FloaterFunds

FloaterFunds FloaterFunds, a Slate Financial company. Fast working capital for entrepreneurs and small business owners. $20K-$5M, funding in as little as 24 hours.

Apply at slatefinancial.io

Most SBA loan denials come down to 3 things: credit too low, not enough time in business, or applying to the wrong lende...
09/21/2026

Most SBA loan denials come down to 3 things: credit too low, not enough time in business, or applying to the wrong lender. We break down exactly what SBA lenders look for in 2026 -- and what to do if SBA is not the right fit. See your options: slatefinancial.io/apply. Funding subject to lender approval.

Apply in 2 minutes: https://www.slatefinancial.io/c/1e8bb1e4-0419-40d5-912e-684a1d0c3f65?p=facebook&to=https%3A%2F%2Fwww.slatefinancial.io%2Fapply%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3Domni

A spec builder contacted us this week after 8 weeks of back-and-forth with his bank on a ground-up construction loan in ...
09/21/2026

A spec builder contacted us this week after 8 weeks of back-and-forth with his bank on a ground-up construction loan in Broward County, FL.

Their list: 2 years of personal W2s (his LLC is 3 years old - "too new"). 6 months of reserves. Proof the lot was in an approved lending zone. A letter from his contractor confirming the build timeline.

He sent all of it. The bank still said no - "we do not lend on spec builds."

He called us Monday. We had terms back Tuesday. He closed in 14 days.

He is pulling permits this week.

Private lenders fund the deal, not the paperwork.

Ground-up construction in FL, TX, GA, SC. Draw-schedule funding available.

slatefinancial.io/apply/ground-up-construction

Results not typical. Funding is subject to lender approval.

Apply in 2 minutes: https://www.slatefinancial.io/c/250ca750-1153-404b-9e19-c178ba3ac817?p=facebook&to=https%3A%2F%2Fwww.slatefinancial.io%2Fapply%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3Domni

The bank asked my client for:- 3 years of personal tax returns- 2 years of business tax returns- 6 months of bank statem...
09/20/2026

The bank asked my client for:

- 3 years of personal tax returns
- 2 years of business tax returns
- 6 months of bank statements (personal AND business)
- A signed CPA letter
- An appraisal on a property he did not own yet
- Proof of 5 completed flips
- A 700+ FICO score

He sent everything.

They emailed back: "Your score is 693. We need a 700."

He called us. We funded his next deal in 11 days. The deal qualified on the numbers -- not his W2.

(Borrower details changed. Results not typical. Funding subject to lender approval.)

If your bank is treating your 90-day flip like a 30-year mortgage, there are lenders who think differently.

See what your fix-and-flip qualifies for: slatefinancial.io/apply/fix-and-flip

Apply in 2 minutes: https://www.slatefinancial.io/c/05ab613b-d14f-42db-9c95-479fba2bdfda?p=facebook&to=https%3A%2F%2Fwww.slatefinancial.io%2Fapply%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3Domni

Running a trucking company and waiting 45 days for invoice payment? There is a faster way. Freight factoring gets you pa...
09/20/2026

Running a trucking company and waiting 45 days for invoice payment? There is a faster way. Freight factoring gets you paid within 24-48 hours. MCAs move same-day. Equipment financing lets you add a truck without draining working capital. All explained at slatefinancial.io/apply -- no guarantees, just real options.

Apply in 2 minutes: https://www.slatefinancial.io/c/75d6b367-9cf0-48b7-b64d-e053688b5370?p=facebook&to=https%3A%2F%2Fwww.slatefinancial.io%2Fapply%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3Domni

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1475 Caliper Oak Cir
San Jose, CA
29464

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