David Wharram LPL Financial

06/30/2025

Planning for Your Child’s Education? Let’s Talk Strategy.

Tuition isn’t getting any cheaper—and figuring out how to save for your child’s education can feel overwhelming. But it doesn’t have to be.

Whether your goal is college, trade school, or just giving them a strong financial start, I can help you explore your options and create a savings plan that fits your budget and long-term goals.

We’ll talk about what’s possible, what to avoid, and how to make smart, realistic decisions without adding stress.

It starts with a conversation. When you're ready, I’m here.

06/25/2025

Whether retirement is 5 years away or 25, the steps you take now can make a big difference later.

There’s no one-size-fits-all answer—your goals, your lifestyle, and your financial picture are unique. That’s why I take the time to get to know what matters most to you and build a strategy that works toward your version of retirement.

Online “hacks” won’t replace thoughtful planning. Let’s sit down (in person, on Zoom, or by phone) and talk about how to turn today’s income into tomorrow’s freedom—without the sales pitch or pressure.

Whenever you’re ready, I’m here to help you take that first step.

https://loom.ly/5WoiX54

06/16/2025

We can’t predict the future—but we can prepare for it.

Whether it’s an unexpected job change, a medical emergency, or a major life transition, having a financial plan in place can help you and your family navigate uncertainty with more clarity and confidence.

I’ll help you look at the full picture—from income and insurance to long-term goals—so we can create a strategy that’s flexible, realistic, and built around your priorities.

This isn’t about fear. It’s about being proactive and protecting the people and future that matter most to you.

Want to talk through your options? Let’s start with a conversation.

https://loom.ly/5WoiX54

06/12/2025

Do You Have a Dream? Let’s Make a Plan for It.

Everyone has something they’re working toward—maybe it’s buying a home, helping your kids through college, taking a long-overdue sabbatical, or retiring before you’re too tired to enjoy it.

Whatever your dream looks like, it deserves more than wishful thinking. It deserves a plan.

I help people build financial strategies that reflect their real lives—messy, hopeful, complex, and full of possibility. We’ll talk through your priorities, look at where you are now, and figure out the steps it will take to move in the right direction.

No guarantees. No perfect answers. Just honest guidance to help you make informed decisions and take action toward what matters most.

Want to talk through your goals? Let’s start there.

https://loom.ly/5WoiX54

You can     with a plan Creating financial options through education and empowerment. Contact us We understand the challenges of finding someone you can trust with your financial future. Whether your current advisor is out of state, or you’re simply unsure about your investments, we’re here t...

05/29/2025

Budgeting gets a bad rap. People think it means restriction, saying no, or tracking every dollar down to the penny. But a good budget? It's just a plan—a flexible one—that helps you understand where your money’s going and if it’s lining up with what matters most to you.

I work with individuals and families who want to feel more confident about their spending, saving, and future planning—but don’t know where to start. Whether your goal is to free up cash, pay down debt, or simply feel more in control, we’ll start where you are and build a strategy that works with your life.

No complicated spreadsheets. No judgment. Just real conversations and actionable steps that help you use your money in a way that feels good.

Curious what that looks like? Let’s talk.

https://loom.ly/8lLLECU

05/19/2025

Just married? First off — congratulations!

Merging your life with someone else’s is a big deal, and that includes figuring out how to handle your finances together. It’s totally normal to feel a little unsure about where to start. Should you combine accounts? Tackle debt? Start thinking about a house, kids, retirement?

I work with couples all the time to help navigate these kinds of questions. We’ll talk about what matters most to each of you, what your goals are as a team, and how to start building a plan that reflects your shared priorities.

There’s no one-size-fits-all solution — and that’s the point. Your financial future should feel like yours.

If this sounds like something you’ve been meaning to do (but haven’t quite gotten around to yet), let’s set up a time to talk.

https://loom.ly/8lLLECU

05/14/2025

What’s your current financial strategy?

1️⃣ Wait and see
2️⃣ Kick the can down the road
3️⃣ Hope and pray

If that feels a little too familiar, you’re not alone. A lot of people put off financial planning because it feels too complicated or like something they’ll “get to eventually.”

But here’s the truth: having a plan—one that actually reflects your goals, values, and life—isn’t just about numbers. It’s about clarity, confidence, and knowing you’re making intentional choices with your money.

When you’re ready, I’m here to help you take that first step. Let’s talk through where you’re at and what’s possible. No pressure. Just a real conversation about your future.

https://loom.ly/8lLLECU

05/06/2025

Let’s be honest—online financial advice is everywhere. From viral budgeting hacks to get-rich-quick “tips,” it can be tough to know what’s actually helpful and what’s just noise.

The thing is, your financial future deserves more than a one-size-fits-all approach. That’s where I come in.

I work with individuals and families to help make sense of the big picture—your goals, your current situation, and the steps that make the most sense for you. It’s not about selling a product or chasing the latest trend. It’s about real conversations and practical guidance that fits your life.

If you're ready to tune out the noise and talk about what actually matters, I’m here. Based in Santa Fe, working with families near and far—let’s chat.

https://loom.ly/8lLLECU

04/29/2025

Don’t Let Your Money Control You — Take Control.

The financial world can be confusing. Avoid the pitfalls of online advice and get guidance from a trusted professional. David Wharram at LPL Financial offers customized financial planning for all stages of life.

If you are ready to take control of your finances, schedule a consultation today to start building your future:

https://loom.ly/HeL7Myg