Barbara McLean Consulting

06/19/2024

My nephew, Joey Finnegan, made this film. He is very talented and I hope you will watch and enjoy‼️

SUMMARY: The family and friends of a reclusive writer try to help him move on from a mental breakdown caused by a very sudden breakup.STARRING:Bernardo Brand...

04/14/2023

Hit me up if you need help!

10/01/2022

💚 💙 💚 💙 💚 💙

07/06/2022

04/25/2022

I work with Small Nonprofits every day. They always want to start applying for grants because they’ve been told grants are easy free money.

They think a course or hiring a grant writer is the first step.

But that isn’t the first step. Being grant ready is the first step in the grant process.

A part of being grant ready means having certain documents ready for your organization. Here is a list to get you started.

👉🏻Documents You Need
👉🏻Organization’s IRS 501c3 determination letter
👉🏻Any registration/certification required by your state
👉🏻Organization budget – current and upcoming fiscal years
👉🏻Audited financial statements – last 2 years if available (Some Foundations will take an Independent Accounting Review if your budget is under $250,000).
👉🏻Most recent IRS Form 990
👉🏻Board of directors list: Names, affiliations, responsibilities
👉🏻Documentation of support from your board of directors; i.e., what percentage of your board contributes funds to support the organization? (Ideally, 100% of the board should financially support your organization.) Often Foundations will ask for the Board list and ask that the Board of Directors support is notated on the list.
👉🏻Organization chart
👉🏻Newsletters (if available)
👉🏻Published articles highlighting your organization (if available)
👉🏻Criteria for board selection

These are just a few things you need but they will get you started towards being grant ready.

04/22/2022

❤️

04/22/2022

⚠️⚠️⚠️ YOU ARE BEING LIED TO ⚠️⚠️⚠️

These are the things your favorite guru is teaching you:

❌ get you an LLC, EIN and Business bank account and you can get $150,000 in cash

❌ freeze your personal score and apply for funding with only EIN

❌ you don’t need good personal credit to get funding - there is a hack

❌ set up 5 vendor lines and you can get a car in your business name

🛑🛑🛑 THESE ARE LIES 🛑🛑🛑

Let’s clarify now……

Here is the TRUTH:

1️⃣ To qualify for $150,000 you need to have an OPERATING business (customers & income)

You need consistent cash flow, and time in business.

DO NOT get this confused with vendor lines and business credit cards - that will still take time and your personal credit will still be a factor.

2️⃣ If you are applying for a loan and you put your EIN in place of your SSI you have fraudulently completed thag document

➡️ YES YOU COMMITTED FRAUD ⬅️

3️⃣ Your personal credit will always be looked at for funding

Banks & Credit Unions may lend to 680 FICO, but many prefer 720

Alternative lenders can loan to subprime - you just need to meet other requirements

Let me repeat this because this is a common misconception here:

YOUR PERSONAL CREDIT WILL ALWAYS BE LOOKED AT FOR FUNDING

There is NO HACK ❗️

4️⃣ Setting up business credit quickly at the beginning is the easiest way to get a LATE PAYMENT and destroy your business credit

Yes you need several vendor lines on Tier One to move up the ladder - but understand what you ACTUALLY get with Business credit

You can get the following with business credit:

✅ VENDOR LINES
✅ CREDIT CARDS
✅ FUEL CARDS
✅ VEHICLE (must be established & meet requirements)
✅ HOME (must be established & meet requirements)

Notice I didn’t say a BUSINESS LOAN❓❓❓

That’s because you CANNOT get a business loan with EIN ONLY

Your personal credit will be a factor

You can keep believing the HACKS and TRICKS but they aren’t REAL

And you are listening to “gurus” that are actually teaching you to do illegal things

Or

They are lying and deceiving you

IT’S YOUR JOB TO 🛑 LISTENING TO THESE LIARS!!

Let’s Grow 📈

08/11/2021

Attention‼️
If you have a 400-500 credit score and want a 700-800 credit score, I have a connection that legally erases negative things.. repos, foreclosures, late payments, medical, evictions, and more...

My good friend ( Unique Miller ) will help!

Comment info below 👇🏽