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Legacy Cons

Coach
Entrepreneur
Funder
Credit pro

10/07/2026

Before you apply for another business loan… check the Chase card you already have. 👀💰

Eligible Chase business cardholders may have access to My Chase Loan—an option to deposit part of their available credit directly into their bank account.

✅ No new application
✅ No new credit check
✅ No origination fee
✅ No early-payoff fee

Here’s the example: If you have $25K available and take a $10K My Chase Loan, that cash goes into your bank account—and you have approximately $15K in card availability remaining.

Your credit limit doesn’t increase. You’re using credit you already have.

And pay attention to this: My Chase Loan has its own fixed APR. Don’t assume your card’s 0% purchase promotion applies.

Check the rate, repayment term, and monthly payment before accepting. Availability and loan amounts vary by account.

Knowing what’s already available to you belongs in your funding strategy. 🎯

📲 DM “CHASE” to talk about your business funding strategy.

Save this and share it with a business owner who has a Chase card.

10/05/2026

🚨 U.S. BANK JUST DROPPED 2 NEW BUSINESS CARDS — but both may not fit your needs.

The Business Essentials card gives you 0% APR on purchases for 12 billing cycles, unlimited 2% cash back, no annual fee, and a $500 bonus after $5,000 in purchases within 150 days.

Read that again: purchases. The 0% offer does NOT apply to balance transfers or cash advances. If you’re trying to move an existing balance, this is the detail that changes the whole play.

The Business Essentials Plus card is built more for businesses with higher spending: 2% cash back on purchases, 5% back in your top eligible category each month (up to $200,000 in annual category spending), and a $1,000 bonus after $15,000 in purchases within 150 days. It has a $295 annual fee and no advertised 0% intro offer.

Two new cards. Two different strategies. Don’t choose based on the bonus—choose based on what you need the funding to DO.

Comment FUNDING if you want help figuring out which business card fits your plan. 👇

09/28/2026

A bunch of “gurus” are posting this
Ain’t 1 syllable of this s**t true
Let’s breakdown everything that’s wrong with this

1. Trump didn’t introduce a new funding rule

2. Nobody is lending you $250K with no proof of income

3. “Borrow $200 from your mom to start an LLC” ok, and what about the states that cost more than $200 to create one. Just stupid

4. Go online & get the $5k business grant, like it’s so simple. Grants aren’t like bank funding. With grants you’re all competing. Grants only have a certain amount they can give out

5. Use $1K to open a secured business line…..🤦🏾‍♂️do you even know what you’re talking about? Make it make sense

This whole thing is stupid. Sad thing is, a lot of people believe it

The formula doesn’t change
Good credit
A business

Now you’re eligible for funding. No magic tricks, no bulls**t ass laws

I

09/23/2026

45 months at 0% on business cards? The order is the play. 👀

Start with the Bank of America Platinum Plus online purchase offer. If you’re offered 15 billing cycles at 0%, use the card for business purchases.

Before that promo ends, apply in branch for the U.S. Bank Business Shield. Its branch offer provides 18 billing cycles at 0% on eligible balance transfers. Move the BofA balance within U.S. Bank’s transfer window.

Then, if you qualify, move the remaining balance to a Flatirons Bank business card offering 12 months at 0% on balance transfers.

15 + 18 + 12 = a potential 45-month path. That’s why sequence matters. Applying for the right cards in the wrong order can cost you the promo.

The 45 months aren’t guaranteed: confirm the exact offer before applying, account for transfer fees, make your payments on time, and have a plan to pay the balance down. A 0% APR doesn’t mean a free transfer.

Want a funding sequence built around your credit profile and business? DM me “READY” to book a call.

09/07/2026

0% APR ON CASH ADVANCES?! Yeah…this one caught my attention.

Most 0% business credit cards give you an intro offer on purchases. Some include balance transfers.

But Flatirons Bank is currently advertising:

💳 0% APR on purchases
🔄 0% APR on balance transfers
💰 0% APR on CASH ADVANCES
📆 For 12 months

That last one is the game changer.

Why? Because there’s a BIG difference between having $20K of available credit that you have to swipe…and potentially being able to access a portion of that credit as CASH while the promotional APR is 0%.

That can give a business owner much more flexibility for things like:

💰 Working capital
📦 Inventory
📈 Marketing
👥 Payroll & contractors
🏢 Business expenses that can’t easily be paid by credit card

But understand the strategy: 0% APR does NOT necessarily mean free cash. Cash advances can have a transaction fee, and your cash-advance limit may be lower than your total credit limit. Always verify your specific terms before moving money.

This is exactly why I tell people…

Don’t just collect credit cards. Learn how the PRODUCTS work.

The right funding product at the right time can completely change your strategy. 🎯

09/04/2026

BANK OF AMERICA JUST MADE THIS BUSINESS CARD A LOT MORE INTERESTING 👀💰

The Bank of America® Platinum Plus® Mastercard® Business card is now offering:

🔥 0% intro APR on purchases for the first 15 billing cycles
💳 $0 annual fee
🏦 A BUSINESS credit card
⚠️ And here’s the part you NEED to know…

THIS IS AN ONLINE OFFER.

Bank of America states that the offer may not be available if you leave the webpage, apply at a financial center, or call.

That’s why business funding isn’t just about knowing WHICH cards to apply for.

The application method matters.
The timing matters.
The sequence matters.
And your credit profile matters.

15 billing cycles at 0% gives you the opportunity to use the bank’s money to invest into your business WITHOUT paying interest on those purchases during the promotional period.

That’s what I mean when I say…

Don’t just chase APPROVALS.

Build a FUNDING STRATEGY. 💯

Save this one. 📌

Make sure you follow me for more funding tips, and if you’re ready to get business funding without paying a %, DM me the word READY

08/27/2026

AMEX IS CUTTING LIMITS… BUT THERE’S MORE TO THE STORY.

Over the last couple weeks, business owners have reported Amex suddenly putting preset limits on cards that previously had no preset spending limit.

One business owner reportedly went from spending around $350K per month to being capped at $100K. 😳

Naturally, social media ran with it:

“Amex is preparing for a recession.”

“Amex is cutting everybody.”

“Something big is coming.”

But I see it differently.

This is RISK MANAGEMENT.

Banks don’t just evaluate you when you APPLY for funding.

They’re evaluating you after they give you the money too.

Your spending patterns.
Your payment history.
Your income and revenue.
Your overall exposure.
Your unused credit.
And whether your financial profile still supports the amount of credit they’ve extended.

That’s why getting approved is only HALF THE GAME.

You have to know how to KEEP THE FUNDING once you get it. 🎯

A $50K limit today doesn’t mean the bank owes you a $50K limit forever.

Understanding how banks think after the approval can be just as important as knowing how to get approved in the first place.

💬 Comment “FUNDING” if you want to learn how to build a profile banks actually want to lend to.

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