Ledesma Financial Services LLC

12/26/2025

10/16/2025

I gained 149 followers in the past 90 days! Thank you all for your continued support. I could not have done it without you. 🙏🤗🎉

05/07/2025

Business owners, do you have a retirement fund that also protects your family?

An Indexed Universal Life (IUL) policy allows you to grow your retirement income tax-free while securing life insurance benefits.
Let’s set your future up for success.
📞 Call 512-396-7260 or visit ledesmafinancialservices.com

04/30/2025

S Corporation owners — here’s important health insurance news for 2024-2025! 📢

If you own more than 2% of your S Corp, you have special tax advantages for your health insurance — but only if you follow the rules correctly.
✅ Get the premiums on the company books
✅ Report properly on your W-2
✅ Claim your self-employed health insurance deduction

Avoid costly ACA penalties and maximize your deductions! Need help setting it up?
📞 Call us at 512-396-7260
📖 Read the full article here: https://ledesmafinancialservices.com/blog/

04/26/2025

🚨 Tax season is over, but now is the BEST time to plan ahead! 📅 Here are some key insights to keep in mind for next year. Stay ready, not surprised! 💡

04/25/2025

Did a life-changing event happen or did you recently retire?

You may be able to lower your Medicare premiums with Form SSA-44.
Quick, smart planning = long-term savings.
📞 Call us at 512-396-7260 or visit ledesmafinancialservices.com

04/25/2025

What can you deduct—and what should you NOT claim?
Business deductions can save you serious money—but claiming the wrong ones can cost you more than just cash.

Let’s clear the confusion. From meals and mileage to home offices and startup costs, we’ll guide you through what qualifies and what raises red flags.

📞 Call 512-396-7260 or visit ledesmafinancialservices.com to make sure you’re deducting the right way.

04/23/2025

🚨 Business Owners — Are You Using the Right Reimbursement Plan?

Do you know the difference between an accountable and non-accountable plan? 🧾💼
This small detail can make a BIG difference in your taxes — and potentially save your business thousands.

Don’t make the mistake many business owners do. Let’s set it up the right way from the start.

📞 Call us at 512-396-7260 or visit ledesmafinancialservices.com to learn more!

04/18/2025

🚨 Self-employed or run a business with no employees⁉️

You could contribute up to $77,500 into Roth-style retirement savings using the Mega Backdoor Roth Strategy — a powerful way to build wealth tax-free.

✅ No required minimum distributions
✅ Tax-free growth
✅ Greater control in retirement

📞 Call us at 512-396-7260 to see if this strategy fits your business.

For the full article on Mega Backdoor Roth Strategy Visit https://ledesmafinancialservices.com/blog/ to learn more!

Inherited IRA Rule Changes Are Coming in 2025 – Are You Ready?  March 28, 2025 If you have inherited (or may someday inherit) an individual retirement account (IRA), the 2025 changes may significantly impact your tax planning. Key Updates RMD requirements. Starting in 2025, annual required minimu...