Fresh Focus Credit Solutions

01/20/2026

Folks please don't do this.... link in first comment

11/08/2025

This particular article is from the dallas Fort Worth area, but this is everywhere. I suggest cutting back on the wants and just spending on the needs. In my opinion this economy is far worse than the 2008 recession. The amount of people that are falling in default on car notes, credit card debt, mortgages..etc is at an all time high. I see record number of bankruptcies being filed in the near future. Please stay disciplined with your spending.

What's behind the rising costs of living in North Texas? NBC 5 Investigates dives into the financial squeeze leaving families under crushing debt.

11/05/2025

https://abcnews.go.com/Business/americans-household-debt-hits-new-record-high-report/story?id=127221208

The debut includes mortgages, car loans, credit cards and student loans.

10/28/2025

https://www.commondreams.org/news/trump-cfpb-medical-debt

One consumer advocate said the effort adds "salt to the wound" as tens of millions of people face healthcare premium spikes that are likely to worsen the nation's medical debt crisis.

10/14/2025

GoFundMe CEO says customers are crowdfunding rent and groceries

Opening Bid Unfiltered is available on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. In times of need, families often rely on GoFundMe to cover expenses ranging from burial costs for a loved one to helping to rebuild a burned-down home. GoFundMe has become the go-to destinatio...

10/13/2025

https://www.cnbc.com/2025/10/13/new-car-prices-auto-loan-delinquencies.html

Look no further than the automotive industry for the latest indication of a potential "K-Shaped" economy for U.S. consumers.

04/22/2025

Get your federal student loans in order. You do not want them to start garnishing your wages, keeping your income tax checks etc….

https://amp.cnn.com/cnn/2025/04/21/politics/education-department-resume-collecting-student-loans-default?fbclid=IwZXh0bgNhZW0CMTEAAR60uhlBs2uczaUMZEV7rcIcuKFf3xnNfOXRuHyWQUPD8amSgPUZKh9v75MJGA_aem_YQurTsZaACl3yrjAx3ob3g -menu

The Department of Education announced on Monday that it will restart collecting federal student loans in default on May 5, ending a pandemic-era pause that began roughly five years ago.

04/16/2025

https://www.usatoday.com/story/money/2025/03/31/student-loan-defaults-hurt-credit-scores/82740789007/?fbclid=IwZXh0bgNhZW0CMTEAAR6l8rG7GQrTLRgiO7Es4cRHnmbxukYXHHDdlfQdjLsjPac20ss0z1n2n3dICw_aem_FW4y8er9bmeziRzfb9vTtA

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit reporting ended Jan 1.

03/05/2025

https://www.cnbc.com/2025/03/05/past-due-student-loan-borrowers-may-see-credit-scores-tank-vantagescore.html

The 9 million federal student loan borrowers who are late on their bills may see their credit scores tank by as much as 129 points, a new report finds.

02/21/2025

The average car loan interest rate by credit score… Where do you fall?

01/07/2025

https://www.nbcnews.com/business/personal-finance/biden-administration-finalizes-rule-strike-medical-debt-credit-reports-rcna186538

The Consumer Financial Protection Bureau determined medical debt was a poor predictor of whether someone could repay a loan.

12/30/2024

US Credit Card Defaults Surge to Highest Level Since 2008,,,

US credit card defaults have reached their highest point since the 2008 financial crisis, indicating a decline in the financial well-being of lower-income consumers after years of high inflation.