The SBA King

09/16/2026

Growth for an established business doesn’t only mean selling more. It can also mean buying a competitor, adding a complementary business, or creating a succession opportunity through acquisition.

SBA SOP 50 10 8.1 may give existing operators a meaningful advantage:

• Business Expansion category: When the requirements are met, equity requirements may be reduced or eliminated for a company acquiring another business.

• 1.25x DSCR based on trailing results: not projections: Proven cash flow matters.

• Seller transition support: Sellers may remain as consultants for up to 24 months.

• Flexible structure: 5% buyer cash plus a 5% full-standby seller note can still work when properly structured.

The key is that established operators bring operating history, management experience, and proven cash flow to the table: strengths that can support a well-planned acquisition.

Thinking about buying a business? Send me a DM. I’m always happy to be a resource as you evaluate the opportunity.



Not financial advice. No commitment to lend. Does not reflect my employer or SBA’s views. For info only. Loans subject to lender approval.

05/10/2026

Happy Mother’s Day to the women who do it all.

Today, I’m celebrating the Mom-preneurs: the leaders who manage balance sheets by day and bedtime stories by night. Your ability to scale a business while nurturing a family is the ultimate masterclass in leadership, resilience, and strategic planning.

I see the grit it takes to build a legacy. Whether you are growing your own empire or providing the foundation of support that allows another entrepreneur to thrive, your impact on our community and the economy is immeasurable.

To all the mothers, grandmothers, and mother figures in my professional circles: thank you for your strength and your vision.

Let’s take a moment to lift up the women leading the way. Tag a mom-preneur who inspires you in the comments below!

01/13/2026

Thinking about buying a franchise? Here are 5 essential tips to set you up for SBA loan success:

1️⃣ Use the SBA Franchise Directory – Start with franchises pre-approved by the SBA. It saves time and gets you an instant head start.
2️⃣ 50/5 Rule – If not on the list, look for at least 50 operating units and 5+ years in business. Lenders love stability and a proven track record.
3️⃣ Read the FDD Closely – Focus on Items 19 & 20. Transparent financials are a must; vague numbers = red flag!
4️⃣ Call Real Franchisees – Go beyond the list you’re handed and talk with owners who’ve been in the game for 2-3 years. Ask tough questions!
5️⃣ Know Your Total Investment – The franchise fee is just the beginning. Factor in ALL costs, including working capital and start-up expenses.

For a deeper dive, check out the full article: https://www.linkedin.com/pulse/5-smart-tips-finding-right-franchise-bill-king-cmaa-clfp-urorc

Questions? Let’s talk in the comments or shoot me a DM.

Not financial advice. No commitment to lend. Does not reflect my employer or SBA’s views. For info only. Loans subject to lender approval.

01/10/2026

I’m
Having fun playing with these AI tools. No talking babies were harmed in the production of this post 😂

01/10/2026

This is funny

01/10/2026

I know the secrets to SBA loans and how to get you the financing you need. Let’s make your business dreams come true with The SBA King! 💼👶

01/10/2026

01/10/2026

I'm here to help you turn your rent payments into real estate investments with expert SBA loan guidance. Let's make property ownership happen together!

01/08/2026

Tired of rent hikes eating into your bottom line? It’s time to make your monthly payment work for you. With SBA financing, established businesses can own their space: with little to no money down.

Here’s what rent replacement can look like for you:
• Build equity instead of paying rent
• Lock in stable payments
• Take control of your future

We’re all about helping business owners turn rent into ownership: let’s talk about how you can use an SBA loan to buy your building and boost your business. Always happy to be a resource!