inland Flood Coverage - Properties in low-to-moderate risk flood zones need protection every bit as much as properties in high-risk areas. Give your customers coverage that is designed to fit their property at a rate that no standard flood policy can beat.
